Cornerstone Insurance Plc (NGX:CORNERST)

Cornerstone Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 21, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	105,527	107,511	64,940	25,254	10,823	8,304
Market Cap Growth	90.55%	65.56%	157.14%	133.33%	30.33%	-22.01%
Enterprise Value	84,245	84,883	39,457	8,811	225	-4,781
PE Ratio	12.76	13.00	2.54	1.84	166512.08	2.37
PS Ratio	1.73	1.76	1.53	0.87	0.49	0.71
PB Ratio	1.51	1.54	1.07	0.75	0.59	0.41
P/FCF Ratio	28.52	29.06	63.84	6.62	5.54	17.88
P/OCF Ratio	22.71	23.14	46.35	5.72	4.87	11.11
EV/Sales Ratio	1.38	1.39	0.93	0.30	0.01	-
EV/EBITDA Ratio	6.40	6.45	-	-	-	-
EV/EBIT Ratio	6.63	6.68	-	-	-	-
EV/FCF Ratio	22.77	22.94	38.79	2.31	0.12	-
Net Debt / Equity Ratio	-0.32	-0.32	-0.40	-0.57	-0.60	-0.70
Net Debt / EBITDA Ratio	-1.68	-1.68	12.04	6.75	92.59	-5.88
Net Debt / FCF Ratio	-5.98	-5.98	-23.65	-5.04	-5.57	-31.00
Quick Ratio	1.57	1.57	1.40	1.03	4.89	1.12
Current Ratio	2.05	2.05	1.79	1.39	6.99	1.57
Asset Turnover	0.47	0.47	0.42	0.44	0.45	0.25
Return on Equity (ROE)	12.77%	12.77%	54.85%	53.06%	0.08%	18.51%
Return on Assets (ROA)	6.13%	6.13%	-1.45%	-2.94%	-0.41%	3.00%
Return on Invested Capital (ROIC)	16.88%	17.83%	-4.54%	-9.64%	-0.07%	11.07%
Earnings Yield	7.84%	7.69%	39.40%	54.25%	0.00%	42.28%
FCF Yield	3.51%	3.44%	1.57%	15.11%	18.04%	5.59%
Dividend Yield	4.62%	-	7.98%	13.16%	12.33%	14.45%
Payout Ratio	58.85%	58.86%	11.36%	-	1397415.39%	-
Buyback Yield / Dilution	-	-	-	-	-	0.10%
Total Shareholder Return	4.62%	-	7.98%	13.16%	12.33%	14.55%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.