Skip to main content
logo
FCMB Group Plc (NGX:FCMB)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
11.45
+0.10 (0.88%)
At close: Jul 31, 2026

FCMB Group Cash Flow Statement

Millions NGN. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
243,448177,27173,33792,62930,90120,709
Depreciation & Amortization
12,68412,00010,1678,1787,7496,463
Other Amortization
6,6085,4153,8093,0942,0061,565
Gain (Loss) on Sale of Assets
-881.6-885.25-2,410-39.410.62-514.56
Gain (Loss) on Sale of Investments
30,649-19,555-26,19711,9437,0621,819
Total Asset Writedown
0.270.140.2214.97--
Provision for Credit Losses
81,61278,08433,96348,20116,8609,561
Change in Trading Asset Securities
32,724-146,425-182,295-11,056-120,940-30,352
Change in Other Net Operating Assets
884,3121,290,932-1,298,284-1,038,004-232,308-113,524
Other Operating Activities
-86,383-16,42541,455-53,345-12,559-8,261
Operating Cash Flow
1,204,3071,379,946-1,347,562-942,026-301,252-109,070
Operating Cash Flow Growth
738.17%-----

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-13,839-17,828-9,419-11,599-11,386-6,089
Sale of Property, Plant and Equipment
1,0271,0272,3041,04334.29198.8
Cash Acquisitions
-----2,541-
Investment in Securities
-1,295,353-985,740-691,552-207,674-169,7046,908
Income (Loss) Equity Investments
-1,188-1,188223.41---95.38
Divestitures
---2,075---
Purchase / Sale of Intangibles
-49,654-44,139-13,502-4,544-4,977-2,395
Other Investing Activities
-3,157-3,2236,371-1,371--0
Investing Cash Flow
-1,360,976-1,049,904-707,873-224,145-188,574-1,377

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
-156,757219,02624,39131,55864,889
Long-Term Debt Repaid
--204,274-63,120-45,413-23,722-169,091
Net Debt Issued (Repaid)
-109,738-47,516155,906-21,0227,836-104,202
Issuance of Common Stock
260,64022,726144,56046,686--
Common Dividends Paid
-30,451-29,249-17,311-6,592-3,961-2,970
Net Increase (Decrease) in Deposit Accounts
143,817297,4981,767,9301,294,175354,113338,664
Other Financing Activities
22,8586,436-14,801-13,228-34.885,686
Financing Cash Flow
287,125249,8942,036,2841,300,019357,954237,177

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Foreign Exchange Rate Adjustments
-114,800-76,252235,347197,85016,65314,885
Net Cash Flow
15,656503,684216,196331,698-115,219141,615

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
1,190,4681,362,117-1,356,981-953,625-312,638-115,158
Free Cash Flow Growth
851.61%-----
Free Cash Flow Margin
189.92%256.94%-399.30%-369.66%-207.87%-94.11%
Free Cash Flow Per Share
21.4032.09-49.10-46.91-15.79-5.82

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
423,568489,554436,571201,768104,32173,812
Cash Income Tax Paid
26,15428,4179,1075,3812,9571,847