Sovereign Trust Insurance Plc (NGX: SOVRENINS)

Sovereign Trust Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Feb 4, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	15,651	4,773	3,182	3,409	2,273	2,502
Market Cap Growth	84.50%	50.00%	-6.67%	50.00%	-9.17%	42.86%
Enterprise Value	6,639	1,200	-275	114	-1,919	590
PE Ratio	5.00	3.75	2.29	3.50	3.31	4.97
PS Ratio	0.38	0.24	0.20	0.40	0.28	0.34
PB Ratio	0.89	0.35	0.31	0.35	0.26	0.32
P/FCF Ratio	2.48	1.81	2.18	2.04	13.11	6.74
P/OCF Ratio	1.82	1.68	2.05	1.98	7.54	6.53
EV/Sales Ratio	0.17	0.06	-	0.01	-	0.08
EV/EBITDA Ratio	2.50	0.77	-	0.09	-	0.70
EV/EBIT Ratio	2.57	0.84	-	0.10	-	0.86
EV/FCF Ratio	1.05	0.46	-	0.07	-	1.59
Debt / Equity Ratio	0.26	0.27	0.20	0.18	0.15	0.15
Debt / EBITDA Ratio	1.46	2.27	1.20	1.30	1.38	1.37
Debt / FCF Ratio	0.97	1.40	1.44	1.04	7.58	3.11
Quick Ratio	1.42	2.88	2.33	1.50	1.44	1.56
Current Ratio	2.43	3.45	2.95	1.90	1.94	2.02
Asset Turnover	1.72	1.00	0.95	0.55	0.57	0.59
Return on Equity (ROE)	17.63%	10.63%	13.85%	10.69%	8.38%	7.40%
Return on Assets (ROA)	6.66%	4.49%	6.12%	4.54%	3.60%	3.47%
Return on Capital (ROIC)	9.11%	6.02%	8.60%	6.66%	5.38%	5.34%
Return on Capital Employed (ROCE)	9.05%	6.29%	9.57%	6.92%	5.48%	5.11%
Earnings Yield	19.64%	26.69%	43.58%	28.59%	30.26%	20.12%
Earnings Yield	19.64%	26.69%	43.58%	28.59%	30.26%	20.12%
FCF Yield	40.40%	55.20%	45.82%	48.92%	7.63%	14.83%
Dividend Yield	2.73%	7.48%	-	-	-	-
Buyback Yield / Dilution	-90.58%	-65.58%	-	24.39%	-32.26%	-3.02%
Total Shareholder Return	-87.85%	-58.10%	-	24.39%	-32.26%	-3.02%

Source: S&P Capital IQ. Insurance template. Financial Sources.