Regency Alliance Insurance Plc (NGX:REGALINS)
Nigeria · Delayed Price · Currency is NGN 0.8800
+0.0400 (4.76%)
At close: Sep 3, 2026
NGX:REGALINS Financials Overview
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 11,762 | 11,762 | 8,999 | 7,394 | 5,856 | 3,055 |
Revenue Growth | 53.67% | 30.70% | 21.70% | 26.27% | 91.69% | -40.18% |
Operating Income Operating Income Growth | 747.27 | 747.27 | 2,353 | 1,643 | 606.23 | 347.02 |
Net Income Net Income Growth | 635.78 | 635.78 | 2,266 | 1,943 | 594.59 | 322.43 |
Earnings Per Share EPS Growth | 0.04 | 0.04 | 0.14 | 0.12 | 0.04 | 0.02 |
EPS Growth | -62.20% | -71.94% | 16.61% | 226.80% | 84.41% | -48.19% |
| Fiscal Year | TTM | FY 2025 |
|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 |
Regency Alliance Nigeria - Non Life Regency Alliance Nigeria - Non Life Growth | 2,164 | 2,164 |
Ric Prop. & Invest Nigeria - Prop. & Invest. Ric Prop. & Invest Nigeria - Prop. & Invest. Growth | 54.79 | 54.79 |
Ric Microfinance Bank Nigeria - Microfinance Bank Ric Microfinance Bank Nigeria - Microfinance Bank Growth | 39.35 | 39.35 |
Ric Tecnologies Nigeria - Vehicle Tracking Ric Tecnologies Nigeria - Vehicle Tracking Growth | 12.23 | 12.23 |
Total Total Growth | 2,270 | 2,270 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,843 | 1,843 | 2,316 | 1,328 | 1,525 | 2,256 |
Total Debt Total Debt Growth | - | - | - | - | - | - |
Net Cash (Debt) Net Cash Growth | 1,843 | 1,843 | 2,316 | 1,328 | 1,525 | 2,256 |
Net Cash Growth | 42.76% | -20.40% | 74.33% | -12.89% | -32.41% | 12.90% |
Net Cash Per Share Net Cash Per Share Growth | 0.12 | 0.12 | 0.14 | 0.08 | 0.10 | 0.14 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -3,722 | -3,722 | -1,297 | -130 | 834.13 | 264.85 |
Capital Expenditures CapEx Growth | -40.78 | -40.78 | -698.62 | -197.57 | -102.76 | -116.74 |
Free Cash Flow Free Cash Flow Growth | -3,763 | -3,763 | -1,995 | -327.58 | 731.37 | 148.11 |
Free Cash Flow Growth | - | - | - | - | 393.80% | -64.49% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 6.35% | 6.35% | 26.14% | 22.22% | 10.35% | 11.36% |
Pretax Margin | 6.67% | 6.67% | 27.96% | 28.51% | 10.55% | 11.31% |
Profit Margin | 5.41% | 5.41% | 25.18% | 26.28% | 10.15% | 10.55% |
FCF Margin | -31.99% | -31.99% | -22.17% | -4.43% | 12.49% | 4.85% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 22.15 | 27.19 | 3.97 | 1.30 | 2.80 | 10.55 |
P/FCF Ratio | - | - | - | - | 2.28 | 22.96 |
PS Ratio | 1.20 | 1.47 | 1.00 | 0.34 | 0.28 | 1.11 |