FCMB Group Plc (NGX:FCMB)
Nigeria · Delayed Price · Currency is NGN 11.45
+0.10 (0.88%)
At close: Jul 31, 2026
FCMB Group Financials Overview
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 626,839 | 530,125 | 339,844 | 257,974 | 150,404 | 122,367 |
Revenue Growth | 55.42% | 55.99% | 31.74% | 71.52% | 22.91% | 14.01% |
Net Income Net Income Growth | 235,726 | 169,548 | 65,725 | 90,988 | 30,901 | 20,709 |
Earnings Per Share EPS Growth | 4.23 | 3.99 | 2.38 | 4.48 | 1.56 | 1.05 |
EPS Growth | 99.60% | 67.79% | -46.87% | 186.80% | 49.22% | 6.64% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Investment Banking Investment Banking Growth | 32,073 | 53,882 | 25,908 | 11,634 | 9,562 |
Investment Management Investment Management Growth | 18,130 | 12,411 | 10,872 | 7,623 | 5,070 |
SME Banking SME Banking Growth | 118,042 | 34,765 | 61,380 | 45,838 | 33,064 |
Commercial Banking Commercial Banking Growth | 4,719 | 5,529 | 6,593 | 4,080 | 2,403 |
Corporate Banking Corporate Banking Growth | 85,090 | 71,758 | 34,607 | 8,034 | 2,152 |
Personal Banking Personal Banking Growth | 147,210 | 95,615 | 72,776 | 55,526 | 49,919 |
Institutional Banking Institutional Banking Growth | 15,450 | 6,217 | 6,598 | 4,441 | 4,900 |
Treasury & Financial Markets Treasury & Financial Markets Growth | 108,691 | 60,999 | 42,884 | 13,261 | 11,738 |
Total Total Growth | 529,404 | 341,175 | 261,618 | 150,437 | 118,806 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,848,097 | 1,742,918 | 1,404,609 | 747,198 | 362,704 | 391,765 |
Total Debt Total Debt Growth | 928,631 | 808,718 | 769,323 | 329,834 | 426,427 | 319,688 |
Net Cash (Debt) Net Cash Growth | 919,467 | 934,200 | 635,286 | 417,364 | -63,723 | 72,077 |
Net Cash Growth | -23.68% | 47.05% | 52.21% | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | 16.53 | 22.01 | 22.99 | 20.53 | -3.22 | 3.64 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 1,204,307 | 1,379,946 | -1,347,562 | -942,026 | -301,252 | -109,070 |
Capital Expenditures CapEx Growth | -13,839 | -17,828 | -9,419 | -11,599 | -11,386 | -6,089 |
Free Cash Flow Free Cash Flow Growth | 1,190,468 | 1,362,117 | -1,356,981 | -953,625 | -312,638 | -115,158 |
Free Cash Flow Growth | 851.61% | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 37.60% | 31.98% | 19.34% | 35.27% | 20.54% | 16.92% |
FCF Margin | 189.92% | 256.94% | -399.30% | -369.66% | -207.87% | -94.11% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.350 | 0.350 | 0.550 | 0.500 | 0.250 | 0.200 |
Dividend Per Share Growth | -36.36% | -36.36% | 10.00% | 100.00% | 25.00% | 33.33% |
Dividend Yield | 3.06% | 3.00% | 6.42% | 7.90% | 8.13% | 8.87% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 2.70 | 3.04 | 5.66 | 1.61 | 2.47 | 2.86 |
Forward PE | 2.72 | 2.45 | 1.52 | 2.64 | 2.61 | 2.90 |
P/FCF Ratio | 0.63 | 0.38 | - | - | - | - |
PS Ratio | 1.20 | 0.97 | 1.10 | 0.57 | 0.51 | 0.48 |