Sovereign Trust Insurance Plc (NGX:SOVRENINS)

Sovereign Trust Insurance Statistics

Total Valuation

NGX:SOVRENINS has a market cap or net worth of NGN 14.23 billion. The enterprise value is 5.28 billion.

Market Cap	14.23B
Enterprise Value	5.28B

Important Dates

The next estimated earnings date is Tuesday, April 29, 2025.

Earnings Date	Apr 29, 2025
Ex-Dividend Date	n/a

Share Statistics

NGX:SOVRENINS has 14.23 billion shares outstanding.

Current Share Class	n/a
Shares Outstanding	14.23B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	11.51%
Owned by Institutions (%)	17.56%
Float	7.64B

Valuation Ratios

The trailing PE ratio is 4.63.

PE Ratio	4.63
Forward PE	n/a
PS Ratio	0.36
PB Ratio	0.87
P/TBV Ratio	0.87
P/FCF Ratio	2.25
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.79, with an EV/FCF ratio of 0.84.

EV / Earnings	1.72
EV / Sales	0.13
EV / EBITDA	1.79
EV / EBIT	2.04
EV / FCF	0.84

Financial Position

The company has a current ratio of 2.25, with a Debt / Equity ratio of 0.37.

Current Ratio	2.25
Quick Ratio	1.66
Debt / Equity	0.37
Debt / EBITDA	2.07
Debt / FCF	0.96
Interest Coverage	89.69

Financial Efficiency

Return on equity (ROE) is 20.59% and return on invested capital (ROIC) is 8.14%.

Return on Equity (ROE)	20.59%
Return on Assets (ROA)	5.66%
Return on Invested Capital (ROIC)	8.14%
Return on Capital Employed (ROCE)	11.41%
Revenue Per Employee	258.12M
Profits Per Employee	19.83M
Employee Count	155
Asset Turnover	1.40
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +102.08% in the last 52 weeks. The beta is 0.25, so NGX:SOVRENINS's price volatility has been lower than the market average.

Beta (5Y)	0.25
52-Week Price Change	+102.08%
50-Day Moving Average	1.08
200-Day Moving Average	0.78
Relative Strength Index (RSI)	44.07
Average Volume (20 Days)	135,632,231

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:SOVRENINS had revenue of NGN 40.01 billion and earned 3.07 billion in profits. Earnings per share was 0.22.

Revenue	40.01B
Gross Profit	6.48B
Operating Income	2.59B
Pretax Income	3.46B
Net Income	3.07B
EBITDA	2.77B
EBIT	2.59B
Earnings Per Share (EPS)	0.22

Balance Sheet

The company has 16.56 billion in cash and 6.08 billion in debt, giving a net cash position of 9.06 billion or 0.64 per share.

Cash & Cash Equivalents	16.56B
Total Debt	6.08B
Net Cash	9.06B
Net Cash Per Share	0.64
Equity (Book Value)	16.41B
Book Value Per Share	1.15
Working Capital	14.65B

Cash Flow

In the last 12 months, operating cash flow was 6.92 billion and capital expenditures -598.66 million, giving a free cash flow of 6.32 billion.

Operating Cash Flow	6.92B
Capital Expenditures	-598.66M
Free Cash Flow	6.32B
FCF Per Share	0.44

Margins

Gross margin is 16.19%, with operating and profit margins of 6.47% and 7.68%.

Gross Margin	16.19%
Operating Margin	6.47%
Pretax Margin	8.66%
Profit Margin	7.68%
EBITDA Margin	6.93%
EBIT Margin	6.47%
FCF Margin	15.80%

Dividends & Yields

This stock pays an annual dividend of 0.03, which amounts to a dividend yield of 3.09%.

Dividend Per Share	0.03
Dividend Yield	3.09%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	3.09%
Earnings Yield	21.61%
FCF Yield	44.44%

Stock Splits

The last stock split was on July 23, 2008. It was a forward split with a ratio of 1.2.

Last Split Date	Jul 23, 2008
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a