Sovereign Trust Insurance Plc (NGX:SOVRENINS)
Nigeria · Delayed Price · Currency is NGN 2.040
-0.220 (-9.73%)
At close: Sep 3, 2026
Sovereign Trust Insurance Cash Flow Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | -23.8 | 663 | 2,340 | 1,298 | 1,387 | 974.73 |
Depreciation & Amortization | 702.66 | 542.97 | 386.13 | 186.65 | 102.17 | 199.34 |
Other Amortization | 7.9 | 18.67 | 44.16 | 45.4 | 30.76 | 0.92 |
Gain (Loss) on Sale of Assets | -11.36 | -11.36 | -11.36 | - | - | - |
Gain (Loss) on Sale of Investments | -808.51 | -808.51 | -322.72 | -1.04 | - | -219.43 |
Change in Accounts Receivable | -137.41 | -137.41 | -341.63 | -598.53 | - | -131.5 |
Reinsurance Recoverable | -1,086 | -1,086 | -282.04 | -99.57 | - | 370.75 |
Change in Accounts Payable | -68.52 | -68.52 | -272.18 | -23.56 | - | 224.23 |
Change in Unearned Revenue | - | - | - | - | - | 229.76 |
Change in Income Taxes | -159.58 | -159.58 | -0 | -71.19 | - | - |
Change in Insurance Reserves / Liabilities | -4.05 | -4.05 | 1,820 | 533.05 | - | -30.81 |
Change in Other Net Operating Assets | -125.26 | -125.26 | -289.15 | 50.71 | - | -63.67 |
Other Operating Activities | -3,409 | -806.49 | -131.45 | -642.34 | 29.57 | 272.87 |
Operating Cash Flow | -5,267 | -2,126 | 2,846 | 574.95 | 1,549 | 1,726 |
Operating Cash Flow Growth | - | - | 394.93% | -62.89% | -10.22% | 472.65% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -813.89 | -253.17 | -600.7 | -199.07 | -91.21 | -57.87 |
Sale of Property, Plant & Equipment | 26 | 26 | 26 | - | 1.3 | - |
Purchase / Sale of Intangible Assets | -25.25 | -8 | - | -41.94 | -90.52 | - |
Investment in Securities | 229.23 | -637.98 | -710.52 | -381.14 | -61.39 | -926.47 |
Other Investing Activities | 1,628 | 1,628 | 426.9 | 341.01 | - | - |
Investing Cash Flow | 1,044 | 754.97 | -858.33 | -281.13 | -239.49 | -978.97 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 92.75 | 130.5 | 53.49 | - | - |
Total Debt Repaid | -13.49 | - | - | -20.54 | -14.16 | -43.51 |
Net Debt Issued (Repaid) | 79.26 | 92.75 | 130.5 | 32.95 | -14.16 | -43.51 |
Issuance of Common Stock | 6,718 | 50 | 50 | 1,432 | - | - |
Common Dividends Paid | -711.41 | -711.41 | -426.84 | - | - | - |
Other Financing Activities | - | - | -36.57 | -99.61 | -232.7 | - |
Financing Cash Flow | 6,085 | -568.66 | -282.92 | 1,365 | -246.86 | -43.51 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 487.8 | 487.8 | 487.8 | 1,526 | - | - |
Miscellaneous Cash Flow Adjustments | - | - | - | - | -517.25 | 195.94 |
Net Cash Flow | 2,351 | -1,452 | 2,192 | 3,185 | 545.67 | 899.18 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -6,081 | -2,379 | 2,245 | 375.89 | 1,458 | 1,668 |
Free Cash Flow Growth | - | - | 497.23% | -74.22% | -12.58% | 861.70% |
Free Cash Flow Margin | -16.30% | -4.98% | 5.46% | 1.88% | 9.11% | 19.41% |
Free Cash Flow Per Share | -0.43 | -0.17 | 0.16 | 0.03 | 0.17 | 0.19 |
Levered Free Cash Flow | 2,159 | -1,249 | 2,338 | 334.84 | 268.36 | 643.61 |
Unlevered Free Cash Flow | 2,164 | -1,244 | 2,361 | 371.94 | 434.59 | 779.63 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 131.79 | 185.92 | 129.99 | 75.81 | 40.62 | 19.29 |
Change in Working Capital | -1,581 | -1,581 | 634.89 | -209.1 | - | 504.45 |