Cornerstone Insurance Plc (NGX:CORNERST)

Nigeria · Delayed Price · Currency is NGN

4.900

-0.050 (-1.01%)

At close: Oct 15, 2026

Cornerstone Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	88,390	107,511	64,940	25,254	10,823	8,304
Market Cap Growth	-21.10%	65.56%	157.14%	133.33%	30.33%	-22.01%
Enterprise Value	75,399	84,883	39,457	8,811	225	-4,781

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	7.41	8.80	2.54	1.84	166512.08	2.37
PS Ratio	1.30	1.73	1.53	0.87	0.49	0.71
PB Ratio	1.09	1.48	1.07	0.75	0.59	0.41
P/FCF Ratio	10.89	16.19	63.84	6.62	5.54	17.88
P/OCF Ratio	10.13	14.05	46.35	5.72	4.87	11.11

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	1.11	1.36	0.93	0.30	0.01	-
EV/EBITDA Ratio	4.58	5.55	-	-	-	-
EV/EBIT Ratio	4.75	5.73	-	-	-	-
EV/FCF Ratio	9.29	12.78	38.79	2.31	0.12	-

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Debt / Equity Ratio	-0.17	-0.33	-0.40	-0.57	-0.60	-0.70
Net Debt / EBITDA Ratio	-0.84	-1.58	12.73	6.75	92.59	-5.88
Net Debt / FCF Ratio	-1.71	-3.64	-23.65	-5.04	-5.57	-31.00
Quick Ratio	4.17	2.61	1.53	1.49	4.89	1.12
Current Ratio	4.90	3.25	1.96	2.02	6.99	1.57
Asset Turnover	0.48	0.48	0.42	0.44	0.45	0.25
Return on Equity (ROE)	15.67%	18.55%	54.85%	53.06%	0.08%	18.51%
Return on Assets (ROA)	6.94%	7.05%	-1.39%	-2.94%	-0.41%	3.00%
Return on Invested Capital (ROIC)	20.16%	22.21%	-4.33%	-9.64%	-0.07%	11.07%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	13.49%	11.37%	39.40%	54.25%	0.00%	42.28%
FCF Yield	9.18%	6.18%	1.57%	15.11%	18.04%	5.59%
Dividend Yield	5.71%	4.70%	7.50%	11.43%	10.00%	10.86%
Payout Ratio	41.14%	40.13%	11.36%	-	1397415.39%	-
Buyback Yield / Dilution	-	-	-	-	-	0.10%
Total Shareholder Return	5.71%	4.70%	7.50%	11.43%	10.00%	10.96%