Cornerstone Insurance Plc (NGX: CORNERST)

Cornerstone Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 12, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	45,097	25,254	10,823	8,304	10,648	6,585
Market Cap Growth	90.91%	133.33%	30.33%	-22.01%	61.70%	125.00%
Enterprise Value	23,196	8,811	225	-4,781	-1,780	1,401
PE Ratio	1.43	1.70	172512.00	1.89	3.91	1.29
PS Ratio	1.17	0.79	0.49	0.71	1.08	0.62
PB Ratio	0.75	0.74	0.59	0.41	0.60	0.44
P/FCF Ratio	9.71	6.73	5.54	17.87	6.52	-9.76
P/OCF Ratio	7.44	5.81	4.87	11.11	5.98	-13.94
EV/Sales Ratio	0.60	0.28	0.01	-0.41	-0.18	0.13
EV/EBITDA Ratio	23.79	-1131.04	-1.92	-1.95	-2.49	0.59
EV/EBIT Ratio	34.26	-33.16	-0.69	-2.14	-3.28	0.64
EV/FCF Ratio	4.99	2.35	0.12	-10.29	-1.09	-2.08
Quick Ratio	0.90	3.34	4.89	1.12	1.11	1.05
Current Ratio	1.18	4.51	6.99	1.57	1.57	1.40
Asset Turnover	0.41	0.48	0.45	0.25	0.25	0.33
Return on Equity (ROE)	67.68%	53.06%	0.08%	18.51%	13.46%	32.49%
Return on Assets (ROA)	0.45%	-0.25%	-0.41%	3.00%	0.86%	4.28%
Return on Capital (ROIC)	0.90%	-0.64%	-1.05%	7.32%	2.08%	10.80%
Earnings Yield	69.99%	54.25%	0.00%	42.28%	20.48%	61.79%
FCF Yield	10.30%	14.85%	18.04%	5.59%	15.34%	-10.24%
Dividend Yield	6.40%	12.37%	11.59%	13.59%	-	-
Payout Ratio	0.00%	-	1397415.38%	-	-	-
Buyback Yield / Dilution	0.39%	-	-	0.10%	-	-0.01%
Total Shareholder Return	6.79%	12.37%	11.59%	13.68%	-	-0.01%

Source: S&P Capital IQ. Insurance template. Financial Sources.