Stanbic IBTC Holdings PLC (NGX:STANBIC)
168.00
+5.00 (3.07%)
At close: Oct 13, 2026
Stanbic IBTC Holdings Financials Overview
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 995,631 | 881,504 | 547,485 | 339,714 | 229,162 | 172,650 |
Revenue Growth | 43.59% | 61.01% | 61.16% | 48.24% | 32.73% | -8.24% |
Net Income Net Income Growth | 442,138 | 376,530 | 221,606 | 137,582 | 78,042 | 54,378 |
Earnings Per Share EPS Growth | 27.80 | 23.68 | 17.10 | 10.62 | 6.02 | 4.20 |
EPS Growth | 43.15% | 38.44% | 61.07% | 76.39% | 43.44% | -32.82% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Business & Commercial Banking Business & Commercial Banking Growth | 128,646 | 117,757 | 68,081 | 48,694 | 44,052 | 33,532 |
Corporate & Investment Banking (CIB) Corporate & Investment Banking (CIB) Growth | 637,574 | 555,070 | 322,627 | 165,751 | 99,691 | 64,604 |
Personal and Private Banking Personal and Private Banking Growth | 67,812 | 69,169 | 54,312 | 44,642 | 20,799 | - |
Insurance and Asset Management Insurance and Asset Management Growth | 182,884 | 155,302 | 115,485 | 82,990 | 68,898 | - |
Eliminations Eliminations Growth | -21,285 | -15,794 | -13,020 | -2,363 | -3,617 | -3,132 |
Total Total Growth | 995,631 | 881,504 | 547,485 | 339,714 | 229,823 | 172,650 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 4,349,972 | 3,042,094 | 2,295,787 | 1,063,770 | 421,810 | 372,283 |
Total Debt Total Debt Growth | 711,419 | 905,757 | 596,642 | 898,771 | 286,639 | 209,690 |
Net Cash (Debt) Net Cash Growth | 3,638,553 | 2,136,337 | 1,699,145 | 164,999 | 135,171 | 162,593 |
Net Cash Growth | 90.53% | 25.73% | 929.79% | 22.07% | -16.86% | -33.15% |
Net Cash Per Share Net Cash Per Share Growth | 228.81 | 134.34 | 131.14 | 12.73 | 10.43 | 12.55 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -2,209,496 | -1,179,395 | 949,814 | -1,211,146 | -262,839 | -146,580 |
Capital Expenditures CapEx Growth | -47,375 | -51,570 | -36,840 | -25,041 | -24,865 | -17,803 |
Free Cash Flow Free Cash Flow Growth | -2,256,871 | -1,230,965 | 912,974 | -1,236,187 | -287,704 | -164,383 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 44.41% | 42.71% | 40.48% | 40.50% | 34.05% | 31.50% |
FCF Margin | -226.68% | -139.64% | 166.76% | -363.89% | -125.55% | -95.21% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 14, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 6.500 | 6.500 | 5.000 | 3.700 | 3.500 | 3.000 |
Dividend Per Share Growth | 54.55% | 30.00% | 35.13% | 5.71% | 16.67% | -12.50% |
Dividend Yield | 3.87% | 6.65% | 9.55% | 6.50% | 13.84% | 12.29% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 14, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.04 | 4.22 | 3.37 | 6.56 | 5.55 | 8.58 |
Forward PE | 5.60 | 4.12 | 3.28 | 7.19 | 5.18 | 6.33 |
P/FCF Ratio | - | - | 0.82 | - | - | - |
PS Ratio | 2.68 | 1.80 | 1.36 | 2.66 | 1.89 | 2.70 |