I&M Group Income Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	70,331	69,192	70,148	50,459	37,351	33,081
Interest Paid on Deposits	24,478	23,241	30,543	21,828	14,407	12,205
Net Interest Income	50,552	45,951	39,605	28,630	22,945	20,877
Net Interest Income Growth	21.86%	16.02%	38.33%	24.78%	9.90%	33.83%
Income From Trading Activities	5,062	5,062	3,757	6,370	5,909	3,367
Gain (Loss) on Sale of Assets	38.22	38.22	-53.51	0.62	-9.82	-12.61
Other Non-Interest Income	10,084	8,381	6,248	6,763	6,228	4,885
Total Non-Interest Income	15,184	13,481	9,952	13,134	12,128	8,239
Non-Interest Income Growth	13.24%	35.46%	-24.22%	8.29%	47.19%	-0.76%
Revenues Before Loan Losses	65,736	59,431	49,557	41,764	35,072	29,116
Provision for Loan Losses	10,223	8,690	7,818	6,870	5,245	4,200
Revenue	55,513	50,742	41,739	34,894	29,827	24,917
Revenue Growth	19.45%	21.57%	19.61%	16.99%	19.71%	16.28%
Salaries and Employee Benefits	12,206	11,071	9,199	7,655	6,587	6,002
Occupancy Expenses	3,992	3,954	3,708	3,691	3,187	2,591
Selling, General & Administrative	71.77	-	-	-	-	-
Other Non-Interest Expense	13,925	12,314	9,977	8,072	5,722	4,460
Total Non-Interest Expense	29,576	26,562	21,987	18,214	14,835	12,504
EBT Excluding Unusual Items	25,938	24,180	19,752	16,680	14,992	12,413
Pretax Income	25,938	24,180	19,752	16,680	14,992	12,413
Income Tax Expense	4,243	4,343	3,815	3,335	3,409	3,789
Earnings From Continuing Operations	21,695	19,837	15,937	13,345	11,584	8,624
Minority Interest in Earnings	-1,342	-1,056	-1,216	-730.04	-390.21	-493.19
Net Income	20,353	18,781	14,721	12,615	11,193	8,131
Net Income to Common	20,353	18,781	14,721	12,615	11,193	8,131
Net Income Growth	16.24%	27.59%	16.69%	12.70%	37.67%	0.70%
Basic Shares Outstanding	1,713	1,714	1,654	1,654	1,654	1,654
Diluted Shares Outstanding	1,713	1,714	1,654	1,654	1,654	1,654
Shares Change	3.55%	3.66%	-	-	-	-
EPS (Basic)	11.88	10.96	8.90	7.63	6.77	4.92
EPS (Diluted)	11.88	10.96	8.90	7.63	6.77	4.92
EPS Growth	12.25%	23.08%	16.69%	12.70%	37.67%	0.70%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	3.750	3.000	2.550	2.250	1.500
Dividend Growth	-	25.00%	17.65%	13.33%	50.00%	33.33%
Effective Tax Rate	16.36%	17.96%	19.32%	19.99%	22.74%	30.52%