Stanbic Holdings Income Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	-	48,165	37,942	26,087	20,567	20,302
Interest Paid on Deposits	-	23,828	12,294	7,142	6,194	7,507
Net Interest Income	23,611	24,337	25,648	18,945	14,373	12,795
Net Interest Income Growth (YoY)	-9.71%	-5.11%	35.38%	31.81%	12.33%	-4.14%
Income From Trading Activities	7,502	7,502	10,247	8,805	5,988	6,234
Gain (Loss) on Sale of Assets	24	24	14	7	-	4
Other Non-Interest Income	7,944	7,880	5,408	4,327	4,628	4,204
Total Non-Interest Income	15,470	15,406	15,669	13,139	10,616	10,442
Non-Interest Income Growth (YoY)	7.97%	-1.68%	19.26%	23.77%	1.67%	-8.22%
Revenues Before Loan Losses	39,081	39,743	41,317	32,084	24,989	23,237
Provision for Loan Losses	2,598	3,099	6,236	4,944	2,524	4,876
Revenue	36,482	36,644	35,081	27,140	22,465	18,361
Revenue Growth (YoY)	4.88%	4.46%	29.26%	20.81%	22.35%	-14.89%
Salaries and Employee Benefits	9,019	9,019	8,639	7,254	6,492	5,911
Occupancy Expenses	1,031	1,031	958	1,079	1,165	1,262
Selling, General & Administrative	548	548	351	25	27	18
Other Non-Interest Expense	8,334	7,075	8,039	6,610	5,025	4,943
Total Non-Interest Expense	18,932	17,673	17,987	14,968	12,709	12,134
EBT Excluding Unusual Items	17,550	18,971	17,094	12,172	9,756	6,227
Pretax Income	17,550	18,971	17,094	12,172	9,756	6,227
Income Tax Expense	4,503	5,255	4,936	3,112	2,548	1,035
Net Income	13,047	13,716	12,158	9,060	7,208	5,192
Net Income to Common	13,047	13,716	12,158	9,060	7,208	5,192
Net Income Growth	5.90%	12.81%	34.19%	25.69%	38.83%	-18.63%
Basic Shares Outstanding	395	395	395	395	395	395
Diluted Shares Outstanding	395	395	395	395	395	395
Shares Change (YoY)	-0.01%	-	-	-	-	-
EPS (Basic)	33.03	34.72	30.78	22.94	18.25	13.14
EPS (Diluted)	33.03	34.72	30.78	22.94	18.25	13.14
EPS Growth	5.91%	12.81%	34.19%	25.69%	38.83%	-18.63%
Dividend Per Share	22.700	20.740	15.350	12.600	9.000	3.800
Dividend Growth	41.52%	35.11%	21.82%	40.00%	136.84%	-46.10%
Effective Tax Rate	25.66%	27.70%	28.88%	25.57%	26.12%	16.62%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.