Cornerstone Insurance Plc (NGX:CORNERST)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
4.100
-0.450 (-9.89%)
At close: Nov 2, 2026

Cornerstone Insurance Statistics

Total Valuation

NGX:CORNERST has a market cap or net worth of NGN 73.96 billion. The enterprise value is 59.91 billion.

Market Cap73.96B
Enterprise Value 59.91B

Important Dates

The last earnings date was Thursday, October 29, 2026.

Earnings Date Oct 29, 2026
Ex-Dividend Date Jul 3, 2026

Share Statistics

NGX:CORNERST has 18.04 billion shares outstanding. The number of shares has increased by 0.61% in one year.

Current Share Class 18.04B
Shares Outstanding 18.04B
Shares Change (YoY) +0.61%
Shares Change (QoQ) +2.44%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 6.25.

PE Ratio 6.25
Forward PE n/a
PS Ratio 1.05
PB Ratio 0.92
P/TBV Ratio 0.93
P/FCF Ratio 9.12
P/OCF Ratio 8.48
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.34, with an EV/FCF ratio of 7.38.

EV / Earnings 5.04
EV / Sales 0.85
EV / EBITDA 3.34
EV / EBIT 3.44
EV / FCF 7.38

Financial Position

The company has a current ratio of 13.44, with zero debt.

Current Ratio 13.44
Quick Ratio 12.00
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 15.81% and return on invested capital (ROIC) is 21.54%.

Return on Equity (ROE) 15.81%
Return on Assets (ROA) 7.63%
Return on Invested Capital (ROIC) 21.54%
Return on Capital Employed (ROCE) 12.44%
Weighted Average Cost of Capital (WACC) 4.47%
Revenue Per Employee 327.03M
Profits Per Employee 55.33M
Employee Count215
Asset Turnover 0.49
Inventory Turnover n/a

Taxes

Income Tax -2.74B
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -26.02% in the last 52 weeks. The beta is 0.04, so NGX:CORNERST's price volatility has been lower than the market average.

Beta (5Y) 0.04
52-Week Price Change -26.02%
50-Day Moving Average 5.05
200-Day Moving Average 5.63
Relative Strength Index (RSI) 33.57
Average Volume (20 Days) 863,256

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NGX:CORNERST had revenue of NGN 70.31 billion and earned 11.90 billion in profits. Earnings per share was 0.66.

Revenue70.31B
Gross Profit 29.69B
Operating Income 17.40B
Pretax Income 8.98B
Net Income 11.90B
EBITDA 17.94B
EBIT 17.40B
Earnings Per Share (EPS) 0.66
Full Income Statement

Balance Sheet

The company has 108.07 billion in cash and no debt, with a net cash position of 14.97 billion or 0.83 per share.

Cash & Cash Equivalents 108.07B
Total Debt n/a
Net Cash 14.97B
Net Cash Per Share 0.83
Equity (Book Value) 80.36B
Book Value Per Share 4.30
Working Capital 115.57B
Full Balance Sheet

Cash Flow

Operating Cash Flow 8.72B
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 8.11B
FCF Per Share 0.45
Full Cash Flow Statement

Margins

Gross margin is 42.22%, with operating and profit margins of 24.75% and 16.92%.

Gross Margin 42.22%
Operating Margin 24.75%
Pretax Margin 12.77%
Profit Margin 16.92%
EBITDA Margin 25.52%
EBIT Margin 24.75%
FCF Margin 11.92%

Dividends & Yields

This stock pays an annual dividend of 0.28, which amounts to a dividend yield of 6.83%.

Dividend Per Share 0.28
Dividend Yield 6.83%
Dividend Growth (YoY) 3.70%
Years of Dividend Growth 4
Payout Ratio 41.14%
FCF Payout Ratio 62.25%
Buyback Yield -0.61%
Shareholder Yield 6.22%
Earnings Yield 15.99%
FCF Yield 10.97%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 13, 2020. It was a forward split with a ratio of 1.2333345667.

Last Split Date Aug 13, 2020
Split Type Forward
Split Ratio 1.2333345667

Scores

Altman Z-Score n/a
Piotroski F-Score 5