Wema Bank PLC (NGX:WEMABANK)
Nigeria · Delayed Price · Currency is NGN 28.70
+0.70 (2.50%)
At close: Aug 28, 2026
Wema Bank Cash Flow Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 238,330 | 194,476 | 86,280 | 35,989 | 11,352 | 8,927 |
Depreciation & Amortization | 16,258 | 12,480 | 8,740 | 6,122 | 4,546 | 3,399 |
Gain (Loss) on Sale of Assets | -55.33 | -46.05 | -471.68 | -330.91 | 5.29 | -167.03 |
Gain (Loss) on Sale of Investments | 1,228 | 3,575 | 4,311 | 1,772 | 380.4 | -78.84 |
Total Asset Writedown | -1,739 | -2,297 | 2,757 | 83 | 173.04 | - |
Provision for Credit Losses | 27,373 | 24,907 | 14,453 | 7,435 | 4,862 | 2,093 |
Change in Trading Asset Securities | -191,208 | -151,143 | -45,451 | - | - | - |
Change in Other Net Operating Assets | -151,705 | 209,420 | -739,237 | -406,182 | -64,442 | -174,316 |
Other Operating Activities | 24,587 | 35,702 | 33,982 | 16,035 | 6,946 | 8,373 |
Operating Cash Flow | -36,825 | 327,075 | -634,637 | -339,287 | -36,378 | -151,939 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -65,840 | -42,113 | -20,294 | -15,437 | -6,616 | -3,783 |
Sale of Property, Plant and Equipment | 717.51 | 307.32 | 941.51 | 887.13 | 113.55 | 337.98 |
Investment in Securities | -61,281 | -282,958 | -225,051 | -271,715 | -174,701 | 13,339 |
Income (Loss) Equity Investments | 107.4 | - | - | -210.26 | -200.63 | -168.87 |
Purchase / Sale of Intangibles | -1,046 | -1,073 | -2,290 | -1,216 | -1,506 | -1,172 |
Other Investing Activities | -10.46 | -240.76 | -73.69 | -319.7 | -230.93 | -317.83 |
Investing Cash Flow | -127,460 | -326,077 | -246,768 | -287,996 | -182,941 | 8,404 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 43,550 | 68,742 | 50,420 | 14,784 | 3,261 |
Long-Term Debt Repaid | - | -39,791 | -39,341 | -4,543 | -18,387 | -4,208 |
Net Debt Issued (Repaid) | -22,263 | 3,759 | 29,401 | 45,877 | -3,603 | -946.01 |
Issuance of Common Stock | 193,515 | 193,515 | 39,160 | 21,000 | - | - |
Common Dividends Paid | -50,149 | -21,430 | -6,429 | -3,857 | -3,086 | -1,543 |
Net Increase (Decrease) in Deposit Accounts | 855,535 | 507,217 | 900,878 | 696,350 | 216,916 | 163,298 |
Other Financing Activities | -22,919 | -22,161 | -22,915 | -8,148 | -4,340 | -5,071 |
Financing Cash Flow | 953,719 | 660,900 | 940,096 | 751,221 | 205,887 | 155,737 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -2,043 | -2,143 | 2,401 | 1,909 | 85.28 | -162.86 |
Net Cash Flow | 787,392 | 659,754 | 61,092 | 125,848 | -13,346 | 12,039 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -102,665 | 284,962 | -654,932 | -354,724 | -42,995 | -155,723 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -20.70% | 67.75% | -279.63% | -289.74% | -57.72% | -275.10% |
Free Cash Flow Per Share | -2.80 | 10.45 | -36.67 | -27.59 | -3.34 | -12.11 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 250,847 | 215,091 | 177,569 | 93,922 | 53,055 | 34,922 |
Cash Income Tax Paid | 31,033 | 9,604 | 1,797 | 1,062 | 668.67 | 393.91 |