Livingtrust Mortgage Bank PLC (NGX:LIVINGTRUST)
Nigeria · Delayed Price · Currency is NGN 3.250
0.00 (0.00%)
At close: Aug 19, 2026
Livingtrust Mortgage Bank Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 3,980 | 4,491 | 3,379 | 2,397 | 1,937 | 1,269 |
Interest Paid on Deposits | 4,022 | 3,724 | 1,463 | 854.06 | 495.27 | 231.82 |
Net Interest Income | -42.91 | 766.94 | 1,916 | 1,543 | 1,442 | 1,038 |
Net Interest Income Growth | - | -59.97% | 24.18% | 6.99% | 39.00% | 222.86% |
Gain (Loss) on Sale of Assets | - | - | - | - | - | 0.12 |
Other Non-Interest Income | 2,533 | 2,032 | 378.92 | 494.65 | 601.44 | 358.26 |
Total Non-Interest Income | 2,533 | 2,032 | 378.92 | 494.65 | 601.44 | 358.37 |
Non-Interest Income Growth | 152.94% | 436.14% | -23.40% | -17.76% | 67.83% | 29.85% |
Revenues Before Loan Losses | 2,490 | 2,798 | 2,295 | 2,038 | 2,044 | 1,396 |
Provision for Loan Losses | 9.38 | 2.72 | -129.14 | 220.76 | 94.11 | -53.67 |
| 2,481 | 2,796 | 2,424 | 1,817 | 1,950 | 1,450 | |
Revenue Growth | -7.70% | 15.33% | 33.42% | -6.81% | 34.48% | 159.89% |
Salaries and Employee Benefits | 727.04 | 594.38 | 508.14 | 523.6 | 424.17 | 310.47 |
Occupancy Expenses | 146.6 | 98.21 | 91.2 | 86.21 | 71.91 | 50.47 |
Amortization of Goodwill & Intangibles | 25.46 | 27.55 | 23.21 | 16.21 | 11.72 | 10.16 |
Selling, General & Administrative | 8.59 | 8.59 | 52.26 | 28.47 | 28.59 | 17 |
Other Non-Interest Expense | 912.04 | 976.75 | 768.04 | 496.68 | 407.4 | 293.33 |
Total Non-Interest Expense | 1,820 | 1,705 | 1,443 | 1,151 | 943.79 | 681.43 |
EBT Excluding Unusual Items | 661.05 | 1,090 | 981.2 | 665.66 | 1,006 | 768.21 |
Pretax Income | 661.05 | 1,090 | 981.2 | 665.66 | 1,006 | 768.21 |
Income Tax Expense | 101.76 | 78.78 | 192.06 | 97.39 | 184.06 | 261.25 |
Net Income | 559.29 | 1,011 | 789.14 | 568.27 | 821.68 | 506.96 |
Net Income to Common | 559.29 | 1,011 | 789.14 | 568.27 | 821.68 | 506.96 |
Net Income Growth | -28.40% | 28.17% | 38.87% | -30.84% | 62.08% | 283.02% |
Basic Shares Outstanding | 4,996 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 |
Diluted Shares Outstanding | 4,996 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 |
Shares Change | -0.07% | -0.00% | - | - | - | - |
EPS (Basic) | 0.11 | 0.20 | 0.16 | 0.11 | 0.16 | 0.10 |
EPS (Diluted) | 0.11 | 0.20 | 0.16 | 0.11 | 0.16 | 0.10 |
EPS Growth | -28.35% | 28.18% | 38.87% | -30.84% | 62.08% | 283.03% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | - | - | 0.080 | 0.030 | 0.012 | 0.060 |
Dividend Growth | - | - | 166.67% | 150.00% | -80.00% | 500.00% |
Effective Tax Rate | 15.39% | 7.23% | 19.57% | 14.63% | 18.30% | 34.01% |