Universal Insurance Plc (NGX:UNIVINSURE)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
0.8400
0.00 (0.00%)
At close: Aug 6, 2026

Universal Insurance Statistics

Total Valuation

NGX:UNIVINSURE has a market cap or net worth of NGN 13.44 billion. The enterprise value is 11.08 billion.

Market Cap13.44B
Enterprise Value 11.08B

Important Dates

The next estimated earnings date is Thursday, October 29, 2026.

Earnings Date Oct 29, 2026
Ex-Dividend Date n/a

Share Statistics

NGX:UNIVINSURE has 16.00 billion shares outstanding. The number of shares has increased by 0.00% in one year.

Current Share Class 16.00B
Shares Outstanding 16.00B
Shares Change (YoY) +0.00%
Shares Change (QoQ) +0.02%
Owned by Insiders (%) 0.01%
Owned by Institutions (%) n/a
Float 11.13B

Valuation Ratios

The trailing PE ratio is 2.44.

PE Ratio 2.44
Forward PE n/a
PS Ratio 0.64
PB Ratio 0.63
P/TBV Ratio 0.64
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 2.01
EV / Sales 0.53
EV / EBITDA 2.32
EV / EBIT 2.57
EV / FCF n/a

Financial Position

The company has a current ratio of 19.02

Current Ratio 19.02
Quick Ratio 11.98
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 29.25% and return on invested capital (ROIC) is 21.52%.

Return on Equity (ROE) 29.25%
Return on Assets (ROA) 9.47%
Return on Invested Capital (ROIC) 21.52%
Return on Capital Employed (ROCE) 14.09%
Weighted Average Cost of Capital (WACC) 5.64%
Revenue Per Employee 151.57M
Profits Per Employee 39.98M
Employee Count138
Asset Turnover 0.73
Inventory Turnover n/a

Taxes

In the past 12 months, NGX:UNIVINSURE has paid 292.02 million in taxes.

Income Tax 292.02M
Effective Tax Rate 5.03%

Stock Price Statistics

The stock price has increased by +1.21% in the last 52 weeks. The beta is 0.25, so NGX:UNIVINSURE's price volatility has been lower than the market average.

Beta (5Y) 0.25
52-Week Price Change +1.21%
50-Day Moving Average 0.98
200-Day Moving Average 1.17
Relative Strength Index (RSI) 39.44
Average Volume (20 Days) 10,619,842

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NGX:UNIVINSURE had revenue of NGN 20.92 billion and earned 5.52 billion in profits. Earnings per share was 0.34.

Revenue20.92B
Gross Profit 5.44B
Operating Income 4.32B
Pretax Income 5.81B
Net Income 5.52B
EBITDA 4.77B
EBIT 4.32B
Earnings Per Share (EPS) 0.34
Full Income Statement

Balance Sheet

The company has 2.36 billion in cash and no debt, with a net cash position of 2.36 billion or 0.15 per share.

Cash & Cash Equivalents 2.36B
Total Debt n/a
Net Cash 2.36B
Net Cash Per Share 0.15
Equity (Book Value) 21.31B
Book Value Per Share 1.33
Working Capital 7.36B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -2.06 billion and capital expenditures -300.56 million, giving a free cash flow of -2.36 billion.

Operating Cash Flow -2.06B
Capital Expenditures -300.56M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow -2.36B
FCF Per Share -0.15
Full Cash Flow Statement

Margins

Gross margin is 26.02%, with operating and profit margins of 20.63% and 26.38%.

Gross Margin 26.02%
Operating Margin 20.63%
Pretax Margin 27.78%
Profit Margin 26.38%
EBITDA Margin 22.80%
EBIT Margin 20.63%
FCF Margin n/a

Dividends & Yields

NGX:UNIVINSURE does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.00%
Shareholder Yield -0.00%
Earnings Yield 41.05%
FCF Yield -17.58%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3