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Universal Insurance Plc (NGX:UNIVINSURE)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
0.8400
0.00 (0.00%)
At close: Aug 6, 2026

Universal Insurance Financials Overview

Millions NGN. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
20,91723,96213,5698,4565,0392,924
Revenue Growth
6.13%76.60%60.46%67.82%72.32%-18.57%
Operating Income
4,3151,890816.97299.36-104.65133.52
Net Income
5,5181,9941,941530.06314.51151.43
Earnings Per Share
0.340.120.120.030.020.01
EPS Growth
102.94%2.71%266.20%68.54%107.69%-86.67%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
2,3633,2293,1021,137573.79197.14
Net Cash Growth
-16.36%4.09%172.79%98.18%191.06%-49.78%
Net Cash Per Share
0.150.200.190.070.040.01
Cash & Investments
2,3633,2293,1021,137573.79197.14

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-2,062-6,4262,5071,950-122.766.24
Capital Expenditures
-300.56-337.24-43.65-1,684--46.28
Free Cash Flow
-2,362-6,7632,464266.37-122.76-40.04
Free Cash Flow Growth
--824.90%---

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
20.63%7.89%6.02%3.54%-2.08%4.57%
Pretax Margin
27.78%9.12%14.66%6.41%6.53%5.55%
Profit Margin
26.38%8.32%14.31%6.27%6.24%5.18%
FCF Margin
-11.29%-28.23%18.16%3.15%-2.44%-1.37%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
2.449.715.447.8510.1821.13
P/FCF Ratio
--4.2915.62--
PS Ratio
0.640.810.780.490.641.09