Sterling Financial Holdings Company Plc (NGX:STERLINGNG)
Nigeria · Delayed Price · Currency is NGN 7.20
-0.35 (-4.64%)
At close: Nov 21, 2025
NGX:STERLINGNG Cash Flow Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Net Income | 78,526 | 43,675 | 21,584 | 19,298 | 13,515 | 11,242 | Upgrade |
Depreciation & Amortization | 6,998 | 5,125 | 4,367 | 4,379 | 4,456 | 5,300 | Upgrade |
Other Amortization | 967 | 500 | 447 | 500 | 689 | 750 | Upgrade |
Gain (Loss) on Sale of Assets | -9,375 | -8,888 | -522 | -197 | -396 | -64 | Upgrade |
Gain (Loss) on Sale of Investments | -1,065 | -840 | 1,256 | 158 | 364 | -118 | Upgrade |
Total Asset Writedown | 3,222 | 3,968 | 1,635 | 1,577 | 2,031 | 1,245 | Upgrade |
Provision for Credit Losses | 10,190 | 6,708 | 9,867 | 7,342 | 7,426 | 6,783 | Upgrade |
Change in Trading Asset Securities | -37,142 | -24,124 | -1,058 | 8,554 | -8,783 | 6,863 | Upgrade |
Change in Other Net Operating Assets | -315,983 | -400,941 | -159,633 | -95,974 | -145,250 | -120,587 | Upgrade |
Other Operating Activities | 73,234 | 84,123 | 22,586 | 11,906 | 21,356 | 13,350 | Upgrade |
Operating Cash Flow | -191,564 | -291,370 | -99,947 | -42,873 | -104,592 | -75,236 | Upgrade |
Capital Expenditures | -19,274 | -29,690 | -17,726 | -4,948 | -4,701 | -2,020 | Upgrade |
Sale of Property, Plant and Equipment | 6,100 | 1,892 | 175 | 400 | 495 | 238 | Upgrade |
Investment in Securities | -10,357 | -88,466 | -69,606 | -76,279 | -38,913 | -2,140 | Upgrade |
Income (Loss) Equity Investments | -1,136 | -676 | -476 | -416 | - | - | Upgrade |
Purchase / Sale of Intangibles | -3,727 | -3,042 | -218 | -278 | -188 | -400 | Upgrade |
Other Investing Activities | -2,819 | -1,915 | -1,180 | -197 | -250 | -5 | Upgrade |
Investing Cash Flow | -21,687 | -112,891 | -87,382 | -80,016 | -42,573 | -8,284 | Upgrade |
Long-Term Debt Issued | - | 25,800 | 61,615 | 35,182 | 39,844 | 11,526 | Upgrade |
Long-Term Debt Repaid | - | -73,353 | -56,899 | -18,362 | -9,761 | -8,118 | Upgrade |
Net Debt Issued (Repaid) | 19,847 | -47,553 | 4,716 | 16,820 | 30,083 | 3,408 | Upgrade |
Issuance of Common Stock | 99,823 | 73,867 | - | - | - | - | Upgrade |
Common Dividends Paid | -9,381 | - | -4,319 | -2,879 | -1,440 | -864 | Upgrade |
Net Increase (Decrease) in Deposit Accounts | 388,949 | 469,273 | 251,247 | 119,592 | 252,197 | 79,464 | Upgrade |
Other Financing Activities | -26,326 | -39,230 | -29,329 | -18,047 | -14,007 | -10,339 | Upgrade |
Financing Cash Flow | 472,912 | 456,357 | 222,315 | 115,486 | 266,833 | 71,669 | Upgrade |
Foreign Exchange Rate Adjustments | 81,436 | 215,522 | 134,237 | 8,201 | 6,579 | 4,164 | Upgrade |
Net Cash Flow | 341,097 | 267,618 | 169,223 | 798 | 126,247 | -7,687 | Upgrade |
Free Cash Flow | -210,838 | -321,060 | -117,673 | -47,821 | -109,293 | -77,256 | Upgrade |
Free Cash Flow Margin | -77.39% | -167.20% | -92.03% | -44.29% | -125.19% | -98.26% | Upgrade |
Free Cash Flow Per Share | -4.96 | -11.06 | -4.09 | -1.66 | -3.80 | -2.68 | Upgrade |
Cash Interest Paid | 124,283 | 101,118 | 69,537 | 52,599 | 45,626 | 47,293 | Upgrade |
Cash Income Tax Paid | 7,110 | 1,284 | 1,518 | 699 | 312 | 657 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.