Cornerstone Insurance Plc (NGX: CORNERST)

Cornerstone Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 3, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	60,610	64,940	25,254	10,823	8,304	10,648
Market Cap Growth	157.14%	157.14%	133.33%	30.33%	-22.01%	61.70%
Enterprise Value	39,664	39,457	8,811	225	-4,781	-1,780
PE Ratio	2.71	2.91	1.84	166512.08	2.37	4.88
PS Ratio	1.40	1.50	0.79	0.49	0.71	1.08
PB Ratio	1.14	1.20	0.74	0.59	0.41	0.60
P/FCF Ratio	9.95	10.66	6.73	5.54	17.87	6.52
P/OCF Ratio	10.01	10.01	5.81	4.87	11.11	5.98
EV/Sales Ratio	0.92	0.91	0.28	0.01	-	-
EV/EBITDA Ratio	95.82	95.32	-	-	-	-
EV/EBIT Ratio	594.40	594.40	-	-	-	-
EV/FCF Ratio	6.51	6.48	2.35	0.12	-	-
Quick Ratio	0.87	0.87	3.34	4.89	1.12	1.11
Current Ratio	1.11	1.11	4.51	6.99	1.57	1.57
Asset Turnover	0.44	0.44	0.48	0.45	0.25	0.25
Return on Equity (ROE)	51.55%	51.55%	53.06%	0.08%	18.51%	13.46%
Return on Assets (ROA)	0.04%	0.04%	-0.25%	-0.41%	3.00%	0.86%
Return on Capital (ROIC)	0.09%	0.09%	-0.64%	-1.05%	7.32%	2.08%
Return on Capital Employed (ROCE)	0.06%	0.06%	-	-	4.54%	1.24%
Earnings Yield	36.81%	34.36%	54.25%	0.00%	42.28%	20.48%
Earnings Yield	36.81%	34.36%	54.25%	0.00%	42.28%	20.48%
FCF Yield	10.05%	9.38%	14.85%	18.04%	5.59%	15.34%
Dividend Yield	4.76%	-	12.37%	11.59%	13.59%	-
Payout Ratio	13.03%	13.03%	-	1397415.38%	-	-
Buyback Yield / Dilution	0.22%	0.22%	-	-	0.10%	-
Total Shareholder Return	4.98%	0.22%	12.37%	11.59%	13.68%	-

Source: S&P Capital IQ. Insurance template. Financial Sources.