Cornerstone Insurance Plc (NGX:CORNERST)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
5.80
+0.43 (8.01%)
At close: Jul 3, 2026

Cornerstone Insurance Statistics

Total Valuation

NGX:CORNERST has a market cap or net worth of NGN 104.63 billion. The enterprise value is 87.51 billion.

Market Cap104.63B
Enterprise Value 87.51B

Important Dates

The next estimated earnings date is Wednesday, July 29, 2026.

Earnings Date Jul 29, 2026
Ex-Dividend Date Jul 3, 2026

Share Statistics

NGX:CORNERST has 18.04 billion shares outstanding.

Current Share Class 18.04B
Shares Outstanding 18.04B
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 8.65.

PE Ratio 8.65
Forward PE n/a
PS Ratio 1.57
PB Ratio 1.37
P/TBV Ratio 1.39
P/FCF Ratio 14.38
P/OCF Ratio 12.59
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.01, with an EV/FCF ratio of 12.02.

EV / Earnings 7.24
EV / Sales 1.31
EV / EBITDA 5.01
EV / EBIT 5.17
EV / FCF 12.02

Financial Position

The company has a current ratio of 11.03

Current Ratio 11.03
Quick Ratio 9.01
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 17.57% and return on invested capital (ROIC) is 22.70%.

Return on Equity (ROE) 17.57%
Return on Assets (ROA) 7.81%
Return on Invested Capital (ROIC) 22.70%
Return on Capital Employed (ROCE) 12.42%
Weighted Average Cost of Capital (WACC) 4.10%
Revenue Per Employee 310.78M
Profits Per Employee 56.25M
Employee Count215
Asset Turnover 0.49
Inventory Turnover n/a

Taxes

Income Tax -3.00B
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +38.10% in the last 52 weeks. The beta is -0.03, so NGX:CORNERST's price volatility has been lower than the market average.

Beta (5Y) -0.03
52-Week Price Change +38.10%
50-Day Moving Average 5.82
200-Day Moving Average 5.98
Relative Strength Index (RSI) 48.49
Average Volume (20 Days) 2,294,400

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NGX:CORNERST had revenue of NGN 66.82 billion and earned 12.09 billion in profits. Earnings per share was 0.67.

Revenue66.82B
Gross Profit 28.69B
Operating Income 16.93B
Pretax Income 9.20B
Net Income 12.09B
EBITDA 17.48B
EBIT 16.93B
Earnings Per Share (EPS) 0.67
Full Income Statement

Balance Sheet

The company has 70.20 billion in cash and n/a in debt, with a net cash position of 18.10 billion or 1.00 per share.

Cash & Cash Equivalents 70.20B
Total Debt n/a
Net Cash 18.10B
Net Cash Per Share 1.00
Equity (Book Value) 76.28B
Book Value Per Share 4.18
Working Capital 82.00B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 8.31 billion and capital expenditures -1.03 billion, giving a free cash flow of 7.28 billion.

Operating Cash Flow 8.31B
Capital Expenditures -1.03B
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 7.28B
FCF Per Share 0.40
Full Cash Flow Statement

Margins

Gross margin is 42.94%, with operating and profit margins of 25.33% and 18.10%.

Gross Margin 42.94%
Operating Margin 25.33%
Pretax Margin 13.77%
Profit Margin 18.10%
EBITDA Margin 26.16%
EBIT Margin 25.33%
FCF Margin 10.89%

Dividends & Yields

This stock pays an annual dividend of 0.28, which amounts to a dividend yield of 4.96%.

Dividend Per Share 0.28
Dividend Yield 4.96%
Dividend Growth (YoY) 3.70%
Years of Dividend Growth 4
Payout Ratio 40.56%
Buyback Yield n/a
Shareholder Yield 4.96%
Earnings Yield 11.56%
FCF Yield 6.96%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 13, 2020. It was a forward split with a ratio of 1.2333345667.

Last Split Date Aug 13, 2020
Split Type Forward
Split Ratio 1.2333345667

Scores

Altman Z-Score n/a
Piotroski F-Score 5