Cornerstone Insurance Plc (NGX: CORNERST)

Cornerstone Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 19, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	46,901	25,254	10,823	8,304	10,648	6,585
Market Cap Growth	55.90%	133.33%	30.33%	-22.01%	61.70%	125.00%
Enterprise Value	21,418	8,811	225	-4,781	-1,780	1,401
PE Ratio	1.80	1.84	166512.08	2.37	4.88	1.62
PS Ratio	1.20	0.79	0.49	0.71	1.08	0.62
PB Ratio	0.81	0.74	0.59	0.41	0.60	0.44
P/FCF Ratio	3.70	6.73	5.54	17.87	6.52	-
P/OCF Ratio	3.44	5.81	4.87	11.11	5.98	-
EV/Sales Ratio	0.55	0.28	0.01	-	-	0.13
EV/EBITDA Ratio	-	-	-	-	-	0.59
EV/EBIT Ratio	-	-	-	-	-	0.64
EV/FCF Ratio	1.69	2.35	0.12	-	-	-
Quick Ratio	6.05	3.34	4.89	1.12	1.11	1.05
Current Ratio	7.60	4.51	6.99	1.57	1.57	1.40
Asset Turnover	0.42	0.48	0.45	0.25	0.25	0.33
Return on Equity (ROE)	58.43%	53.06%	0.08%	18.51%	13.46%	32.49%
Return on Assets (ROA)	-1.96%	-0.25%	-0.41%	3.00%	0.86%	4.28%
Return on Capital (ROIC)	-3.97%	-0.64%	-1.05%	7.32%	2.08%	10.80%
Earnings Yield	55.68%	54.25%	0.00%	42.28%	20.48%	61.79%
FCF Yield	27.05%	14.85%	18.04%	5.59%	15.34%	-10.24%
Dividend Yield	6.15%	12.37%	11.59%	13.59%	-	-
Payout Ratio	11.10%	-	1397415.38%	-	-	-
Buyback Yield / Dilution	-0.25%	-	-	0.10%	-	-0.01%
Total Shareholder Return	5.91%	12.37%	11.59%	13.68%	-	-0.01%

Source: S&P Capital IQ. Insurance template. Financial Sources.