Cornerstone Insurance Plc (NGX:CORNERST)
Nigeria · Delayed Price · Currency is NGN 6.00
+0.50 (9.09%)
At close: Jul 24, 2026
Cornerstone Insurance Financials Overview
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 66,817 | 61,583 | 42,411 | 29,048 | 22,175 | 11,720 |
Revenue Growth | 50.29% | 45.20% | 46.00% | 31.00% | 89.21% | 18.89% |
Operating Income Operating Income Growth | 16,928 | 14,098 | -2,368 | -3,105 | -324.72 | 2,237 |
Net Income Net Income Growth | 12,094 | 12,222 | 25,583 | 13,701 | 0.07 | 3,511 |
Earnings Per Share EPS Growth | 0.67 | 0.68 | 1.42 | 0.76 | 0.00 | 0.19 |
EPS Growth | 4.29% | -52.23% | 86.72% | 25327700.00% | -100.00% | 61.14% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Fin Insurance Fin Insurance Growth | 7,363 | 8,427 | 19,826 | 5,315 | 421.52 | 1,585 |
Non-Life Insurance Non-Life Insurance Growth | 37,698 | 33,349 | 31,815 | 14,745 | 938.48 | 5,929 |
Hilal Takaful Insurance Hilal Takaful Insurance Growth | 3,142 | 2,953 | 1,432 | 548.78 | 142.84 | 316.4 |
Life Insurance Life Insurance Growth | 10,513 | 11,518 | 20,654 | 4,230 | 677.6 | 3,855 |
Total Total Growth | 58,716 | 56,247 | 73,727 | 24,840 | 2,180 | 11,686 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash (Debt) Net Cash Growth | 18,102 | 24,170 | 24,061 | 19,217 | 10,886 | 14,402 |
Net Cash Growth | -25.58% | 0.45% | 25.20% | 76.54% | -24.42% | 23.49% |
Net Cash Per Share Net Cash Per Share Growth | 1.00 | 1.34 | 1.33 | 1.07 | 0.60 | 0.80 |
Cash & Investments Cash & Investments Growth | 18,102 | 24,170 | 24,061 | 19,217 | 10,886 | 14,402 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 8,308 | 7,653 | 1,401 | 4,414 | 2,223 | 747.66 |
Capital Expenditures CapEx Growth | -1,030 | -1,013 | -383.75 | -599.61 | -270.05 | -283.08 |
Free Cash Flow Free Cash Flow Growth | 7,278 | 6,640 | 1,017 | 3,815 | 1,953 | 464.59 |
Free Cash Flow Growth | - | 552.73% | -73.33% | 95.34% | 320.37% | -71.56% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 25.33% | 22.89% | -5.58% | -10.69% | -1.46% | 19.09% |
Pretax Margin | 13.77% | 15.16% | 67.48% | 58.80% | 1.75% | 31.92% |
Profit Margin | 18.10% | 19.85% | 60.32% | 47.17% | 0.00% | 29.96% |
FCF Margin | 10.89% | 10.78% | 2.40% | 13.13% | 8.81% | 3.96% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.280 | 0.280 | 0.270 | 0.160 | 0.060 | 0.050 |
Dividend Per Share Growth | 3.70% | 3.70% | 68.75% | 166.67% | 20.00% | - |
Dividend Yield | 4.67% | 4.94% | 8.39% | 13.84% | 12.98% | 15.21% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.95 | 8.80 | 2.54 | 1.84 | 166512.08 | 2.37 |
P/FCF Ratio | 14.87 | 16.19 | 63.84 | 6.62 | 5.54 | 17.88 |
PS Ratio | 1.62 | 1.75 | 1.53 | 0.87 | 0.49 | 0.71 |