Stanbic Holdings Income Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	37,214	48,165	37,942	26,087	20,567
Interest Paid on Deposits	13,130	23,828	12,294	7,142	6,194
Net Interest Income	24,084	24,337	25,648	18,945	14,373
Net Interest Income Growth (YoY)	-1.04%	-5.11%	35.38%	31.81%	12.33%
Income From Trading Activities	7,608	7,502	10,247	8,805	5,988
Gain (Loss) on Sale of Assets	3	24	14	7	-
Other Non-Interest Income	6,816	7,880	5,408	4,327	4,628
Total Non-Interest Income	14,427	15,406	15,669	13,139	10,616
Non-Interest Income Growth (YoY)	-6.35%	-1.68%	19.26%	23.77%	1.67%
Revenues Before Loan Losses	38,511	39,743	41,317	32,084	24,989
Provision for Loan Losses	1,628	3,099	6,236	4,944	2,524
Revenue	36,883	36,644	35,081	27,140	22,465
Revenue Growth (YoY)	0.65%	4.46%	29.26%	20.81%	22.35%
Salaries and Employee Benefits	8,894	9,019	8,639	7,254	6,492
Occupancy Expenses	1,098	1,031	958	1,079	1,165
Selling, General & Administrative	716	548	351	25	27
Other Non-Interest Expense	7,249	7,075	8,039	6,610	5,025
Total Non-Interest Expense	17,957	17,673	17,987	14,968	12,709
EBT Excluding Unusual Items	18,926	18,971	17,094	12,172	9,756
Pretax Income	18,926	18,971	17,094	12,172	9,756
Income Tax Expense	5,208	5,255	4,936	3,112	2,548
Net Income	13,718	13,716	12,158	9,060	7,208
Net Income to Common	13,718	13,716	12,158	9,060	7,208
Net Income Growth	0.01%	12.81%	34.19%	25.69%	38.83%
Basic Shares Outstanding	395	395	395	395	395
Diluted Shares Outstanding	395	395	395	395	395
EPS (Basic)	34.73	34.72	30.78	22.94	18.25
EPS (Diluted)	34.73	34.72	30.78	22.94	18.25
EPS Growth	0.01%	12.81%	34.19%	25.69%	38.83%
Dividend Per Share	22.350	20.740	15.350	12.600	9.000
Dividend Growth	7.76%	35.11%	21.82%	40.00%	136.84%
Effective Tax Rate	27.52%	27.70%	28.88%	25.57%	26.12%