NASE:COOP Income Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	95,173	93,137	86,250	69,066	61,745	55,648
Interest Income on Investments	772.5	-	-	-	1.23	-
Total Interest Income	95,945	93,137	86,250	69,066	61,746	55,648
Interest Paid on Deposits	28,913	30,286	34,729	23,845	16,421	14,611
Net Interest Income	66,660	62,851	51,521	45,221	45,325	41,037
Net Interest Income Growth	16.92%	21.99%	13.93%	-0.23%	10.45%	13.84%
Income From Trading Activities	3,658	3,658	4,975	3,181	4,717	2,849
Gain (Loss) on Sale of Assets	64.42	64.42	7.68	2.5	1.29	7.72
Gain (Loss) on Sale of Investments	681.26	681.26	684.4	691.34	-335.89	167.17
Other Non-Interest Income	26,085	24,445	24,232	23,162	20,908	15,832
Total Non-Interest Income	30,489	28,849	29,899	27,037	25,291	18,856
Non-Interest Income Growth	6.38%	-3.51%	10.59%	6.91%	34.13%	11.60%
Revenues Before Loan Losses	97,150	91,699	81,420	72,258	70,616	59,893
Provision for Loan Losses	8,671	9,463	8,784	6,008	8,548	7,929
Revenue	88,478	82,237	72,636	66,250	62,068	51,963
Revenue Growth	17.39%	13.22%	9.64%	6.74%	19.45%	15.90%
Salaries and Employee Benefits	22,143	20,815	18,323	16,690	14,783	13,324
Occupancy Expenses	3,317	3,229	2,833	2,777	2,385	2,754
Amortization of Goodwill & Intangibles	843.53	907.36	960.58	978.12	805.22	756.58
Selling, General & Administrative	180.42	0.61	0.61	0.61	0.61	0.61
Other Non-Interest Expense	18,870	17,390	16,561	13,786	15,083	12,784
Total Non-Interest Expense	44,962	41,949	37,855	33,886	32,641	29,314
EBT Excluding Unusual Items	43,516	40,287	34,780	32,364	29,427	22,649
Pretax Income	43,682	40,287	34,780	32,364	29,427	22,649
Income Tax Expense	9,983	10,533	9,324	9,175	7,389	6,105
Earnings From Continuing Operations	33,699	29,755	25,456	23,188	22,038	16,544
Minority Interest in Earnings	-191.22	-191.22	-23.42	-164.55	-208.27	185.11
Net Income	33,508	29,563	25,433	23,024	21,830	16,729
Net Income to Common	33,508	29,563	25,433	23,024	21,830	16,729
Net Income Growth	26.34%	16.24%	10.46%	5.47%	30.49%	44.29%
Basic Shares Outstanding	5,872	5,867	5,867	5,867	5,867	5,867
Diluted Shares Outstanding	5,872	5,867	5,867	5,867	5,867	5,867
Shares Change	0.39%	-	-	-	-	-
EPS (Basic)	5.71	5.04	4.33	3.92	3.72	2.85
EPS (Diluted)	5.71	5.04	4.33	3.92	3.72	2.85
EPS Growth	25.98%	16.37%	10.46%	5.38%	30.53%	44.22%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	2.500	1.500	1.500	1.500	1.000
Dividend Growth	-	66.67%	0%	0%	50.00%	0%
Effective Tax Rate	22.85%	26.14%	26.81%	28.35%	25.11%	26.96%