Stanbic IBTC Holdings Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Feb '25 Feb 26, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Market Capitalization	829,248	746,323	902,455	433,412	466,452	489,221	Upgrade
Market Cap Growth	-17.30%	-17.30%	108.22%	-7.08%	-4.65%	13.59%	Upgrade
Last Close Price	64.00	57.60	62.58	27.81	26.84	25.55	Upgrade
PE Ratio	4.18	3.76	6.56	5.55	8.58	6.04	Upgrade
PS Ratio	1.51	1.36	2.66	1.89	2.70	2.60	Upgrade
PB Ratio	1.30	1.15	1.78	1.06	1.24	1.29	Upgrade
P/FCF Ratio	0.71	0.64	-	-	-	10.35	Upgrade
P/OCF Ratio	0.62	0.62	-	-	-	8.71	Upgrade
Debt / Equity Ratio	0.92	0.92	1.77	0.70	0.56	0.58	Upgrade
Debt / FCF Ratio	0.51	0.51	-	-	-	4.61	Upgrade
Return on Equity (ROE)	35.02%	35.02%	30.75%	20.58%	15.08%	24.44%	Upgrade
Return on Assets (ROA)	3.35%	3.35%	3.44%	2.80%	2.18%	3.81%	Upgrade
Earnings Yield	23.93%	26.58%	15.25%	18.01%	11.66%	16.54%	Upgrade
FCF Yield	140.68%	156.31%	-138.85%	-66.38%	-35.24%	9.67%	Upgrade
Dividend Yield	6.56%	-	5.91%	12.58%	11.18%	13.42%	Upgrade
Payout Ratio	28.61%	28.61%	32.96%	58.22%	97.82%	13.08%	Upgrade
Buyback Yield / Dilution	-	-	-	0.00%	-5.72%	Upgrade
Total Shareholder Return	6.56%	-	5.91%	12.58%	11.18%	7.70%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.