Universal Insurance Plc (NGX:UNIVINSURE)

Universal Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 12, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	8,320	10,560	4,160	3,200	3,200	3,200
Market Cap Growth	53.85%	153.85%	30.00%	-	-	-
Enterprise Value	4,805	8,710	2,848	2,547	2,868	2,846
PE Ratio	6.49	6.84	7.85	10.18	21.13	2.82
PS Ratio	0.51	0.83	0.49	0.64	1.09	0.89
PB Ratio	0.51	0.92	0.34	0.31	0.32	0.34
P/FCF Ratio	2.44	4.40	16.00	-	-	10.54
P/OCF Ratio	2.02	3.42	2.14	-	512.66	9.78
EV/Sales Ratio	0.30	0.69	0.33	0.51	0.98	0.79
EV/EBITDA Ratio	3.05	4.82	4.55	170.26	12.52	2.26
EV/EBIT Ratio	3.75	5.57	6.70	-	21.48	2.42
EV/FCF Ratio	1.41	3.63	10.95	-	-	9.37
Quick Ratio	1.86	1.70	0.54	0.90	0.35	0.61
Current Ratio	2.34	2.34	1.11	1.76	0.57	0.91
Asset Turnover	0.78	0.73	0.56	0.39	0.25	0.34
Return on Equity (ROE)	8.77%	13.04%	4.70%	3.09%	1.55%	12.74%
Return on Assets (ROA)	3.82%	5.59%	1.74%	-0.51%	0.70%	6.87%
Return on Capital (ROIC)	5.48%	8.24%	2.35%	-0.64%	0.86%	8.25%
Earnings Yield	15.41%	14.63%	12.74%	9.83%	4.73%	35.50%
Earnings Yield	15.41%	14.63%	12.74%	9.83%	4.73%	35.50%
FCF Yield	41.01%	22.72%	6.25%	-3.84%	-1.25%	9.49%

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.