Sovereign Trust Insurance Plc (NGX:SOVRENINS)

Sovereign Trust Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 1, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	14,228	15,936	4,773	3,182	3,409	2,273
Market Cap Growth	233.86%	233.86%	50.00%	-6.67%	50.00%	-9.17%
Enterprise Value	5,281	12,892	1,200	-275	114	-1,919
PE Ratio	4.63	5.18	3.75	2.30	3.50	3.31
PS Ratio	0.36	0.40	0.24	0.20	0.40	0.28
PB Ratio	0.87	0.97	0.35	0.31	0.36	0.26
P/FCF Ratio	2.25	2.52	1.81	2.18	2.04	13.11
P/OCF Ratio	2.30	2.30	1.68	2.05	1.98	7.54
EV/Sales Ratio	0.13	0.32	0.06	-	0.01	-
EV/EBITDA Ratio	1.79	4.65	0.77	-	0.09	-
EV/EBIT Ratio	2.04	4.98	0.84	-	0.10	-
EV/FCF Ratio	0.84	2.04	0.46	-	0.07	-
Debt / Equity Ratio	0.37	0.37	0.27	0.20	0.18	0.15
Debt / EBITDA Ratio	2.07	2.07	2.27	1.20	1.30	1.38
Debt / FCF Ratio	0.96	0.96	1.40	1.44	1.04	7.58
Quick Ratio	1.66	1.66	2.88	2.33	1.50	1.44
Current Ratio	2.25	2.25	3.45	2.95	1.90	1.94
Asset Turnover	1.40	1.40	1.00	0.95	0.55	0.57
Return on Equity (ROE)	20.59%	20.59%	10.63%	13.85%	10.69%	8.38%
Return on Assets (ROA)	5.66%	5.66%	4.49%	6.12%	4.54%	3.60%
Return on Capital (ROIC)	8.14%	8.14%	6.02%	8.60%	6.66%	5.38%
Earnings Yield	21.61%	19.29%	26.69%	43.58%	28.59%	30.26%
Earnings Yield	21.61%	19.29%	26.69%	43.58%	28.59%	30.26%
FCF Yield	44.44%	39.68%	55.20%	45.82%	48.92%	7.63%
Dividend Yield	3.09%	-	7.48%	-	-	-
Buyback Yield / Dilution	0.00%	-65.58%	-	24.39%	-32.26%
Total Shareholder Return	3.09%	-	-58.10%	-	24.39%	-32.26%

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.