Sterling Financial Holdings Company Plc (NGX:STERLINGNG)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
6.50
-0.50 (-7.14%)
At close: Aug 1, 2025

NGX:STERLINGNG Income Statement

Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202016 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2016 - 2020
Interest Income on Loans
305,100258,818156,102128,434110,975111,452
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Interest Paid on Deposits
130,465124,01272,71852,04245,19149,305
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Net Interest Income
174,635134,80683,38476,39265,78462,147
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Net Interest Income Growth (YoY)
82.22%61.67%9.15%16.13%5.85%-3.94%
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Income From Trading Activities
16,28315,65320,7947,6925,7988,654
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Gain (Loss) on Sale of Assets
1,2851,2725519739664
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Other Non-Interest Income
63,35451,07735,97232,80825,14715,665
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Total Non-Interest Income
80,92268,00256,82140,69731,34124,383
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Non-Interest Income Growth (YoY)
20.73%19.68%39.62%29.85%28.54%6.46%
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Revenues Before Loan Losses
255,557202,808140,205117,08997,12586,530
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Provision for Loan Losses
11,53210,78412,3359,1229,8217,906
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244,025192,024127,870107,96787,30478,624
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Revenue Growth (YoY)
62.43%50.17%18.43%23.67%11.04%-3.84%
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Salaries and Employee Benefits
41,32631,32722,98216,94414,91714,841
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Occupancy Expenses
6,9025,6254,8144,8795,1456,050
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Selling, General & Administrative
33,16127,52221,15514,28232,09227,422
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Other Non-Interest Expense
92,25685,37156,22651,10520,67617,939
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Total Non-Interest Expense
173,645149,845105,17787,21072,83066,252
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EBT Excluding Unusual Items
70,38042,17922,69320,75714,47412,372
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Pretax Income
70,38042,17922,69320,75714,47412,372
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Income Tax Expense
1,193-1,4961,1091,4599591,130
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Net Income
69,18743,67521,58419,29813,51511,242
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Net Income to Common
69,18743,67521,58419,29813,51511,242
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Net Income Growth
154.67%102.35%11.85%42.79%20.22%6.04%
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Basic Shares Outstanding
38,09229,01828,79028,79028,79028,790
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Diluted Shares Outstanding
38,09229,01828,79028,79028,79028,790
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Shares Change (YoY)
32.31%0.79%----
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EPS (Basic)
1.821.510.750.670.470.39
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EPS (Diluted)
1.821.510.750.670.470.39
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EPS Growth
92.48%100.76%11.90%42.73%20.37%5.91%
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Dividend Per Share
0.1800.180-0.1500.1000.050
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Dividend Growth
---50.00%100.00%66.67%
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Effective Tax Rate
1.70%-4.89%7.03%6.63%9.13%
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Updated Jan 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.