Stanbic IBTC Holdings PLC (NGX:STANBIC)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
163.00
0.00 (0.00%)
At close: Jul 24, 2026

Stanbic IBTC Holdings Financials Overview

Millions NGN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
938,304881,504547,485339,714229,162172,650
Revenue Growth
50.65%61.01%61.16%48.24%32.73%-8.24%
Net Income
409,183376,530221,606137,58278,04254,378
Earnings Per Share
24.5923.6817.1010.626.024.20
EPS Growth
23.54%38.44%61.07%76.39%43.44%-32.82%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Business & Commercial Banking
118,967117,75768,08148,69444,05233,532
Insurance and Asset Management
169,009155,302115,48582,99068,898-
Eliminations
-16,211-15,794-13,020-2,363-3,617-3,132
Corporate & Investment Banking (CIB)
597,824555,070322,627165,75199,69164,604
Personal and Private Banking
68,71569,16954,31244,64220,799-
Total
938,304881,504547,485339,714229,823172,650

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
4,048,4983,042,0942,295,7871,063,770421,810372,283
Total Debt
727,146905,757596,642898,771286,639209,690
Net Cash (Debt)
3,321,3522,136,3371,699,145164,999135,171162,593
Net Cash Growth
67.96%25.73%929.79%22.07%-16.86%-33.15%
Net Cash Per Share
199.62134.34131.1412.7310.4312.55

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-376,291-1,179,395949,814-1,211,146-262,839-146,580
Capital Expenditures
-45,526-51,570-36,840-25,041-24,865-17,803
Free Cash Flow
-421,817-1,230,965912,974-1,236,187-287,704-164,383
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
43.61%42.71%40.48%40.50%34.05%31.50%
FCF Margin
-44.95%-139.64%166.76%-363.89%-125.55%-95.21%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
6.5006.5005.0003.7003.5003.000
Dividend Per Share Growth
30.00%30.00%35.13%5.71%16.67%-12.50%
Dividend Yield
3.99%6.65%9.55%6.50%13.84%12.29%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.634.223.376.565.558.58
Forward PE
5.714.123.287.195.186.33
P/FCF Ratio
--0.82---
PS Ratio
2.761.801.362.661.892.70