Sovereign Trust Insurance Plc (NGX:SOVRENINS)
Nigeria · Delayed Price · Currency is NGN 1.980
+0.040 (2.06%)
At close: Jul 24, 2026
Sovereign Trust Insurance Financials Overview
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 45,803 | 47,822 | 41,150 | 20,047 | 16,001 | 8,592 |
Revenue Growth | 11.31% | 16.21% | 105.27% | 25.28% | 86.24% | 5.83% |
Operating Income Operating Income Growth | 459.91 | 898.65 | 3,525 | 1,457 | 1,642 | 1,135 |
Net Income Net Income Growth | 305.41 | 663 | 2,340 | 1,298 | 1,387 | 974.73 |
Earnings Per Share EPS Growth | 0.02 | 0.05 | 0.16 | 0.09 | 0.16 | 0.11 |
EPS Growth | -86.95% | -71.67% | 80.22% | -43.45% | 42.27% | 87.46% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Motor Business Motor Business Growth | 8,912 | 6,461 | 4,037 | 2,229 | 2,700 |
Fire & Property Fire & Property Growth | 4,662 | 12,360 | 2,897 | 2,668 | 1,254 |
Aviation Aviation Growth | 498.87 | -351.86 | -221.66 | -359.96 | - |
General Accident General Accident Growth | 3,933 | 2,522 | 1,012 | 1,292 | 588.67 |
Car and engineering Car and engineering Growth | 5,917 | 780.18 | 634.59 | 1,424 | 1,422 |
Bond Bond Growth | 2,603 | 2,825 | 1,008 | 6,909 | - |
Energy Business Energy Business Growth | 17,082 | 14,080 | 8,409 | 413.57 | 1,323 |
Marine & Aviation Marine & Aviation Growth | 2,491 | 1,773 | 1,546 | 1,126 | 768.46 |
Total Total Growth | 46,099 | 40,448 | 19,323 | 15,702 | 8,056 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 5,808 | 11,689 | 13,172 | 10,989 | 8,679 | 7,983 |
Total Debt Total Debt Growth | 5,156 | 5,356 | 5,215 | 3,682 | 2,098 | 1,734 |
Net Cash (Debt) Net Cash Growth | 651.86 | 6,332 | 7,957 | 7,307 | 6,581 | 6,249 |
Net Cash Growth | -91.81% | -20.42% | 8.90% | 11.03% | 5.32% | 4.84% |
Net Cash Per Share Net Cash Per Share Growth | 0.05 | 0.45 | 0.56 | 0.51 | 0.77 | 0.73 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -3,528 | -2,126 | 2,846 | 574.95 | 1,549 | 1,726 |
Capital Expenditures CapEx Growth | -214.9 | -253.17 | -600.7 | -199.07 | -91.21 | -57.87 |
Free Cash Flow Free Cash Flow Growth | -3,743 | -2,379 | 2,245 | 375.89 | 1,458 | 1,668 |
Free Cash Flow Growth | - | - | 497.23% | -74.22% | -12.58% | 861.70% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 1.00% | 1.88% | 8.57% | 7.27% | 10.26% | 13.21% |
Pretax Margin | 0.96% | 1.84% | 6.43% | 7.18% | 9.05% | 10.31% |
Profit Margin | 0.67% | 1.39% | 5.69% | 6.48% | 8.67% | 11.34% |
FCF Margin | -8.17% | -4.98% | 5.46% | 1.88% | 9.11% | 19.41% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Jul '26 Jul 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Dividend Per Share Dividend Per Share Growth | 0.050 | - | 0.050 | 0.030 |
Dividend Per Share Growth | 66.67% | - | 66.67% | - |
Dividend Yield | 2.52% | - | 4.54% | 7.61% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 92.24 | 81.98 | 6.81 | 3.68 | 2.30 | 3.50 |
P/FCF Ratio | - | - | 7.10 | 12.70 | 2.18 | 2.04 |
PS Ratio | 0.62 | 1.14 | 0.39 | 0.24 | 0.20 | 0.40 |