The CIC Insurance Group Plc (NASE:CIC)
Kenya · Delayed Price · Currency is KES 4.810
-0.050 (-1.03%)
At close: Aug 27, 2026
The CIC Insurance Group Cash Flow Statement
Financials in millions KES. Fiscal year is January - December.
Millions KES. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 588.57 | 2,716 | 1,498 | 156.47 | 589.38 |
Depreciation & Amortization | 182.65 | 177.24 | 156.49 | 140.82 | 189.49 |
Other Amortization | 54.7 | 60.71 | 57.59 | 56.63 | 27.34 |
Gain (Loss) on Sale of Assets | 0.15 | -0.6 | - | - | - |
Gain (Loss) on Sale of Investments | -801.79 | -227.47 | 44.05 | -46.95 | -133.71 |
Change in Accounts Receivable | - | - | - | - | -34.68 |
Reinsurance Recoverable | 104.7 | -1,325 | -6.17 | 1,236 | -345.65 |
Change in Unearned Revenue | - | - | - | - | 153.63 |
Change in Insurance Reserves / Liabilities | 10,827 | 7,572 | 5,195 | 4,395 | 863.19 |
Change in Other Net Operating Assets | -837.81 | 338.75 | 40.28 | 69.77 | 1,074 |
Other Operating Activities | -4,321 | -4,234 | -1,162 | -848.36 | -714.63 |
Operating Cash Flow | 5,962 | 4,068 | 5,700 | 4,872 | 2,066 |
Operating Cash Flow Growth | 46.53% | -28.63% | 16.99% | 135.88% | -14.98% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -172.48 | -128.23 | -240.49 | -55.69 | -63.33 |
Sale of Property, Plant & Equipment | 1.97 | 1.36 | 36.33 | 14.93 | 0.78 |
Purchase / Sale of Intangible Assets | -82.99 | -49.34 | -71.33 | -31.91 | -70.97 |
Investment in Securities | -6,258 | -2,647 | -5,805 | -5,396 | -1,317 |
Other Investing Activities | 4,051 | 5,074 | 1,828 | 926.46 | 1,132 |
Investing Cash Flow | -2,461 | 2,250 | -4,253 | -4,543 | -297.28 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 107.27 | 112.08 | - | - |
Total Debt Repaid | -114.49 | -548.98 | -167.24 | -53.43 | -78.44 |
Net Debt Issued (Repaid) | -114.49 | -441.7 | -55.16 | -53.43 | -78.44 |
Common Dividends Paid | -345 | -345 | -345 | - | - |
Financing Cash Flow | -459.49 | -786.7 | -400.16 | -53.43 | -78.44 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -145.22 | -380.37 | 14.73 | -115.27 | -116.4 |
Net Cash Flow | 2,896 | 5,152 | 1,062 | 161.1 | 1,574 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 5,789 | 3,940 | 5,460 | 4,817 | 2,002 |
Free Cash Flow Growth | 46.93% | -27.83% | 13.35% | 140.56% | -16.39% |
Free Cash Flow Margin | 17.36% | 13.42% | 18.88% | 20.60% | 10.73% |
Free Cash Flow Per Share | 2.11 | 1.37 | 1.90 | 1.67 | 0.70 |
Levered Free Cash Flow | -1,626 | -5,840 | 1,711 | -13,702 | 5,722 |
Unlevered Free Cash Flow | -1,311 | -5,478 | 2,035 | -13,427 | 5,991 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 717.02 | 42.93 | 37.02 | 232.31 | 23.08 |
Cash Income Tax Paid | 743.06 | 975.95 | 813.58 | 787.71 | 319.97 |
Change in Working Capital | 10,154 | 6,586 | 5,230 | 5,701 | 1,409 |