Cornerstone Insurance Statistics

Total Valuation

NGX:CORNERST has a market cap or net worth of NGN 60.61 billion. The enterprise value is 39.66 billion.

Market Cap	60.61B
Enterprise Value	39.66B

Important Dates

The next estimated earnings date is Thursday, February 27, 2025.

Earnings Date	Feb 27, 2025
Ex-Dividend Date	Jul 15, 2024

Share Statistics

NGX:CORNERST has 18.04 billion shares outstanding. The number of shares has decreased by -0.22% in one year.

Current Share Class	n/a
Shares Outstanding	18.04B
Shares Change (YoY)	-0.22%
Shares Change (QoQ)	-0.64%
Owned by Insiders (%)	0.00%
Owned by Institutions (%)	n/a
Float	3.69B

Valuation Ratios

The trailing PE ratio is 2.71.

PE Ratio	2.71
Forward PE	n/a
PS Ratio	1.40
PB Ratio	1.14
P/TBV Ratio	1.14
P/FCF Ratio	9.95
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 95.82, with an EV/FCF ratio of 6.51.

EV / Earnings	1.78
EV / Sales	0.92
EV / EBITDA	95.82
EV / EBIT	n/a
EV / FCF	6.51

Financial Position

The company has a current ratio of 1.11

Current Ratio	1.11
Quick Ratio	0.87
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 51.55% and return on invested capital (ROIC) is 0.09%.

Return on Equity (ROE)	51.55%
Return on Assets (ROA)	0.04%
Return on Invested Capital (ROIC)	0.09%
Return on Capital Employed (ROCE)	0.11%
Revenue Per Employee	215.99M
Profits Per Employee	111.56M
Employee Count	200
Asset Turnover	0.44
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +76.84% in the last 52 weeks. The beta is -0.38, so NGX:CORNERST's price volatility has been lower than the market average.

Beta (5Y)	-0.38
52-Week Price Change	+76.84%
50-Day Moving Average	3.41
200-Day Moving Average	2.53
Relative Strength Index (RSI)	43.75
Average Volume (20 Days)	3,499,075

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:CORNERST had revenue of NGN 43.20 billion and earned 22.31 billion in profits. Earnings per share was 1.24.

Revenue	43.20B
Gross Profit	6.77B
Operating Income	66.38M
Pretax Income	25.20B
Net Income	22.31B
EBITDA	413.92M
EBIT	66.38M
Earnings Per Share (EPS)	1.24

Full Income Statement

Balance Sheet

Cash & Cash Equivalents	44.77B
Total Debt	n/a
Net Cash	21.77B
Net Cash Per Share	1.21
Equity (Book Value)	54.00B
Book Value Per Share	2.95
Working Capital	6.08B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 6.49 billion and capital expenditures -401.23 million, giving a free cash flow of 6.09 billion.

Operating Cash Flow	6.49B
Capital Expenditures	-401.23M
Free Cash Flow	6.09B
FCF Per Share	0.34

Full Cash Flow Statement

Margins

Gross margin is 15.66%, with operating and profit margins of 0.15% and 51.65%.

Gross Margin	15.66%
Operating Margin	0.15%
Pretax Margin	58.33%
Profit Margin	51.65%
EBITDA Margin	0.96%
EBIT Margin	0.15%
FCF Margin	14.10%

Dividends & Yields

This stock pays an annual dividend of 0.16, which amounts to a dividend yield of 4.76%.

Dividend Per Share	0.16
Dividend Yield	4.76%
Dividend Growth (YoY)	166.67%
Years of Dividend Growth	4
Payout Ratio	13.03%
Buyback Yield	0.22%
Shareholder Yield	4.98%
Earnings Yield	36.81%
FCF Yield	10.05%

Dividend Details

Stock Splits

The last stock split was on August 13, 2020. It was a forward split with a ratio of 1.2333345667.

Last Split Date	Aug 13, 2020
Split Type	Forward
Split Ratio	1.2333345667

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a