The CIC Insurance Group Plc (NASE:CIC)

The CIC Insurance Group Ratios and Metrics

Market cap in millions KES. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Feb 28, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	7,899	5,859	5,100	5,780	5,571	7,010
Market Cap Growth	12.11%	14.87%	-11.76%	3.76%	-20.52%	-30.57%
Enterprise Value	11,901	10,187	9,467	10,069	8,980	11,422
PE Ratio	5.10	3.91	32.60	9.81	-	22.66
PS Ratio	0.27	0.20	0.22	0.31	0.33	0.40
PB Ratio	0.77	0.77	0.69	0.72	0.73	0.89
P/FCF Ratio	1.34	1.07	1.06	2.89	2.33	2.93
P/OCF Ratio	0.91	1.03	1.05	2.80	2.29	2.85
EV/Sales Ratio	0.41	0.35	0.40	0.54	0.54	0.66
EV/EBITDA Ratio	3.84	3.48	11.34	9.82	12.36	11.85
EV/EBIT Ratio	3.96	3.58	12.27	11.05	15.65	14.71
EV/FCF Ratio	2.02	1.87	1.97	5.03	3.75	4.78
Debt / Equity Ratio	0.56	0.71	0.66	0.57	0.55	0.50
Debt / EBITDA Ratio	1.65	1.79	5.30	4.12	5.73	4.09
Debt / FCF Ratio	0.87	0.99	1.00	2.26	1.74	1.65
Quick Ratio	-	1.05	3.50	0.44	0.39	0.44
Current Ratio	-	1.57	5.50	0.71	0.68	0.73
Asset Turnover	0.53	0.62	0.55	0.46	0.45	0.51
Return on Equity (ROE)	16.15%	19.25%	2.05%	8.56%	-3.83%	4.13%
Return on Assets (ROA)	3.48%	3.80%	1.13%	1.42%	0.97%	1.42%
Return on Capital (ROIC)	13.53%	14.13%	3.90%	4.69%	3.04%	3.93%
Return on Capital Employed (ROCE)	5.21%	5.66%	1.77%	2.19%	1.48%	2.20%
Earnings Yield	19.02%	25.57%	3.07%	10.20%	-4.18%	4.41%
Earnings Yield	19.02%	25.57%	3.07%	10.20%	-4.18%	4.41%
FCF Yield	74.50%	93.19%	94.44%	34.64%	42.99%	34.11%
Dividend Yield	4.33%	6.15%	7.59%	-	-	-
Payout Ratio	22.96%	23.03%	-	-	-	106.35%
Total Shareholder Return	5.15%	6.15%	7.59%	-	-	-

Source: S&P Capital IQ. Insurance template. Financial Sources.