Stanbic Holdings Balance Sheet

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	21,181	74,003	103,891	38,112	46,942	43,256
Investment Securities	108,404	38,470	40,040	55,461	38,361	50,781
Trading Asset Securities	929.08	56,611	4,973	26,799	19,619	35,528
Total Investments	109,333	95,081	45,013	82,260	57,980	86,309
Gross Loans	308,728	250,457	283,782	259,972	203,863	180,760
Allowance for Loan Losses	-	-17,839	-19,215	-20,596	-15,629	-18,419
Net Loans	308,728	232,618	264,567	239,376	188,234	162,341
Property, Plant & Equipment	2,839	2,954	2,969	2,861	2,991	3,763
Goodwill	9,350	9,350	9,350	9,350	9,350	9,350
Other Intangible Assets	985.46	993	740	837	1,021	864
Other Receivables	2,742	3,630	1,495	1,281	1,083	1,065
Restricted Cash	-	12,760	13,259	10,112	9,548	8,779
Other Current Assets	-	-	54	101	28	703
Long-Term Deferred Tax Assets	8,690	8,943	9,287	7,232	5,648	4,847
Other Long-Term Assets	9,870	14,502	8,659	8,308	6,047	7,316
Total Assets	473,719	454,834	459,284	399,830	328,872	328,593
Accrued Expenses	-	5,219	5,047	4,382	3,939	3,491
Interest Bearing Deposits	350,425	307,313	319,229	267,750	240,089	226,489
Non-Interest Bearing Deposits	-	21,339	27,128	30,990	9,569	30,629
Total Deposits	350,425	328,652	346,357	298,740	249,658	257,118
Short-Term Borrowings	1,048	2,746	2,570	1,687	1,743	2,601
Current Portion of Leases	-	215	436	436	290	15
Current Income Taxes Payable	-	20	2,192	1,430	1,751	395
Other Current Liabilities	-	22,763	12,406	10,666	6,484	4,403
Long-Term Debt	12,995	10,482	12,713	10,141	5,700	5,504
Long-Term Leases	700.76	497	571	721	842	1,371
Long-Term Deferred Tax Liabilities	-	-	-	-	-	1
Other Long-Term Liabilities	34,284	8,840	8,438	9,429	2,013	1,964
Total Liabilities	399,453	379,434	390,730	337,632	272,420	276,863
Common Stock	1,977	1,977	1,977	1,977	1,977	1,977
Additional Paid-In Capital	16,897	16,897	16,897	16,897	16,897	16,897
Retained Earnings	55,391	59,543	52,160	45,429	39,247	34,205
Comprehensive Income & Other	-	-3,017	-2,480	-2,105	-1,669	-1,349
Shareholders' Equity	74,265	75,400	68,554	62,198	56,452	51,730
Total Liabilities & Equity	473,719	454,834	459,284	399,830	328,872	328,593
Total Debt	14,744	13,940	16,290	12,985	8,575	9,491
Net Cash (Debt)	7,366	116,674	92,574	51,926	57,986	69,293
Net Cash Growth	-46.10%	26.03%	78.28%	-10.45%	-16.32%	7.80%
Net Cash Per Share	18.65	295.38	234.36	131.46	146.80	175.43
Filing Date Shares Outstanding	395.32	395.32	395	395	395	395
Total Common Shares Outstanding	395.32	395.32	395	395	395	395
Book Value Per Share	187.86	190.73	173.55	157.46	142.92	130.96
Tangible Book Value	63,930	65,057	58,464	52,011	46,081	41,516
Tangible Book Value Per Share	161.72	164.57	148.01	131.67	116.66	105.10

Source: S&P Global Market Intelligence. Banks template. Financial Sources.