Stanbic Holdings Cash Flow Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	13,047	13,716	12,158	9,060	7,208	5,192
Depreciation & Amortization	783	783	785	795	899	979
Other Amortization	248	248	173	284	266	283
Gain (Loss) on Sale of Assets	-24	-24	-15	-7	-	-
Gain (Loss) on Sale of Investments	331	331	892	-434	217	-1,500
Provision for Credit Losses	3,536	3,536	7,324	-	-	-
Change in Trading Asset Securities	-59,131	-59,131	8,391	543	-11,722	2,956
Change in Other Net Operating Assets	9,033	32,421	-31,059	-42,709	-25,100	-14,559
Other Operating Activities	-9,606	-9,171	-1,117	-1,831	604	-466
Operating Cash Flow	-41,783	-17,291	-2,468	-34,299	-27,628	-7,115
Capital Expenditures	-674	-674	-615	-477	-264	-408
Sale of Property, Plant and Equipment	24	24	15	9	-	-
Cash Acquisitions	-16,276	-16,276	-	-	-	-
Investment in Securities	9,752	9,752	3,734	-4,516	1,418	-8,301
Purchase / Sale of Intangibles	-505	-505	-122	-145	-474	-166
Investing Cash Flow	4,752	-7,679	3,012	-5,129	680	-8,875
Long-Term Debt Issued	-	-	-	3,762	-	-
Long-Term Debt Repaid	-	-415	-476	-337	-377	-4,323
Net Debt Issued (Repaid)	-415	-415	-476	3,425	-377	-4,323
Common Dividends Paid	-6,341	-6,341	-5,435	-2,886	-2,174	-2,293
Net Increase (Decrease) in Deposit Accounts	-6,323	-6,323	35,739	45,067	-3,518	32,912
Financing Cash Flow	-12,294	-13,079	29,828	45,606	-6,069	26,296
Foreign Exchange Rate Adjustments	-440.52	-2,919	2,483	412	180	-81
Net Cash Flow	-49,765	-40,968	32,855	6,590	-32,837	10,225
Free Cash Flow	-42,457	-17,965	-3,083	-34,776	-27,892	-7,523
Free Cash Flow Margin	-116.38%	-49.03%	-8.79%	-128.14%	-124.16%	-40.97%
Free Cash Flow Per Share	-107.49	-45.48	-7.80	-88.04	-70.61	-19.05
Cash Interest Paid	24,605	24,633	13,860	7,359	243	558
Cash Income Tax Paid	6,749	8,723	6,173	4,992	2,012	1,374

Source: S&P Global Market Intelligence. Banks template. Financial Sources.