Universal Insurance Plc (NGX:UNIVINSURE)

Universal Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 11, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	19,680	10,560	4,160	3,200	3,200	3,200
Market Cap Growth	72.22%	153.85%	30.00%	-	-	-
Enterprise Value	16,854	8,710	2,848	2,547	2,868	2,846
PE Ratio	8.47	5.44	7.85	10.18	21.13	2.82
PS Ratio	1.08	0.78	0.49	0.64	1.09	0.89
PB Ratio	1.20	0.71	0.34	0.31	0.32	0.34
P/FCF Ratio	17.01	5.85	15.62	-	-	10.54
P/OCF Ratio	10.10	4.21	2.13	-	512.66	9.78
EV/Sales Ratio	0.92	0.64	0.34	0.51	0.98	0.79
EV/EBITDA Ratio	7.62	7.76	5.69	170.26	12.52	2.26
EV/EBIT Ratio	8.30	10.71	9.50	-	21.48	2.42
EV/FCF Ratio	14.56	4.83	10.69	-	-	9.37
Quick Ratio	1.41	1.13	0.67	0.90	0.35	0.61
Current Ratio	3.17	1.84	1.38	1.76	0.57	0.91
Asset Turnover	0.84	0.69	0.55	0.39	0.25	0.34
Return on Equity (ROE)	15.96%	14.28%	4.70%	3.09%	1.55%	12.74%
Return on Assets (ROA)	5.79%	2.59%	1.22%	-0.51%	0.70%	6.87%
Return on Capital (ROIC)	8.71%	3.74%	1.66%	-0.64%	0.86%	8.25%
Earnings Yield	11.80%	18.38%	12.74%	9.83%	4.73%	35.50%
Earnings Yield	11.80%	18.38%	12.74%	9.83%	4.73%	35.50%
FCF Yield	5.88%	17.09%	6.40%	-3.84%	-1.25%	9.49%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.