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Universal Insurance Plc (NGX:UNIVINSURE)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
0.8400
0.00 (0.00%)
At close: Aug 6, 2026

Universal Insurance Ratios and Metrics

Millions NGN. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
13,44019,36010,5604,1603,2003,200
Market Cap Growth
1.20%83.33%153.85%30.00%0%0%
Enterprise Value
11,07716,6358,7102,8482,5472,868

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
2.449.715.447.8510.1821.13
PS Ratio
0.640.810.780.490.641.09
PB Ratio
0.631.050.710.340.310.32
P/FCF Ratio
--4.2915.62--
P/OCF Ratio
--4.212.13-512.66

EV Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
EV/Sales Ratio
0.530.690.640.340.510.98
EV/EBITDA Ratio
2.327.427.745.70170.2612.52
EV/EBIT Ratio
2.578.8010.669.51-21.48
EV/FCF Ratio
--3.5410.69--

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Debt / Equity Ratio
-0.11-0.17-0.21-0.09-0.05-0.02
Net Debt / EBITDA Ratio
-0.50-1.44-2.75-2.27-38.35-0.86
Net Debt / FCF Ratio
1.000.48-1.26-4.274.674.92
Quick Ratio
11.980.631.130.670.900.35
Current Ratio
19.021.361.841.381.760.57
Asset Turnover
0.730.940.690.550.390.25
Return on Equity (ROE)
29.25%11.91%14.28%4.70%3.09%1.55%
Return on Assets (ROA)
9.47%4.61%2.60%1.22%-0.51%0.70%
Return on Invested Capital (ROIC)
21.52%10.31%5.86%2.59%-0.98%1.28%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
41.05%10.30%18.38%12.74%9.83%4.73%
FCF Yield
-17.58%-34.93%23.33%6.40%-3.84%-1.25%