Sovereign Trust Insurance Plc (NGX:SOVRENINS)

Sovereign Trust Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug 21, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	37,705	15,936	4,773	3,182	3,409	2,273
Market Cap Growth	299.44%	233.86%	50.00%	-6.67%	50.00%	-9.17%
Enterprise Value	37,638	12,892	1,200	-275	114	-1,919
PE Ratio	10.63	5.18	3.75	2.30	3.50	3.31
PS Ratio	0.74	0.40	0.24	0.20	0.40	0.28
PB Ratio	2.36	0.97	0.35	0.31	0.36	0.26
P/FCF Ratio	5.23	2.52	1.81	2.18	2.04	13.11
P/OCF Ratio	5.03	2.30	1.68	2.05	1.98	7.54
EV/Sales Ratio	0.73	0.32	0.06	-	0.01	-
EV/EBITDA Ratio	11.01	4.65	0.77	-	0.09	-
EV/EBIT Ratio	12.61	4.98	0.84	-	0.10	-
EV/FCF Ratio	5.22	2.04	0.46	-	0.07	-
Debt / Equity Ratio	0.31	0.37	0.27	0.20	0.18	0.15
Debt / EBITDA Ratio	1.43	2.07	2.27	1.20	1.30	1.38
Debt / FCF Ratio	0.68	0.96	1.40	1.44	1.04	7.58
Quick Ratio	1.64	1.66	2.88	2.33	1.50	1.44
Current Ratio	2.72	2.25	3.45	2.95	1.90	1.94
Asset Turnover	1.94	1.40	1.00	0.95	0.55	0.57
Return on Equity (ROE)	23.48%	20.59%	10.63%	13.85%	10.69%	8.38%
Return on Assets (ROA)	7.07%	5.66%	4.49%	6.12%	4.54%	3.60%
Return on Capital (ROIC)	9.61%	8.14%	6.02%	8.60%	6.66%	5.38%
Earnings Yield	9.41%	19.29%	26.69%	43.58%	28.59%	30.26%
Earnings Yield	9.41%	19.29%	26.69%	43.58%	28.59%	30.26%
FCF Yield	19.13%	39.68%	55.20%	45.82%	48.92%	7.63%
Dividend Yield	1.89%	4.46%	7.48%	-	-	-
Buyback Yield / Dilution	-	0.00%	-65.58%	-	24.39%	-32.26%
Total Shareholder Return	2.07%	4.46%	-58.10%	-	24.39%	-32.26%

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.