Stanbic Holdings Cash Flow Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	13,047	13,716	12,158	9,060	7,208	5,192	Upgrade
Depreciation & Amortization	783	783	785	795	899	979	Upgrade
Other Amortization	248	248	173	284	266	283	Upgrade
Gain (Loss) on Sale of Assets	-24	-24	-15	-7	-	-	Upgrade
Gain (Loss) on Sale of Investments	331	331	892	-434	217	-1,500	Upgrade
Provision for Credit Losses	3,536	3,536	7,324	-	-	-	Upgrade
Change in Trading Asset Securities	-59,131	-59,131	8,391	543	-11,722	2,956	Upgrade
Change in Other Net Operating Assets	9,033	32,421	-31,059	-42,709	-25,100	-14,559	Upgrade
Other Operating Activities	-9,606	-9,171	-1,117	-1,831	604	-466	Upgrade
Operating Cash Flow	-41,783	-17,291	-2,468	-34,299	-27,628	-7,115	Upgrade
Capital Expenditures	-674	-674	-615	-477	-264	-408	Upgrade
Sale of Property, Plant and Equipment	24	24	15	9	-	-	Upgrade
Cash Acquisitions	-16,276	-16,276	-	-	-	-	Upgrade
Investment in Securities	9,752	9,752	3,734	-4,516	1,418	-8,301	Upgrade
Purchase / Sale of Intangibles	-505	-505	-122	-145	-474	-166	Upgrade
Investing Cash Flow	4,752	-7,679	3,012	-5,129	680	-8,875	Upgrade
Long-Term Debt Issued	-	-	-	3,762	-	-	Upgrade
Long-Term Debt Repaid	-	-415	-476	-337	-377	-4,323	Upgrade
Net Debt Issued (Repaid)	-415	-415	-476	3,425	-377	-4,323	Upgrade
Common Dividends Paid	-6,341	-6,341	-5,435	-2,886	-2,174	-2,293	Upgrade
Net Increase (Decrease) in Deposit Accounts	-6,323	-6,323	35,739	45,067	-3,518	32,912	Upgrade
Financing Cash Flow	-12,294	-13,079	29,828	45,606	-6,069	26,296	Upgrade
Foreign Exchange Rate Adjustments	-440.52	-2,919	2,483	412	180	-81	Upgrade
Net Cash Flow	-49,765	-40,968	32,855	6,590	-32,837	10,225	Upgrade
Free Cash Flow	-42,457	-17,965	-3,083	-34,776	-27,892	-7,523	Upgrade
Free Cash Flow Margin	-116.38%	-49.03%	-8.79%	-128.14%	-124.16%	-40.97%	Upgrade
Free Cash Flow Per Share	-107.49	-45.48	-7.80	-88.04	-70.61	-19.05	Upgrade
Cash Interest Paid	24,605	24,633	13,860	7,359	243	558	Upgrade
Cash Income Tax Paid	6,749	8,723	6,173	4,992	2,012	1,374	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.