The CIC Insurance Group Plc (NASE:CIC)

The CIC Insurance Group Ratios and Metrics

Market cap in millions KES. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 6, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	12,717	13,148	5,623	5,859	5,100	5,780
Market Cap Growth	63.15%	133.81%	-4.02%	14.87%	-11.77%	3.76%
Enterprise Value	4,923	8,544	9,626	10,187	9,467	10,069
PE Ratio	5.15	22.34	2.07	3.91	32.60	9.81
PS Ratio	0.38	0.39	0.19	0.20	0.22	0.31
PB Ratio	1.07	1.11	0.51	0.77	0.69	0.72
P/FCF Ratio	2.20	2.27	1.43	1.07	1.06	2.89
P/OCF Ratio	2.13	2.21	1.38	1.03	1.05	2.80
EV/Sales Ratio	0.16	0.26	0.33	0.35	0.41	0.54
EV/EBITDA Ratio	2.97	4.80	5.60	3.48	11.34	9.82
EV/EBIT Ratio	3.17	5.14	5.93	3.58	12.28	11.05
EV/FCF Ratio	0.85	1.48	2.44	1.87	1.97	5.03
Debt / Equity Ratio	0.44	0.44	0.50	0.71	0.66	0.57
Debt / EBITDA Ratio	2.82	2.82	3.04	1.79	5.30	4.12
Debt / FCF Ratio	0.90	0.90	1.39	0.99	1.00	2.26
Net Debt / Equity Ratio	-0.65	-0.65	-0.41	0.07	0.14	0.11
Net Debt / EBITDA Ratio	-4.33	-4.33	-2.64	0.18	1.24	0.87
Net Debt / FCF Ratio	-1.33	-1.33	-1.15	0.10	0.21	0.44
Quick Ratio	2.33	2.33	1.67	3.22	3.50	0.44
Current Ratio	3.68	3.68	3.02	4.95	5.50	0.71
Asset Turnover	0.49	0.49	0.52	0.62	0.55	0.47
Return on Equity (ROE)	4.50%	4.50%	30.65%	19.25%	2.05%	8.56%
Return on Assets (ROA)	1.53%	1.53%	1.81%	3.80%	1.13%	1.42%
Return on Invested Capital (ROIC)	3.96%	4.08%	7.87%	12.81%	1.19%	5.22%
Earnings Yield	4.63%	4.48%	48.30%	25.57%	3.07%	10.20%
FCF Yield	45.52%	44.03%	70.07%	93.19%	94.44%	34.64%
Dividend Yield	2.72%	2.66%	6.50%	6.61%	8.16%	-
Payout Ratio	58.62%	58.62%	12.70%	23.03%	-	-
Buyback Yield / Dilution	3.13%	4.55%	-	-	-	-
Total Shareholder Return	5.85%	7.21%	6.50%	6.61%	8.16%	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.