Regency Alliance Insurance Plc (NGX:REGALINS)

NGX:REGALINS Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 1, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	14,885	17,285	9,003	2,534	1,667	3,401
Market Cap Growth	125.45%	92.00%	255.27%	52.00%	-50.98%	131.82%
Enterprise Value	13,039	14,993	7,859	823	-802	1,508
PE Ratio	24.09	27.95	3.97	1.30	2.80	10.55
PS Ratio	1.28	1.48	1.00	0.34	0.28	1.11
PB Ratio	1.02	1.19	0.64	0.22	0.24	0.51
P/FCF Ratio	-	-	-	-	2.28	22.96
P/OCF Ratio	-	-	-	-	2.00	12.84
EV/Sales Ratio	1.12	1.29	0.87	0.11	-	0.49
EV/EBITDA Ratio	17.70	20.35	3.20	0.49	-	3.73
EV/EBIT Ratio	20.17	23.19	3.34	0.50	-	4.35
EV/FCF Ratio	-3.88	-	-	-	-	10.18
Net Debt / Equity Ratio	-0.13	-0.13	-0.16	-0.11	-0.22	-0.34
Net Debt / EBITDA Ratio	-2.50	-2.50	-0.94	-0.79	-2.43	-5.57
Net Debt / FCF Ratio	0.55	0.55	1.16	4.06	-2.08	-15.23
Quick Ratio	1.90	1.90	1.94	2.03	0.49	1.58
Current Ratio	2.43	2.43	2.40	2.30	0.78	2.09
Asset Turnover	0.53	0.53	0.44	0.47	0.48	0.25
Return on Equity (ROE)	4.32%	4.32%	17.52%	20.65%	8.65%	4.69%
Return on Assets (ROA)	1.83%	1.83%	7.22%	6.58%	3.13%	1.76%
Return on Invested Capital (ROIC)	4.02%	4.02%	16.39%	16.09%	8.49%	4.71%
Earnings Yield	4.16%	3.58%	25.17%	76.68%	35.66%	9.48%
FCF Yield	-22.59%	-19.45%	-22.16%	-12.93%	43.87%	4.35%
Buyback Yield / Dilution	-5.05%	-0.12%	-	-	-	-
Total Shareholder Return	-5.05%	-0.12%	-	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.