Stanbic Holdings Cash Flow Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	13,718	13,716	12,158	9,060	7,208
Depreciation & Amortization	785	783	785	795	899
Other Amortization	313	248	173	284	266
Gain (Loss) on Sale of Assets	-3	-24	-15	-7	-
Gain (Loss) on Sale of Investments	-163	331	892	-434	217
Provision for Credit Losses	2,199	3,536	7,324	-	-
Change in Trading Asset Securities	-18,406	-59,131	8,391	543	-11,722
Change in Other Net Operating Assets	-44,146	30,264	-31,059	-42,709	-25,100
Other Operating Activities	-684	-9,171	-1,117	-1,831	604
Operating Cash Flow	-46,387	-19,448	-2,468	-34,299	-27,628
Capital Expenditures	-610	-674	-615	-477	-264
Sale of Property, Plant and Equipment	3	24	15	9	-
Investment in Securities	10,275	-6,524	3,734	-4,516	1,418
Purchase / Sale of Intangibles	-220	-505	-122	-145	-474
Investing Cash Flow	9,448	-7,679	3,012	-5,129	680
Long-Term Debt Issued	2,586	-	-	3,762	-
Long-Term Debt Repaid	-407	-415	-476	-337	-377
Net Debt Issued (Repaid)	2,179	-415	-476	3,425	-377
Common Dividends Paid	-8,976	-6,341	-5,435	-2,886	-2,174
Net Increase (Decrease) in Deposit Accounts	78,888	-6,323	35,739	45,067	-3,518
Financing Cash Flow	72,091	-13,079	29,828	45,606	-6,069
Foreign Exchange Rate Adjustments	-584	-2,919	2,483	412	180
Net Cash Flow	34,568	-43,125	32,855	6,590	-32,837
Free Cash Flow	-46,997	-20,122	-3,083	-34,776	-27,892
Free Cash Flow Margin	-127.42%	-54.91%	-8.79%	-128.14%	-124.16%
Free Cash Flow Per Share	-118.98	-50.94	-7.80	-88.04	-70.61
Cash Interest Paid	13,066	24,633	13,860	7,359	243
Cash Income Tax Paid	4,887	8,723	6,173	4,992	2,012