United Capital Plc (NGX:UCAP)
Nigeria · Delayed Price · Currency is NGN 18.05
+0.05 (0.28%)
At close: Aug 5, 2026
United Capital Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 16,881 | 12,622 | 15,558 | 8,525 | 13,820 | 8,901 |
Net Interest Income | 16,881 | 12,622 | 15,558 | 8,525 | 13,820 | 8,901 |
Brokerage Commission | 26,178 | 23,252 | 14,588 | 8,096 | 8,123 | 6,160 |
Trading & Principal Transactions | 22,203 | 17,661 | 6,410 | 3,977 | 2,443 | 1,182 |
Gain on Sale of Investments (Rev) | 19,100 | 16,442 | 1,010 | 850.61 | -21.85 | 237.29 |
Other Revenue | 2.86 | 2.38 | 23.58 | 2.13 | 2.11 | 4.03 |
Revenue Before Loan Losses | 84,364 | 69,979 | 37,590 | 21,451 | 24,367 | 16,483 |
Provision for Loan Losses | -32.88 | -30.87 | 98.73 | -8.23 | - | -18.52 |
| 84,397 | 70,010 | 37,491 | 21,460 | 24,367 | 16,502 | |
Revenue Growth | 79.93% | 86.73% | 74.71% | -11.93% | 47.66% | 31.29% |
Salaries & Employee Benefits | 6,613 | 5,698 | 5,350 | 3,538 | 2,339 | 1,588 |
Cost of Services Provided | 2,085 | 1,874 | 958.82 | 471.07 | 1,340 | 1,150 |
Other Operating Expenses | 18,227 | 16,456 | 10,675 | 7,850 | 3,560 | 2,453 |
Total Operating Expenses | 28,199 | 25,487 | 17,981 | 20,272 | 8,060 | 5,636 |
Operating Income | 56,199 | 44,522 | 19,511 | 1,188 | 16,307 | 10,866 |
Currency Exchange Gains | -11,243 | -10,571 | 4,990 | 24,212 | 1,883 | 1,367 |
Other Non-Operating Income (Expenses) | -850.84 | -872.92 | 838.93 | 231.21 | 646.75 | 253.84 |
EBT Excluding Unusual Items | 46,275 | 34,948 | 27,967 | 26,322 | 19,158 | 12,280 |
Gain (Loss) on Sale of Investments | 5,890 | 6,234 | 2,136 | -9,018 | -5,657 | -362.36 |
Pretax Income | 52,165 | 41,183 | 30,103 | 17,304 | 13,500 | 11,918 |
Income Tax Expense | 14,811 | 13,036 | 6,000 | 5,885 | 3,847 | 658.86 |
Net Income | 37,355 | 28,147 | 24,103 | 11,420 | 9,653 | 11,259 |
Net Income to Common | 37,355 | 28,147 | 24,103 | 11,420 | 9,653 | 11,259 |
Net Income Growth | 32.21% | 16.78% | 111.06% | 18.30% | -14.26% | 44.14% |
Shares Outstanding (Basic) | 18,000 | 18,000 | 18,000 | 18,000 | 18,000 | 18,000 |
Shares Outstanding (Diluted) | 18,000 | 18,000 | 18,000 | 18,000 | 18,000 | 18,000 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 2.08 | 1.56 | 1.34 | 0.63 | 0.54 | 0.63 |
EPS (Diluted) | 2.07 | 1.56 | 1.34 | 0.63 | 0.54 | 0.63 |
EPS Growth | 31.97% | 16.50% | 111.44% | 18.09% | -14.26% | 44.35% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 352,851 | 205,533 | 461,448 | 138,767 | 109,515 | 215,388 |
Free Cash Flow Per Share | 19.60 | 11.42 | 25.64 | 7.71 | 6.08 | 11.97 |
Dividend Per Share | 1.000 | 1.000 | 0.800 | 0.600 | 0.500 | 0.500 |
Dividend Growth | 25.00% | 25.00% | 33.33% | 20.00% | 0% | 114.32% |
Operating Margin | 66.59% | 63.59% | 52.04% | 5.54% | 66.92% | 65.85% |
Profit Margin | 44.26% | 40.20% | 64.29% | 53.22% | 39.62% | 68.23% |
Free Cash Flow Margin | 418.08% | 293.58% | 1230.81% | 646.64% | 449.45% | 1305.24% |
Effective Tax Rate | 28.39% | 31.65% | 19.93% | 34.01% | 28.50% | 5.53% |
Revenue as Reported | 72,278 | 58,548 | 43,431 | 45,895 | 26,896 | 18,065 |