The CIC Insurance Group Plc (NASE:CIC)

The CIC Insurance Group Statistics

Total Valuation

NASE:CIC has a market cap or net worth of KES 13.52 billion. The enterprise value is 17.74 billion.

Market Cap	13.52B
Enterprise Value	17.74B

Important Dates

The next estimated earnings date is Thursday, May 28, 2026.

Earnings Date	May 28, 2026
Ex-Dividend Date	Apr 24, 2026

Share Statistics

NASE:CIC has 2.88 billion shares outstanding.

Current Share Class	2.88B
Shares Outstanding	2.88B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+21.02%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 22.38.

PE Ratio	22.38
Forward PE	n/a
PS Ratio	0.41
PB Ratio	1.14
P/TBV Ratio	1.13
P/FCF Ratio	n/a
P/OCF Ratio	3.60
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	34.53
EV / Sales	0.53
EV / EBITDA	9.93
EV / EBIT	10.51
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.42
Debt / EBITDA	2.81
Debt / FCF	n/a
Interest Coverage	3.35

Financial Efficiency

Return on equity (ROE) is 4.50% and return on invested capital (ROIC) is 7.03%.

Return on Equity (ROE)	4.50%
Return on Assets (ROA)	1.56%
Return on Invested Capital (ROIC)	7.03%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.22%
Revenue Per Employee	37.37M
Profits Per Employee	575,387
Employee Count	893
Asset Turnover	0.49
Inventory Turnover	5.90

Taxes

In the past 12 months, NASE:CIC has paid 736.61 million in taxes.

Income Tax	736.61M
Effective Tax Rate	58.91%

Stock Price Statistics

The stock price has increased by +74.66% in the last 52 weeks. The beta is 0.25, so NASE:CIC's price volatility has been lower than the market average.

Beta (5Y)	0.25
52-Week Price Change	+74.66%
50-Day Moving Average	4.99
200-Day Moving Average	4.47
Relative Strength Index (RSI)	46.06
Average Volume (20 Days)	243,422

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NASE:CIC had revenue of KES 33.37 billion and earned 513.82 million in profits. Earnings per share was 0.21.

Revenue	33.37B
Gross Profit	3.74B
Operating Income	1.69B
Pretax Income	1.25B
Net Income	513.82M
EBITDA	1.79B
EBIT	1.69B
Earnings Per Share (EPS)	0.21

Balance Sheet

The company has 727.15 million in cash and 5.02 billion in debt, with a net cash position of -4.30 billion or -1.49 per share.

Cash & Cash Equivalents	727.15M
Total Debt	5.02B
Net Cash	-4.30B
Net Cash Per Share	-1.49
Equity (Book Value)	11.85B
Book Value Per Share	4.14
Working Capital	10.68B

Cash Flow

Operating Cash Flow	3.75B
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	-441.70M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 11.20%, with operating and profit margins of 5.06% and 1.54%.

Gross Margin	11.20%
Operating Margin	5.06%
Pretax Margin	3.75%
Profit Margin	1.54%
EBITDA Margin	5.35%
EBIT Margin	5.06%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.12, which amounts to a dividend yield of 2.51%.

Dividend Per Share	0.12
Dividend Yield	2.51%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	67.14%
Buyback Yield	n/a
Shareholder Yield	2.51%
Earnings Yield	3.80%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 23, 2025. It was a forward split with a ratio of 1.1.

Last Split Date	Apr 23, 2025
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4