Stanbic Holdings Balance Sheet

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	112,363	76,403	103,891	38,112	46,942
Investment Securities	176,900	52,021	38,470	40,040	55,461	38,361
Trading Asset Securities	-	56,043	56,611	4,973	26,799	19,619
Total Investments	176,900	108,064	95,081	45,013	82,260	57,980
Gross Loans	360,200	291,454	248,057	283,782	259,972	203,863
Allowance for Loan Losses	-	-18,535	-17,839	-19,215	-20,596	-15,629
Net Loans	360,200	272,919	230,218	264,567	239,376	188,234
Property, Plant & Equipment	-	3,989	2,954	2,969	2,861	2,991
Goodwill	-	9,350	9,350	9,350	9,350	9,350
Other Intangible Assets	-	898	993	740	837	1,021
Other Receivables	-	3,791	3,630	1,495	1,281	1,083
Restricted Cash	-	11,363	12,760	13,259	10,112	9,548
Other Current Assets	-	-	-	54	101	28
Long-Term Deferred Tax Assets	-	8,829	8,943	9,287	7,232	5,648
Other Long-Term Assets	65,100	9,687	14,502	8,659	8,308	6,047
Total Assets	602,200	541,253	454,834	459,284	399,830	328,872
Accrued Expenses	-	4,599	5,219	5,047	4,382	3,939
Interest Bearing Deposits	467,500	385,065	307,313	319,229	267,750	240,089
Non-Interest Bearing Deposits	-	31,990	21,339	27,128	30,990	9,569
Total Deposits	467,500	417,055	328,652	346,357	298,740	249,658
Short-Term Borrowings	-	1,161	2,746	2,570	1,687	1,743
Current Portion of Leases	-	407	215	436	436	290
Current Income Taxes Payable	-	99	20	2,192	1,430	1,751
Other Current Liabilities	-	14,920	22,763	12,406	10,666	6,484
Long-Term Debt	13,100	13,025	10,482	12,713	10,141	5,700
Long-Term Leases	-	1,098	497	571	721	842
Other Long-Term Liabilities	42,400	8,740	8,840	8,438	9,429	2,013
Total Liabilities	523,000	461,104	379,434	390,730	337,632	272,420
Common Stock	79,200	1,977	1,977	1,977	1,977	1,977
Additional Paid-In Capital	-	16,897	16,897	16,897	16,897	16,897
Retained Earnings	-	64,291	59,543	52,160	45,429	39,247
Comprehensive Income & Other	-	-3,016	-3,017	-2,480	-2,105	-1,669
Shareholders' Equity	79,200	80,149	75,400	68,554	62,198	56,452
Total Liabilities & Equity	602,200	541,253	454,834	459,284	399,830	328,872
Total Debt	13,100	15,691	13,940	16,290	12,985	8,575
Net Cash (Debt)	-13,100	152,715	119,074	92,574	51,926	57,986
Net Cash Growth	-	28.25%	28.63%	78.28%	-10.45%	-16.32%
Net Cash Per Share	-33.06	386.62	301.45	234.36	131.46	146.80
Filing Date Shares Outstanding	394.97	395.32	395.32	395	395	395
Total Common Shares Outstanding	394.97	395.32	395.32	395	395	395
Book Value Per Share	200.52	202.74	190.73	173.55	157.46	142.92
Tangible Book Value	79,200	69,901	65,057	58,464	52,011	46,081
Tangible Book Value Per Share	200.52	176.82	164.57	148.01	131.67	116.66