Universal Insurance Plc (NGX: UNIVINSURE)

Universal Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Feb 4, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	11,040	4,160	3,200	3,200	3,200	3,200
Market Cap Growth	63.64%	30.00%	0%	0%	0%	0%
Enterprise Value	9,190	2,848	2,547	2,868	2,846	2,992
PE Ratio	-	7.85	10.17	21.13	2.82	49.18
PS Ratio	1.04	0.48	0.64	1.09	0.89	1.96
PB Ratio	0.90	0.34	0.31	0.32	0.34	0.38
P/FCF Ratio	17.45	16.00	-	-	10.54	-
P/OCF Ratio	2.49	2.14	-	512.66	9.78	-
EV/Sales Ratio	0.86	0.33	0.51	0.98	0.79	1.83
EV/EBITDA Ratio	-	4.55	170.26	12.52	2.26	-
EV/EBIT Ratio	-	6.70	-	21.48	2.42	-
EV/FCF Ratio	14.52	10.95	-	-	9.37	-
Quick Ratio	0.53	0.54	0.90	0.35	0.61	0.66
Current Ratio	0.77	1.11	1.76	0.57	0.91	0.99
Asset Turnover	0.64	0.56	0.39	0.25	0.34	0.14
Return on Equity (ROE)	-1.54%	4.70%	3.09%	1.55%	12.74%	0.70%
Return on Assets (ROA)	-1.13%	1.74%	-0.51%	0.70%	6.87%	-1.72%
Return on Capital (ROIC)	-1.63%	2.35%	-0.64%	0.86%	8.25%	-2.21%
Return on Capital Employed (ROCE)	-	2.48%	-	1.08%	10.32%	-
Earnings Yield	-1.61%	12.74%	9.83%	4.73%	35.50%	2.03%
Earnings Yield	-1.61%	12.74%	9.83%	4.73%	35.50%	2.03%
FCF Yield	5.73%	6.25%	-3.84%	-1.25%	9.49%	-9.19%

Source: S&P Capital IQ. Insurance template. Financial Sources.