The CIC Insurance Group Plc (NASE:CIC)
Kenya · Delayed Price · Currency is KES 4.810
-0.050 (-1.03%)
At close: Aug 27, 2026
The CIC Insurance Group Ratios and Metrics
Market cap in millions KES. Fiscal year is January - December.
Millions KES. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 13,839 | 13,148 | 5,623 | 5,859 | 5,100 | 5,780 | |
Market Cap Growth | -3.80% | 133.81% | -4.02% | 14.87% | -11.77% | 3.76% |
Enterprise Value | 6,045 | 8,544 | 9,626 | 10,187 | 9,467 | 10,069 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.60 | 22.34 | 2.07 | 3.91 | 32.60 | 9.81 |
PS Ratio | 0.41 | 0.39 | 0.19 | 0.20 | 0.22 | 0.31 |
PB Ratio | 1.17 | 1.11 | 0.51 | 0.77 | 0.69 | 0.72 |
P/FCF Ratio | 2.39 | 2.27 | 1.43 | 1.07 | 1.06 | 2.89 |
P/OCF Ratio | 2.32 | 2.21 | 1.38 | 1.03 | 1.05 | 2.80 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 0.19 | 0.26 | 0.33 | 0.35 | 0.41 | 0.54 |
EV/EBITDA Ratio | 3.64 | 4.80 | 5.60 | 3.48 | 11.34 | 9.82 |
EV/EBIT Ratio | 3.89 | 5.14 | 5.93 | 3.58 | 12.28 | 11.05 |
EV/FCF Ratio | 1.04 | 1.48 | 2.44 | 1.87 | 1.97 | 5.03 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.44 | 0.44 | 0.50 | 0.71 | 0.66 | 0.57 |
Debt / EBITDA Ratio | 2.82 | 2.82 | 3.04 | 1.79 | 5.30 | 4.12 |
Debt / FCF Ratio | 0.90 | 0.90 | 1.39 | 0.99 | 1.00 | 2.26 |
Net Debt / Equity Ratio | -0.65 | -0.65 | -0.41 | 0.07 | 0.14 | 0.11 |
Net Debt / EBITDA Ratio | -4.33 | -4.33 | -2.64 | 0.18 | 1.24 | 0.87 |
Net Debt / FCF Ratio | -1.33 | -1.33 | -1.15 | 0.10 | 0.21 | 0.44 |
Quick Ratio | 2.33 | 2.33 | 1.67 | 3.22 | 3.50 | 0.44 |
Current Ratio | 3.68 | 3.68 | 3.02 | 4.95 | 5.50 | 0.71 |
Asset Turnover | 0.49 | 0.49 | 0.52 | 0.62 | 0.55 | 0.47 |
Return on Equity (ROE) | 4.50% | 4.50% | 30.65% | 19.25% | 2.05% | 8.56% |
Return on Assets (ROA) | 1.53% | 1.53% | 1.81% | 3.80% | 1.13% | 1.42% |
Return on Invested Capital (ROIC) | 3.96% | 4.08% | 7.87% | 12.81% | 1.19% | 5.22% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 4.25% | 4.48% | 48.30% | 25.57% | 3.07% | 10.20% |
FCF Yield | 41.83% | 44.03% | 70.07% | 93.19% | 94.44% | 34.64% |
Dividend Yield | 2.52% | 2.66% | 6.50% | 6.61% | 8.16% | - |
Payout Ratio | 60.66% | 58.62% | 12.70% | 23.03% | - | - |
Buyback Yield / Dilution | 3.13% | 4.55% | - | - | - | - |
Total Shareholder Return | 5.65% | 7.21% | 6.50% | 6.61% | 8.16% | - |