Cornerstone Insurance Statistics

Total Valuation

NGX:CORNERST has a market cap or net worth of NGN 67.28 billion. The enterprise value is 43.75 billion.

Market Cap	67.28B
Enterprise Value	43.75B

Important Dates

The next estimated earnings date is Wednesday, July 30, 2025.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	Jul 15, 2024

Share Statistics

NGX:CORNERST has 18.04 billion shares outstanding. The number of shares has decreased by -1.75% in one year.

Current Share Class	18.04B
Shares Outstanding	18.04B
Shares Change (YoY)	-1.75%
Shares Change (QoQ)	+1.28%
Owned by Insiders (%)	0.00%
Owned by Institutions (%)	n/a
Float	3.69B

Valuation Ratios

The trailing PE ratio is 6.52.

PE Ratio	6.52
Forward PE	n/a
PS Ratio	1.52
PB Ratio	1.07
P/TBV Ratio	1.09
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	4.24
EV / Sales	0.99
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-3.42

Financial Position

The company has a current ratio of 7.06

Current Ratio	7.06
Quick Ratio	5.49
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.94% and return on invested capital (ROIC) is -2.82%.

Return on Equity (ROE)	18.94%
Return on Assets (ROA)	-1.40%
Return on Invested Capital (ROIC)	-2.82%
Return on Capital Employed (ROCE)	-2.16%
Revenue Per Employee	208.87M
Profits Per Employee	48.73M
Employee Count	212
Asset Turnover	0.39
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:CORNERST has paid 1.66 billion in taxes.

Income Tax	1.66B
Effective Tax Rate	13.52%

Stock Price Statistics

The stock price has increased by +87.82% in the last 52 weeks. The beta is -0.30, so NGX:CORNERST's price volatility has been lower than the market average.

Beta (5Y)	-0.30
52-Week Price Change	+87.82%
50-Day Moving Average	3.18
200-Day Moving Average	3.04
Relative Strength Index (RSI)	60.41
Average Volume (20 Days)	1,366,445

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:CORNERST had revenue of NGN 44.28 billion and earned 10.33 billion in profits. Earnings per share was 0.57.

Revenue	44.28B
Gross Profit	11.49B
Operating Income	-2.53B
Pretax Income	12.31B
Net Income	10.33B
EBITDA	-2.18B
EBIT	-2.53B
Earnings Per Share (EPS)	0.57

Full Income Statement

Balance Sheet

The company has 47.90 billion in cash and n/a in debt, giving a net cash position of 24.32 billion or 1.35 per share.

Cash & Cash Equivalents	47.90B
Total Debt	n/a
Net Cash	24.32B
Net Cash Per Share	1.35
Equity (Book Value)	62.59B
Book Value Per Share	3.43
Working Capital	56.59B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -12.45 billion and capital expenditures -345.45 million, giving a free cash flow of -12.80 billion.

Operating Cash Flow	-12.45B
Capital Expenditures	-345.45M
Free Cash Flow	-12.80B
FCF Per Share	-0.71

Full Cash Flow Statement

Margins

Gross margin is 25.95%, with operating and profit margins of -5.72% and 23.33%.

Gross Margin	25.95%
Operating Margin	-5.72%
Pretax Margin	27.79%
Profit Margin	23.33%
EBITDA Margin	-4.92%
EBIT Margin	-5.72%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.27, which amounts to a dividend yield of 7.30%.

Dividend Per Share	0.27
Dividend Yield	7.30%
Dividend Growth (YoY)	166.67%
Years of Dividend Growth	4
Payout Ratio	28.14%
Buyback Yield	1.75%
Shareholder Yield	9.05%
Earnings Yield	15.35%
FCF Yield	-19.02%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 13, 2020. It was a forward split with a ratio of 1.2333345667.

Last Split Date	Aug 13, 2020
Split Type	Forward
Split Ratio	1.2333345667

Scores

Altman Z-Score	n/a
Piotroski F-Score	3