United Capital Plc (NGX:UCAP)
Nigeria · Delayed Price · Currency is NGN 16.90
+0.05 (0.30%)
At close: Oct 30, 2026
United Capital Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 23,334 | 12,622 | 15,558 | 8,525 | 13,820 | 8,901 |
Net Interest Income | 23,334 | 12,622 | 15,558 | 8,525 | 13,820 | 8,901 |
Brokerage Commission | 27,656 | 23,252 | 14,588 | 8,096 | 8,123 | 6,160 |
Trading & Principal Transactions | 20,525 | 17,661 | 6,410 | 3,977 | 2,443 | 1,182 |
Gain on Sale of Investments (Rev) | 17,645 | 16,442 | 1,010 | 850.61 | -21.85 | 237.29 |
Other Revenue | 267.01 | 2.38 | 23.58 | 2.13 | 2.11 | 4.03 |
Revenue Before Loan Losses | 89,427 | 69,979 | 37,590 | 21,451 | 24,367 | 16,483 |
Provision for Loan Losses | -175.75 | -30.87 | 98.73 | -8.23 | - | -18.52 |
| 89,603 | 70,010 | 37,491 | 21,460 | 24,367 | 16,502 | |
Revenue Growth | 55.40% | 86.73% | 74.71% | -11.93% | 47.66% | 31.29% |
Salaries & Employee Benefits | 7,014 | 5,698 | 5,350 | 3,538 | 2,339 | 1,588 |
Cost of Services Provided | 995.46 | 1,874 | 958.82 | 471.07 | 1,340 | 1,150 |
Other Operating Expenses | 21,277 | 16,456 | 10,675 | 7,850 | 3,560 | 2,453 |
Total Operating Expenses | 31,209 | 25,487 | 17,981 | 20,272 | 8,060 | 5,636 |
Operating Income | 58,394 | 44,522 | 19,511 | 1,188 | 16,307 | 10,866 |
Currency Exchange Gains | -8,098 | -10,571 | 4,990 | 24,212 | 1,883 | 1,367 |
Other Non-Operating Income (Expenses) | -1,912 | -872.92 | 838.93 | 231.21 | 646.75 | 253.84 |
EBT Excluding Unusual Items | 51,012 | 34,948 | 27,967 | 26,322 | 19,158 | 12,280 |
Asset Writedown | -366.97 | - | - | - | - | - |
Gain (Loss) on Sale of Investments | 7,057 | 6,234 | 2,136 | -9,018 | -5,657 | -362.36 |
Pretax Income | 57,752 | 41,183 | 30,103 | 17,304 | 13,500 | 11,918 |
Income Tax Expense | 15,947 | 13,036 | 6,000 | 5,885 | 3,847 | 658.86 |
Net Income | 41,805 | 28,147 | 24,103 | 11,420 | 9,653 | 11,259 |
Net Income to Common | 41,805 | 28,147 | 24,103 | 11,420 | 9,653 | 11,259 |
Net Income Growth | 42.73% | 16.78% | 111.06% | 18.30% | -14.26% | 44.14% |
Shares Outstanding (Basic) | 14,626 | 18,000 | 18,000 | 18,000 | 18,000 | 18,000 |
Shares Outstanding (Diluted) | 14,626 | 18,000 | 18,000 | 18,000 | 18,000 | 18,000 |
Shares Change | -18.75% | - | - | - | - | - |
EPS (Basic) | 2.86 | 1.56 | 1.34 | 0.63 | 0.54 | 0.63 |
EPS (Diluted) | 2.85 | 1.56 | 1.34 | 0.63 | 0.54 | 0.63 |
EPS Growth | 75.38% | 16.50% | 111.44% | 18.09% | -14.26% | 44.35% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 120,399 | 205,533 | 461,448 | 138,767 | 109,515 | 215,388 |
Free Cash Flow Per Share | 8.23 | 11.42 | 25.64 | 7.71 | 6.08 | 11.97 |
Dividend Per Share | 0.700 | 1.000 | 0.800 | 0.600 | 0.500 | 0.500 |
Dividend Growth | -12.50% | 25.00% | 33.33% | 20.00% | 0% | 114.32% |
Operating Margin | 65.17% | 63.59% | 52.04% | 5.54% | 66.92% | 65.85% |
Profit Margin | 46.66% | 40.20% | 64.29% | 53.22% | 39.62% | 68.23% |
Free Cash Flow Margin | 134.37% | 293.58% | 1230.81% | 646.64% | 449.45% | 1305.24% |
Effective Tax Rate | 27.61% | 31.65% | 19.93% | 34.01% | 28.50% | 5.53% |
Revenue as Reported | 79,472 | 58,548 | 43,431 | 45,895 | 26,896 | 18,065 |