Aavas Financiers Limited (NSE:AAVAS)
India · Delayed Price · Currency is INR 1,366.60
-9.70 (-0.70%)
Aug 7, 2026, 3:29 PM IST
Aavas Financiers Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 23,473 | 22,798 | 20,177 | 17,347 | 13,886 | 11,289 |
Total Interest Expense | 11,161 | 10,948 | 10,075 | 8,284 | 5,910 | 4,775 |
Net Interest Income | 12,312 | 11,849 | 10,102 | 9,063 | 7,976 | 6,514 |
Commissions and Fees | 1,153 | 1,130 | 1,075 | 867.17 | 586.76 | 462.32 |
Other Revenue | 3,034 | 2,921 | 2,327 | 1,986 | 1,630 | 1,305 |
Revenue Before Loan Losses | 16,499 | 15,900 | 13,505 | 11,916 | 10,193 | 8,281 |
Provision for Loan Losses | 352.63 | 337.24 | 271.24 | 244.74 | 124.22 | 226.05 |
| 16,146 | 15,563 | 13,233 | 11,672 | 10,069 | 8,055 | |
Revenue Growth | 17.82% | 17.60% | 13.38% | 15.92% | 24.99% | 32.04% |
Salaries & Employee Benefits | 4,814 | 4,704 | 3,778 | 3,559 | 3,016 | 2,343 |
Cost of Services Provided | 106.15 | 102.92 | 131.21 | 189.18 | 200.05 | 158.25 |
Other Operating Expenses | 1,964 | 1,921 | 1,639 | 1,355 | 1,084 | 789.76 |
Total Operating Expenses | 7,332 | 7,158 | 5,912 | 5,430 | 4,587 | 3,528 |
Operating Income | 8,814 | 8,404 | 7,321 | 6,241 | 5,481 | 4,527 |
EBT Excluding Unusual Items | 8,814 | 8,404 | 7,321 | 6,241 | 5,481 | 4,527 |
Pretax Income | 8,814 | 8,404 | 7,326 | 6,244 | 5,484 | 4,527 |
Income Tax Expense | 1,945 | 1,856 | 1,585 | 1,338 | 1,188 | 975.09 |
Net Income | 6,869 | 6,549 | 5,741 | 4,907 | 4,296 | 3,552 |
Net Income to Common | 6,869 | 6,549 | 5,741 | 4,907 | 4,296 | 3,552 |
Net Income Growth | 16.97% | 14.07% | 17.00% | 14.21% | 20.96% | 22.93% |
Shares Outstanding (Basic) | 79 | 79 | 79 | 79 | 79 | 79 |
Shares Outstanding (Diluted) | 80 | 80 | 80 | 79 | 79 | 79 |
Shares Change | -0.29% | -0.06% | 0.69% | 0.06% | -0.10% | 0.24% |
EPS (Basic) | 86.73 | 82.72 | 72.54 | 62.03 | 54.38 | 45.10 |
EPS (Diluted) | 86.20 | 82.14 | 71.97 | 61.93 | 54.26 | 44.81 |
EPS Growth | 17.31% | 14.13% | 16.21% | 14.14% | 21.09% | 22.63% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | - | -14,192 | -16,902 | -20,333 | -19,631 | -11,507 |
Free Cash Flow Per Share | - | -178.01 | -211.88 | -256.64 | -247.93 | -145.19 |
Operating Margin | 54.59% | 54.00% | 55.32% | 53.48% | 54.44% | 56.20% |
Profit Margin | 42.54% | 42.08% | 43.38% | 42.04% | 42.67% | 44.09% |
Free Cash Flow Margin | - | -91.19% | -127.72% | -174.21% | -194.97% | -142.85% |
Effective Tax Rate | 22.07% | 22.08% | 21.63% | 21.42% | 21.66% | 21.54% |
Revenue as Reported | 27,660 | 26,848 | 23,584 | 20,203 | 16,106 | 13,056 |