Kenya · Delayed Price · Currency is KES The CIC Insurance Group Statistics
Total Valuation
NASE:CIC has a market cap or net worth of KES 12.72 billion. The enterprise value is 4.92 billion.
| Market Cap | 12.72B |
| Enterprise Value | 4.92B |
Important Dates
The next estimated earnings date is Thursday, May 28, 2026.
| Earnings Date | May 28, 2026 |
| Ex-Dividend Date | Apr 24, 2026 |
Share Statistics
NASE:CIC has 2.88 billion shares outstanding. The number of shares has decreased by -3.13% in one year.
| Current Share Class | 2.88B |
| Shares Outstanding | 2.88B |
| Shares Change (YoY) | -3.13% |
| Shares Change (QoQ) | +21.02% |
| Owned by Insiders (%) | 9.64% |
| Owned by Institutions (%) | 0.41% |
| Float | 450.95M |
Valuation Ratios
The trailing PE ratio is 5.15.
| PE Ratio | 5.15 |
| Forward PE | n/a |
| PS Ratio | 0.38 |
| PB Ratio | 1.07 |
| P/TBV Ratio | 1.10 |
| P/FCF Ratio | 2.20 |
| P/OCF Ratio | 2.13 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 2.97, with an EV/FCF ratio of 0.85.
| EV / Earnings | 8.36 |
| EV / Sales | 0.16 |
| EV / EBITDA | 2.97 |
| EV / EBIT | 3.17 |
| EV / FCF | 0.85 |
Financial Position
The company has a current ratio of 3.68, with a Debt / Equity ratio of 0.44.
| Current Ratio | 3.68 |
| Quick Ratio | 2.33 |
| Debt / Equity | 0.44 |
| Debt / EBITDA | 2.82 |
| Debt / FCF | 0.90 |
| Interest Coverage | 3.30 |
Financial Efficiency
Return on equity (ROE) is 4.50% and return on invested capital (ROIC) is 3.96%.
| Return on Equity (ROE) | 4.50% |
| Return on Assets (ROA) | 1.53% |
| Return on Invested Capital (ROIC) | 3.96% |
| Return on Capital Employed (ROCE) | 2.53% |
| Weighted Average Cost of Capital (WACC) | 4.71% |
| Revenue Per Employee | 31.23M |
| Profits Per Employee | 551,093 |
| Employee Count | 1,068 |
| Asset Turnover | 0.49 |
| Inventory Turnover | 5.90 |
Taxes
In the past 12 months, NASE:CIC has paid 736.61 million in taxes.
| Income Tax | 736.61M |
| Effective Tax Rate | 58.91% |
Stock Price Statistics
The stock price has increased by +51.57% in the last 52 weeks. The beta is 0.14, so NASE:CIC's price volatility has been lower than the market average.
| Beta (5Y) | 0.14 |
| 52-Week Price Change | +51.57% |
| 50-Day Moving Average | 4.77 |
| 200-Day Moving Average | 4.60 |
| Relative Strength Index (RSI) | 44.35 |
| Average Volume (20 Days) | 164,081 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, NASE:CIC had revenue of KES 33.35 billion and earned 588.57 million in profits. Earnings per share was 0.21.
| Revenue | 33.35B |
| Gross Profit | 3.72B |
| Operating Income | 1.66B |
| Pretax Income | 1.25B |
| Net Income | 588.57M |
| EBITDA | 1.78B |
| EBIT | 1.66B |
| Earnings Per Share (EPS) | 0.21 |
Balance Sheet
The company has 16.36 billion in cash and 5.20 billion in debt, with a net cash position of 7.72 billion or 2.68 per share.
| Cash & Cash Equivalents | 16.36B |
| Total Debt | 5.20B |
| Net Cash | 7.72B |
| Net Cash Per Share | 2.68 |
| Equity (Book Value) | 11.85B |
| Book Value Per Share | 4.14 |
| Working Capital | 21.31B |
Cash Flow
In the last 12 months, operating cash flow was 5.96 billion and capital expenditures -172.48 million, giving a free cash flow of 5.79 billion.
| Operating Cash Flow | 5.96B |
| Capital Expenditures | -172.48M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -114.49M |
| Free Cash Flow | 5.79B |
| FCF Per Share | 2.01 |
Margins
Gross margin is 11.14%, with operating and profit margins of 4.99% and 1.76%.
| Gross Margin | 11.14% |
| Operating Margin | 4.99% |
| Pretax Margin | 3.75% |
| Profit Margin | 1.76% |
| EBITDA Margin | 5.34% |
| EBIT Margin | 4.99% |
| FCF Margin | 17.36% |
Dividends & Yields
This stock pays an annual dividend of 0.12, which amounts to a dividend yield of 2.72%.
| Dividend Per Share | 0.12 |
| Dividend Yield | 2.72% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | 58.62% |
| Buyback Yield | 3.13% |
| Shareholder Yield | 5.85% |
| Earnings Yield | 4.63% |
| FCF Yield | 45.52% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 23, 2025. It was a forward split with a ratio of 1.1.
| Last Split Date | Apr 23, 2025 |
| Split Type | Forward |
| Split Ratio | 1.1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |