Stanbic IBTC Holdings PLC (NGX:STANBIC)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
163.90
+1.90 (1.17%)
At close: Nov 3, 2026

Stanbic IBTC Holdings Balance Sheet

Millions NGN. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
1,162,9372,101,8201,580,126445,133189,245232,328
Investment Securities
1,865,2092,004,0911,652,534487,247610,914646,609
Trading Asset Securities
1,182,173421,754148,383567,047203,670129,957
Total Investments
3,047,3822,425,8451,800,9171,054,294814,584776,566
Gross Loans
2,694,0822,460,3362,470,6932,091,1381,238,195946,259
Allowance for Loan Losses
-83,298-84,201-122,315-58,787-33,409-25,215
Net Loans
2,610,7842,376,1352,348,3782,032,3511,204,786921,044
Property, Plant & Equipment
139,322130,52598,56381,07165,15746,114
Other Intangible Assets
2,4692,9371,7212,4713,2234,011
Accrued Interest Receivable
6,5968,1803,0161,335779659
Other Receivables
403,767187,775124,770157,477105,730103,393
Restricted Cash
1,214,5941,061,270717,040948,414478,609436,838
Other Current Assets
126,17438,944105,53595,96072,437110,763
Long-Term Deferred Tax Assets
17,323--1,1942,0583,541
Other Real Estate Owned & Foreclosed
-261123325--
Other Long-Term Assets
867,362279,983131,579323,11681,43497,050
Total Assets
9,598,7108,620,1106,912,0925,145,5963,029,0262,742,764

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accounts Payable
33,09312,1315,0324,6814,14540,980
Accrued Expenses
96,69765,35151,13226,82879,76513,525
Interest Bearing Deposits
5,739,9305,111,2334,140,6292,950,9741,898,4541,602,682
Total Deposits
5,739,9305,111,2334,140,6292,950,9741,898,4541,602,682
Short-Term Borrowings
22,13069,75361,850451,95647,95925,364
Current Portion of Long-Term Debt
-58,842283,932249,070123,98484,432
Current Portion of Leases
---1,508-319
Current Income Taxes Payable
172,261176,68664,98223,38817,56416,441
Other Current Liabilities
1,075,938924,4321,193,427585,514246,482403,686
Long-Term Debt
712,334772,221246,354196,237113,99199,421
Long-Term Leases
4,8504,9414,506-705154
Long-Term Unearned Revenue
4,00425,39363,0534,7623,57717,480
Long-Term Deferred Tax Liabilities
3,0033,01512,8241,193--
Other Long-Term Liabilities
304,232272,209113,723142,56184,83061,414
Total Liabilities
8,168,4727,496,2076,241,4444,638,6722,621,4562,365,898

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
7,9517,9516,4796,4796,4796,479
Additional Paid-In Capital
247,055247,055102,780102,780102,780102,780
Retained Earnings
1,144,863842,209544,304379,453287,220254,471
Comprehensive Income & Other
19,58716,2698,32710,8643,0834,286
Total Common Equity
1,419,4561,113,484661,890499,576399,562368,016
Minority Interest
10,78210,4198,7587,3488,0088,850
Shareholders' Equity
1,430,2381,123,903670,648506,924407,570376,866
Total Liabilities & Equity
9,598,7108,620,1106,912,0925,145,5963,029,0262,742,764

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
739,314905,757596,642898,771286,639209,690
Net Cash (Debt)
1,813,1152,136,3371,699,145164,999135,171162,593
Net Cash Growth
-12.20%25.73%929.79%22.07%-16.86%-33.15%
Net Cash Per Share
114.02134.34131.1412.7310.4312.55
Filing Date Shares Outstanding
15,90215,90212,95712,95712,95712,957
Total Common Shares Outstanding
15,90215,90212,95712,95712,95712,957
Book Value Per Share
89.2670.0251.0838.5630.8428.40
Tangible Book Value
1,416,9871,110,547660,169497,105396,339364,005
Tangible Book Value Per Share
89.1169.8450.9538.3730.5928.09