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Universal Insurance Plc (NGX:UNIVINSURE)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
0.7700
0.00 (0.00%)
At close: Sep 18, 2026

Universal Insurance Ratios and Metrics

Millions NGN. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
12,32019,36010,5604,1603,2003,200
Market Cap Growth
-35.83%83.33%153.85%30.00%0%0%
Enterprise Value
9,95716,6358,7102,8482,5472,868

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
2.239.715.447.8510.1821.13
PS Ratio
0.530.810.780.490.641.09
PB Ratio
0.581.050.710.340.310.32
P/FCF Ratio
--4.2915.62--
P/OCF Ratio
--4.212.13-512.66

EV Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
EV/Sales Ratio
0.420.690.640.340.510.98
EV/EBITDA Ratio
1.697.427.745.70170.2612.52
EV/EBIT Ratio
1.808.8010.669.51-21.48
EV/FCF Ratio
--3.5410.69--

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Debt / Equity Ratio
-0.11-0.17-0.21-0.09-0.05-0.02
Net Debt / EBITDA Ratio
-0.40-1.44-2.75-2.27-38.35-0.86
Net Debt / FCF Ratio
1.070.48-1.26-4.274.674.92
Quick Ratio
0.720.631.130.670.900.35
Current Ratio
1.921.361.841.381.760.57
Asset Turnover
0.820.940.690.550.390.25
Return on Equity (ROE)
29.25%11.91%14.28%4.70%3.09%1.55%
Return on Assets (ROA)
12.11%4.61%2.60%1.22%-0.51%0.70%
Return on Invested Capital (ROIC)
27.51%10.31%5.86%2.59%-0.98%1.28%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
44.79%10.30%18.38%12.74%9.83%4.73%
FCF Yield
-17.91%-34.93%23.33%6.40%-3.84%-1.25%