Universal Insurance Plc (NGX:UNIVINSURE)

Universal Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug 14, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	19,520	10,560	4,160	3,200	3,200	3,200
Market Cap Growth	72.22%	153.85%	30.00%	-	-	-
Enterprise Value	16,694	8,710	2,848	2,547	2,868	2,846
PE Ratio	8.27	6.84	7.85	10.18	21.13	2.82
PS Ratio	1.12	0.83	0.49	0.64	1.09	0.89
PB Ratio	1.19	0.92	0.34	0.31	0.32	0.34
P/FCF Ratio	16.87	4.40	16.00	-	-	10.54
P/OCF Ratio	10.02	3.42	2.14	-	512.66	9.78
EV/Sales Ratio	0.96	0.69	0.33	0.51	0.98	0.79
EV/EBITDA Ratio	8.59	4.82	4.55	170.26	12.52	2.26
EV/EBIT Ratio	9.83	5.57	6.70	-	21.48	2.42
EV/FCF Ratio	14.43	3.63	10.95	-	-	9.37
Quick Ratio	6.85	1.70	0.54	0.90	0.35	0.61
Current Ratio	11.37	2.34	1.11	1.76	0.57	0.91
Asset Turnover	0.80	0.73	0.56	0.39	0.25	0.34
Return on Equity (ROE)	16.21%	13.04%	4.70%	3.09%	1.55%	12.74%
Return on Assets (ROA)	4.85%	5.59%	1.74%	-0.51%	0.70%	6.87%
Return on Capital (ROIC)	7.29%	8.24%	2.35%	-0.64%	0.86%	8.25%
Earnings Yield	12.09%	14.63%	12.74%	9.83%	4.73%	35.50%
Earnings Yield	12.09%	14.63%	12.74%	9.83%	4.73%	35.50%
FCF Yield	5.93%	22.72%	6.25%	-3.84%	-1.25%	9.49%

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.