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FCMB Group Plc (NGX:FCMB)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
11.45
+0.10 (0.88%)
At close: Jul 31, 2026

FCMB Group Balance Sheet

Millions NGN. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
1,545,7321,298,921795,387579,168247,486362,700
Investment Securities
2,453,1412,037,7831,194,942798,539570,939391,833
Trading Asset Securities
302,366443,998609,222168,031115,21929,064
Total Investments
2,755,5062,481,7811,804,165966,570686,158420,897
Gross Loans
2,584,7322,476,1792,485,8651,930,1191,247,7951,114,562
Allowance for Loan Losses
-95,216-109,784-127,775-88,063-51,113-49,568
Other Adjustments to Gross Loans
--708.56-786.56-539.65-1,056-1,404
Net Loans
2,489,5162,365,6862,357,3031,841,5161,195,6271,063,589
Property, Plant & Equipment
62,62363,36055,99454,13350,96847,085
Goodwill
19,29119,29119,29119,29119,29111,339
Other Intangible Assets
22,58020,97417,05111,97410,3475,817
Other Receivables
89,637-50,861-9,597-2,332
Restricted Cash
----161,96486,085
Other Current Assets
74,24441,770214,89282,88342,49688,164
Long-Term Deferred Tax Assets
8,8999,3508,1918,0048,4249,164
Other Long-Term Assets
1,290,2071,329,8561,731,030860,357550,697400,691
Total Assets
8,358,2357,630,9897,054,1664,423,8952,983,0532,493,198

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accounts Payable
84,05628,68417,62925,26023,67022,267
Accrued Expenses
61,13648,64530,69822,8048,6004,361
Interest Bearing Deposits
3,212,3553,857,2113,703,4842,197,4181,354,4801,044,102
Non-Interest Bearing Deposits
2,317,9041,571,6661,427,8951,166,031714,794671,058
Total Deposits
5,530,2595,428,8775,131,3793,363,4492,069,2741,715,161
Short-Term Borrowings
3,559608.642,608998.3327,16617,264
Current Portion of Long-Term Debt
-285,990101,16030,842105,02421,715
Current Portion of Leases
-1,065909.26404.08611.25-
Current Income Taxes Payable
24,43036,96138,22811,2967,1805,449
Other Current Liabilities
501,496410,837342,507186,726153,453165,218
Long-Term Debt
922,433519,356662,581296,208291,812278,092
Long-Term Leases
2,6391,6992,0641,3811,8142,616
Long-Term Unearned Revenue
1,0832,6501,4651,2152,537649.73
Long-Term Deferred Tax Liabilities
1,4541,6124,7422,355391.9308.73
Other Long-Term Liabilities
51,08527,59429,21318,32815,63916,291
Total Liabilities
7,183,6306,794,5776,365,1853,961,2682,707,1732,249,392

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
32,97721,38619,8039,9019,9019,901
Additional Paid-In Capital
529,687314,260293,117162,078115,392115,392
Retained Earnings
520,630404,234256,469200,646115,42988,489
Comprehensive Income & Other
88,66095,550118,78188,32734,17829,442
Total Common Equity
1,171,954835,430688,170460,953274,901243,225
Minority Interest
2,651981.15810.631,674978.42581.06
Shareholders' Equity
1,174,605836,411688,981462,627275,880243,806
Total Liabilities & Equity
8,358,2357,630,9897,054,1664,423,8952,983,0532,493,198

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
928,631808,718769,323329,834426,427319,688
Net Cash (Debt)
919,467934,200635,286417,364-63,72372,077
Net Cash Growth
-23.68%47.05%52.21%---
Net Cash Per Share
16.5322.0122.9920.53-3.223.64
Filing Date Shares Outstanding
65,95042,77239,60519,80319,80319,803
Total Common Shares Outstanding
65,95042,77239,60519,80319,80319,803
Book Value Per Share
17.7719.5317.3823.2813.8812.28
Tangible Book Value
1,130,083795,166651,828429,688245,264226,069
Tangible Book Value Per Share
17.1418.5916.4621.7012.3911.42