Cornerstone Insurance Plc (NGX:CORNERST)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
5.05
+0.05 (1.00%)
At close: Aug 14, 2026

Cornerstone Insurance Statistics

Total Valuation

NGX:CORNERST has a market cap or net worth of NGN 91.10 billion. The enterprise value is 78.10 billion.

Market Cap91.10B
Enterprise Value 78.10B

Important Dates

The last earnings date was Wednesday, July 29, 2026.

Earnings Date Jul 29, 2026
Ex-Dividend Date Jul 3, 2026

Share Statistics

NGX:CORNERST has 18.04 billion shares outstanding.

Current Share Class 18.04B
Shares Outstanding 18.04B
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 7.64.

PE Ratio 7.64
Forward PE n/a
PS Ratio 1.34
PB Ratio 1.12
P/TBV Ratio 1.13
P/FCF Ratio 11.23
P/OCF Ratio 10.44
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.75, with an EV/FCF ratio of 9.63.

EV / Earnings 6.55
EV / Sales 1.15
EV / EBITDA 4.75
EV / EBIT 4.92
EV / FCF 9.63

Financial Position

The company has a current ratio of 4.90

Current Ratio 4.90
Quick Ratio 4.17
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 15.67% and return on invested capital (ROIC) is 20.17%.

Return on Equity (ROE) 15.67%
Return on Assets (ROA) 6.94%
Return on Invested Capital (ROIC) 20.17%
Return on Capital Employed (ROCE) 12.69%
Weighted Average Cost of Capital (WACC) 4.13%
Revenue Per Employee 316.49M
Profits Per Employee 55.45M
Employee Count215
Asset Turnover 0.48
Inventory Turnover n/a

Taxes

Income Tax -2.89B
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -40.73% in the last 52 weeks. The beta is -0.02, so NGX:CORNERST's price volatility has been lower than the market average.

Beta (5Y) -0.02
52-Week Price Change -40.73%
50-Day Moving Average 5.72
200-Day Moving Average 5.86
Relative Strength Index (RSI) 39.24
Average Volume (20 Days) 6,904,438

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NGX:CORNERST had revenue of NGN 68.05 billion and earned 11.92 billion in profits. Earnings per share was 0.66.

Revenue68.05B
Gross Profit 28.92B
Operating Income 15.88B
Pretax Income 8.80B
Net Income 11.92B
EBITDA 16.46B
EBIT 15.88B
Earnings Per Share (EPS) 0.66
Full Income Statement

Balance Sheet

The company has 99.36 billion in cash and no debt, with a net cash position of 13.89 billion or 0.77 per share.

Cash & Cash Equivalents 99.36B
Total Debt n/a
Net Cash 13.89B
Net Cash Per Share 0.77
Equity (Book Value) 81.22B
Book Value Per Share 4.45
Working Capital 97.41B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 8.72 billion and capital expenditures -608.32 million, giving a free cash flow of 8.11 billion.

Operating Cash Flow 8.72B
Capital Expenditures -608.32M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 8.11B
FCF Per Share 0.45
Full Cash Flow Statement

Margins

Gross margin is 42.50%, with operating and profit margins of 23.34% and 17.52%.

Gross Margin 42.50%
Operating Margin 23.34%
Pretax Margin 12.93%
Profit Margin 17.52%
EBITDA Margin 24.19%
EBIT Margin 23.34%
FCF Margin 11.92%

Dividends & Yields

This stock pays an annual dividend of 0.28, which amounts to a dividend yield of 5.60%.

Dividend Per Share 0.28
Dividend Yield 5.60%
Dividend Growth (YoY) 3.70%
Years of Dividend Growth 4
Payout Ratio 41.14%
Buyback Yield n/a
Shareholder Yield 5.60%
Earnings Yield 13.09%
FCF Yield 8.91%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 13, 2020. It was a forward split with a ratio of 1.2333345667.

Last Split Date Aug 13, 2020
Split Type Forward
Split Ratio 1.2333345667

Scores

Altman Z-Score n/a
Piotroski F-Score 5