Stanbic Holdings Plc (NASE: SBIC)

Stanbic Holdings Balance Sheet

Financials in millions KES. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	26,424	103,891	38,112	46,942	43,256	42,823
Investment Securities	74,618	40,040	55,461	38,361	50,781	21,535
Trading Asset Securities	5,494	4,973	26,799	19,619	35,528	34,709
Total Investments	80,111	45,013	82,260	57,980	86,309	56,244
Gross Loans	361,401	283,782	259,972	203,863	180,760	170,094
Allowance for Loan Losses	-	-19,215	-20,596	-15,629	-18,419	-14,172
Net Loans	361,401	264,567	239,376	188,234	162,341	155,922
Property, Plant & Equipment	2,990	2,969	2,861	2,991	3,763	3,662
Goodwill	9,350	9,350	9,350	9,350	9,350	9,350
Other Intangible Assets	780.68	740	837	1,021	864	1,025
Other Receivables	18.17	1,495	1,281	1,083	1,065	2,424
Restricted Cash	-	13,259	10,112	9,548	8,779	9,700
Other Current Assets	-	54	101	28	703	169
Long-Term Deferred Tax Assets	9,490	9,287	7,232	5,648	4,847	4,397
Other Long-Term Assets	7,367	8,659	8,308	6,047	7,316	17,909
Total Assets	497,930	459,284	399,830	328,872	328,593	303,625
Accrued Expenses	-	5,047	4,382	3,939	3,491	3,136
Interest Bearing Deposits	387,574	319,229	267,750	240,089	226,489	206,911
Non-Interest Bearing Deposits	-	27,128	30,990	9,569	30,629	12,936
Total Deposits	387,574	346,357	298,740	249,658	257,118	219,847
Short-Term Borrowings	6,934	2,570	1,687	1,743	2,601	2,757
Current Portion of Leases	-	436	436	290	15	279
Current Income Taxes Payable	109.24	2,192	1,430	1,751	395	398
Other Current Liabilities	-	12,406	10,666	6,484	4,403	6,467
Long-Term Debt	10,481	12,713	10,141	5,700	5,504	9,127
Long-Term Leases	837	571	721	842	1,371	1,092
Long-Term Deferred Tax Liabilities	14.87	-	-	-	1	25
Other Long-Term Liabilities	22,620	8,438	9,429	2,013	1,964	11,463
Total Liabilities	428,570	390,730	337,632	272,420	276,863	254,591
Common Stock	1,977	1,977	1,977	1,977	1,977	1,977
Additional Paid-In Capital	16,897	16,897	16,897	16,897	16,897	16,897
Retained Earnings	50,487	52,160	45,429	39,247	34,205	31,261
Comprehensive Income & Other	-	-2,480	-2,105	-1,669	-1,349	-1,101
Shareholders' Equity	69,361	68,554	62,198	56,452	51,730	49,034
Total Liabilities & Equity	497,930	459,284	399,830	328,872	328,593	303,625
Total Debt	18,252	16,290	12,985	8,575	9,491	13,255
Net Cash (Debt)	13,666	92,574	51,926	57,986	69,293	64,277
Net Cash Growth	71.23%	78.28%	-10.45%	-16.32%	7.80%	2.14%
Net Cash Per Share	34.60	234.36	131.46	146.80	175.43	162.73
Filing Date Shares Outstanding	395.32	395	395	395	395	395.32
Total Common Shares Outstanding	395.32	395	395	395	395	395.32
Book Value Per Share	175.45	173.55	157.46	142.92	130.96	124.04
Tangible Book Value	59,230	58,464	52,011	46,081	41,516	38,659
Tangible Book Value Per Share	149.83	148.01	131.67	116.66	105.10	97.79

Source: S&P Capital IQ. Banks template. Financial Sources.