FCMB Group Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	526,440	515,740	372,291	146,540	76,240	59,210
Market Cap Growth	16.09%	38.53%	154.05%	92.21%	28.76%	-10.21%
Last Close Price	12.30	12.05	8.83	6.52	3.17	2.33
PE Ratio	3.11	3.05	5.66	1.61	2.47	2.86
PS Ratio	1.01	0.99	1.10	0.57	0.51	0.48
PB Ratio	0.64	0.63	0.54	0.32	0.28	0.24
P/FCF Ratio	0.37	0.37	-	-	-	-
P/OCF Ratio	0.37	0.36	-	-	-	-
Debt / Equity Ratio	0.92	0.92	1.12	0.71	1.55	1.31
Debt / FCF Ratio	0.54	0.54	-	-	-	-
Net Debt / Equity Ratio	-1.16	-1.16	-0.92	-0.90	0.23	-0.30
Net Debt / FCF Ratio	-0.68	-0.68	0.47	0.44	-0.20	0.63
Return on Equity (ROE)	23.39%	23.39%	12.74%	25.19%	11.98%	8.88%
Return on Assets (ROA)	2.42%	2.42%	1.28%	2.51%	1.14%	0.92%
Earnings Yield	32.14%	34.25%	19.64%	63.21%	40.53%	34.98%
FCF Yield	268.45%	274.02%	-364.50%	-650.76%	-410.07%	-194.49%
Dividend Yield	4.47%	-	6.23%	7.66%	7.89%	8.60%
Payout Ratio	16.56%	16.56%	23.67%	7.12%	12.82%	14.34%
Buyback Yield / Dilution	-59.86%	-59.86%	-31.60%	-2.67%	-	-
Total Shareholder Return	-55.22%	-59.86%	-25.37%	5.00%	7.89%	8.60%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.