Sterling Financial Holdings Company Plc (NGX:STERLINGNG)

Revenue by Segment

Financials in millions NGN. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Corporate & Investment Banking			26.68B	23.03B	20.31B	20.88B	24.54B
Corporate & Investment Banking Growth			15.88%	13.37%	-2.74%	-14.91%	-15.38%
Institutional Banking			17.76B	23.39B	20.56B	23.54B	24.89B
Institutional Banking Growth			-24.09%	13.75%	-12.64%	-5.45%	22.22%
Commercial Banking			23.35B	12.62B	10.22B	9.79B	5.82B
Commercial Banking Growth			85.11%	23.41%	4.45%	68.07%	-21.49%
Retail Banking			29.33B	26.39B	21.06B	11.06B	15.16B
Retail Banking Growth			11.14%	25.32%	90.35%	-27.02%	451.67%
SPV			33.00M	-7.00M	135.00M	137.00M	444.00M
SPV Growth			-	-	-1.46%	-69.14%	-
Non-Interest Banking			-	4.23B	3.03B	1.92B	2.61B
Non-Interest Banking Growth			-	39.43%	57.78%	-26.45%	37.33%
Total			97.16B	89.65B	75.32B	67.33B	73.47B
Total Growth			8.38%	19.02%	11.87%	-8.36%	20.07%

Revenue by Geography

Financials in millions NGN. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Nigeria			127.87B	40.70B	87.30B	78.62B	81.77B
Nigeria Growth			214.20%	-53.38%	11.04%	-3.84%	12.03%
Total			127.87B	40.70B	87.30B	78.62B	81.77B
Total Growth			214.20%	-53.38%	11.04%	-3.84%	12.03%

Source: S&P Global Market Intelligence.