Stanbic IBTC Holdings PLC (NGX:STANBIC)
Nigeria · Delayed Price · Currency is NGN 163.90
+1.90 (1.17%)
At close: Nov 3, 2026
Stanbic IBTC Holdings Cash Flow Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 467,497 | 376,530 | 221,606 | 137,582 | 78,042 | 54,378 |
Depreciation & Amortization | 28,272 | 24,191 | 17,348 | 9,303 | 7,391 | 7,030 |
Other Amortization | 1,123 | 1,094 | 765 | 765 | 765 | 762 |
Gain (Loss) on Sale of Assets | -159 | -7,575 | -280 | -1,054 | -879 | -368 |
Gain (Loss) on Sale of Investments | -1,106 | -1,110 | 1,181 | 8,982 | -1,858 | 311 |
Total Asset Writedown | 3,033 | 5,446 | 16,933 | 852 | 402 | -280 |
Provision for Credit Losses | 1,509 | 9,725 | 80,871 | 13,414 | 9,840 | -740 |
Change in Trading Asset Securities | 367,562 | -224,613 | -97,024 | -478,682 | -91,688 | 70,912 |
Change in Other Net Operating Assets | -1,675,348 | -1,529,276 | 329,199 | -1,082,940 | -277,878 | -254,908 |
Other Operating Activities | 176,446 | 168,705 | 381,400 | 183,857 | 14,556 | -22,803 |
Operating Cash Flow | -633,683 | -1,179,395 | 949,814 | -1,211,146 | -262,839 | -146,580 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -34,590 | -51,570 | -36,840 | -25,041 | -24,865 | -17,803 |
Sale of Property, Plant and Equipment | 1,570 | 10,072 | 6,157 | 1,254 | 1,124 | 672 |
Investment in Securities | -296,840 | -391,263 | -393,156 | -25 | -73,518 | 16,060 |
Income (Loss) Equity Investments | -1,691 | -1,691 | -1,040 | -677 | -602 | -636 |
Purchase / Sale of Intangibles | -311 | -2,310 | -15 | -13 | -16 | -133 |
Other Investing Activities | -8,263 | -7,080 | -3,816 | -2,219 | -1,553 | -1,625 |
Investing Cash Flow | -338,434 | -442,151 | -427,670 | -26,044 | -98,828 | -2,829 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 503,210 | 66,958 | 195,973 | 110,999 | 57,685 |
Long-Term Debt Repaid | - | -120,705 | -309,462 | -216,465 | -52,878 | -59,861 |
Lease Payments | -784 | -784 | -2,769 | - | - | - |
Net Debt Issued (Repaid) | 162,790 | 382,505 | -242,504 | -20,492 | 58,121 | -2,176 |
Issuance of Common Stock | - | 145,747 | - | - | - | - |
Common Dividends Paid | -100,756 | -78,625 | -61,695 | -45,349 | -45,437 | -53,190 |
Total Dividends Paid | -100,756 | -78,625 | -61,695 | -45,349 | -45,437 | -53,190 |
Net Increase (Decrease) in Deposit Accounts | 852,554 | 1,415,530 | 541,884 | 1,166,595 | 178,607 | 230,181 |
Other Financing Activities | -45,696 | -41,957 | -82 | -27,288 | -2,433 | -351 |
Financing Cash Flow | 868,892 | 1,823,200 | 237,603 | 1,073,466 | 188,858 | 174,464 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 55,161 | 66,093 | 502,424 | 124,359 | 649 | 4,393 |
Net Cash Flow | -48,064 | 267,747 | 1,262,171 | -39,365 | -172,160 | 29,448 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -668,273 | -1,230,965 | 912,974 | -1,236,187 | -287,704 | -164,383 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -63.33% | -139.64% | 166.76% | -363.89% | -125.55% | -95.21% |
Free Cash Flow Per Share | -42.02 | -77.41 | 70.46 | -95.41 | -22.20 | -12.69 |
Free Cash Flow After Leases | -669,057 | -1,231,749 | 910,205 | -1,236,187 | -287,704 | -164,383 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 152,921 | 122,873 | 167,131 | 98,149 | 40,129 | 26,729 |
Cash Income Tax Paid | 172,467 | 75,128 | 21,933 | 15,803 | 17,069 | 13,508 |