Stanbic Holdings Plc (NASE:SBIC)
Kenya flag Kenya · Delayed Price · Currency is KES
276.50
-2.00 (-0.72%)
At close: Aug 17, 2026

Stanbic Holdings Financials Overview

Millions KES. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
38,08336,88336,64435,08127,14022,465
Revenue Growth
3.25%0.65%4.46%29.26%20.81%22.35%
Net Income
13,81813,71813,71612,1589,0607,208
Earnings Per Share
34.8734.7334.7230.7822.9418.25
EPS Growth
0.42%0.01%12.81%34.19%25.69%38.83%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate and Investment Banking (CIB)
22,43222,37822,87916,11913,852
Business and Commercial Clients (BCC)
6,7407,2405,3006,0414,435
Personal and Business Banking (PBB)
7,0826,6256,3624,9804,178
Insurance and Asset Management (IAM)
629561540--
Total
36,88336,80435,08127,14022,465

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
0168,406133,014108,86464,91166,561
Total Debt
13,10015,69113,94016,29012,9858,575
Net Cash (Debt)
-13,100152,715119,07492,57451,92657,986
Net Cash Growth
-28.25%28.63%78.28%-10.45%-16.32%
Net Cash Per Share
-33.06386.62301.45234.36131.46146.80

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--46,387-19,448-2,468-34,299-27,628
Capital Expenditures
--610-674-615-477-264
Free Cash Flow
--46,997-20,122-3,083-34,776-27,892
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
36.28%37.19%37.43%34.66%33.38%32.09%
FCF Margin
--127.42%-54.91%-8.79%-128.14%-124.16%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
22.35022.35020.74015.35012.6009.000
Dividend Per Share Growth
-11.06%7.76%35.11%21.82%40.00%136.84%
Dividend Yield
8.08%12.06%18.53%19.85%19.82%17.80%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.935.703.963.544.454.79
Forward PE
-3.743.743.744.105.30
PS Ratio
2.872.121.481.231.491.54