Regency Alliance Insurance Plc (NGX: REGALINS)
Nigeria
· Delayed Price · Currency is NGN 0.640
+0.030 (4.92%)
At close: Dec 23, 2024
NGX: REGALINS Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Premiums & Annuity Revenue | 6,825 | 6,083 | 5,023 | 2,941 | 4,486 | 4,473 | Upgrade
|
| Total Interest & Dividend Income | 1,162 | 881.81 | 741.56 | 445.71 | 526.93 | 664.05 | Upgrade
|
| Gain (Loss) on Sale of Investments | 287.86 | 409.39 | 70.82 | -450.43 | -171.43 | -109.15 | Upgrade
|
| Other Revenue | 24.35 | 19.67 | 20.41 | 118.7 | 265.34 | 231.36 | Upgrade
|
| Total Revenue | 8,299 | 7,394 | 5,856 | 3,055 | 5,107 | 5,260 | Upgrade
|
| Revenue Growth (YoY) | 12.90% | 26.26% | 91.69% | -40.18% | -2.90% | 4.58% | Upgrade
|
| Policy Benefits | 4,168 | 3,898 | 3,864 | 1,031 | 1,780 | 1,215 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 1,068 | 830.91 | 425.95 | 695.09 | 922.44 | 1,007 | Upgrade
|
| Selling, General & Administrative | 150.41 | 150.48 | 141.19 | 145.18 | 248.95 | 240.53 | Upgrade
|
| Provision for Bad Debts | 1.62 | 0.19 | 1.16 | 1.3 | 5.91 | 0.99 | Upgrade
|
| Other Operating Expenses | 795.63 | 499.9 | 446.76 | 461.33 | 851.37 | 996.1 | Upgrade
|
| Total Operating Expenses | 6,573 | 5,751 | 5,250 | 2,708 | 4,642 | 4,268 | Upgrade
|
| Operating Income | 1,726 | 1,643 | 606.23 | 347.02 | 465.48 | 991.93 | Upgrade
|
| Interest Expense | -10.14 | -8.12 | -9.14 | -8.4 | -14.28 | -23.96 | Upgrade
|
| Other Non Operating Income (Expenses) | -0.91 | -1.92 | 12.47 | - | 196.22 | 0 | Upgrade
|
| EBT Excluding Unusual Items | 1,715 | 1,633 | 609.56 | 338.62 | 647.43 | 967.98 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 0.43 | 1.79 | 1.89 | 3.99 | -3.27 | Upgrade
|
| Asset Writedown | 478.5 | 478.5 | 11.5 | 5 | 9.04 | 40 | Upgrade
|
| Other Unusual Items | -3.42 | -3.42 | -4.87 | - | - | - | Upgrade
|
| Pretax Income | 2,190 | 2,108 | 617.98 | 345.5 | 660.46 | 1,005 | Upgrade
|
| Income Tax Expense | 161.16 | 164.54 | 23.24 | 22.9 | 70.17 | 288.32 | Upgrade
|
| Earnings From Continuing Ops. | 2,029 | 1,944 | 594.74 | 322.61 | 590.29 | 716.39 | Upgrade
|
| Minority Interest in Earnings | -0.58 | -0.62 | -0.14 | -0.18 | 32.08 | -39.18 | Upgrade
|
| Net Income | 2,029 | 1,943 | 594.59 | 322.43 | 622.37 | 677.21 | Upgrade
|
| Net Income to Common | 2,029 | 1,943 | 594.59 | 322.43 | 622.37 | 677.21 | Upgrade
|
| Net Income Growth | 326.64% | 226.80% | 84.41% | -48.19% | -8.10% | 230.38% | Upgrade
|
| Shares Outstanding (Basic) | 11,992 | 12,004 | 12,004 | 12,004 | 12,004 | 12,004 | Upgrade
|
| Shares Outstanding (Diluted) | 11,992 | 12,004 | 12,004 | 12,004 | 12,004 | 12,004 | Upgrade
|
| Shares Change (YoY) | -0.13% | - | - | - | - | - | Upgrade
|
| EPS (Basic) | 0.17 | 0.16 | 0.05 | 0.03 | 0.05 | 0.06 | Upgrade
|
| EPS (Diluted) | 0.17 | 0.16 | 0.05 | 0.03 | 0.05 | 0.06 | Upgrade
|
| EPS Growth | 327.21% | 226.80% | 84.42% | -48.19% | -8.10% | 230.38% | Upgrade
|
| Free Cash Flow | -1,086 | -327.58 | 731.37 | 148.11 | 417.09 | 129.48 | Upgrade
|
| Free Cash Flow Per Share | -0.09 | -0.03 | 0.06 | 0.01 | 0.03 | 0.01 | Upgrade
|
| Operating Margin | 20.80% | 22.22% | 10.35% | 11.36% | 9.11% | 18.86% | Upgrade
|
| Profit Margin | 24.44% | 26.28% | 10.15% | 10.55% | 12.19% | 12.88% | Upgrade
|
| Free Cash Flow Margin | -13.09% | -4.43% | 12.49% | 4.85% | 8.17% | 2.46% | Upgrade
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| EBITDA | 1,877 | 1,684 | 626.99 | 404.81 | 564.5 | 1,111 | Upgrade
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| EBITDA Margin | 22.62% | 22.78% | 10.71% | 13.25% | 11.05% | 21.12% | Upgrade
|
| D&A For EBITDA | 151.1 | 41.26 | 20.76 | 57.8 | 99.02 | 118.7 | Upgrade
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| EBIT | 1,726 | 1,643 | 606.23 | 347.02 | 465.48 | 991.93 | Upgrade
|
| EBIT Margin | 20.80% | 22.22% | 10.35% | 11.36% | 9.11% | 18.86% | Upgrade
|
| Effective Tax Rate | 7.36% | 7.80% | 3.76% | 6.63% | 10.62% | 28.70% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.