Bajaj Housing Finance Limited (NSE:BAJAJHFL)
India · Delayed Price · Currency is INR 77.70
+0.22 (0.28%)
Oct 29, 2026, 1:39 PM IST
Bajaj Housing Finance Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 113,124 | 105,116 | 89,862 | 72,024 | 52,692 | 34,818 |
Total Interest Expense | 73,801 | 67,589 | 59,790 | 46,926 | 32,113 | 21,553 |
Net Interest Income | 39,323 | 37,527 | 30,071 | 25,098 | 20,579 | 13,264 |
Commissions and Fees | 4,010 | 2,971 | 2,012 | 1,382 | 1,365 | 2,239 |
Other Revenue | 2,611 | 2,159 | 1,766 | 1,056 | 1,348 | - |
Revenue Before Loan Losses | 45,943 | 42,658 | 33,849 | 27,535 | 23,292 | 15,503 |
Provision for Loan Losses | 1,591 | 1,893 | 578.4 | 608.8 | 1,235 | 1,811 |
| 44,352 | 40,765 | 33,270 | 26,927 | 22,057 | 13,692 | |
Revenue Growth | 22.33% | 22.53% | 23.56% | 22.08% | 61.09% | 45.04% |
Salaries & Employee Benefits | 6,061 | 5,597 | 4,839 | 4,656 | 4,351 | 3,489 |
Cost of Services Provided | 338.4 | 344 | 327.2 | 304.2 | 245.6 | 107.3 |
Other Operating Expenses | 1,784 | 1,901 | 1,607 | 1,283 | 1,244 | 826.7 |
Total Operating Expenses | 8,691 | 8,316 | 7,185 | 6,640 | 6,175 | 4,681 |
Operating Income | 35,661 | 32,449 | 26,086 | 20,287 | 15,882 | 9,011 |
EBT Excluding Unusual Items | 35,666 | 32,477 | 26,087 | 20,289 | 15,887 | 9,014 |
Gain (Loss) on Sale of Investments | 863.3 | 863.3 | 1,643 | 1,332 | 1,120 | 589.7 |
Other Unusual Items | -131.4 | -131.4 | - | - | - | - |
Pretax Income | 36,389 | 33,200 | 27,702 | 21,613 | 17,001 | 9,599 |
Income Tax Expense | 8,326 | 7,597 | 6,073 | 4,301 | 4,423 | 2,502 |
Net Income | 28,063 | 25,603 | 21,629 | 17,312 | 12,578 | 7,096 |
Net Income to Common | 28,063 | 25,603 | 21,629 | 17,312 | 12,578 | 7,096 |
Net Income Growth | 18.86% | 18.38% | 24.93% | 37.64% | 77.25% | 56.58% |
Shares Outstanding (Basic) | 8,316 | 8,329 | 8,092 | 6,712 | 6,682 | 4,883 |
Shares Outstanding (Diluted) | 8,322 | 8,334 | 8,099 | 6,712 | 6,682 | 4,883 |
Shares Change | -0.27% | 2.91% | 20.66% | 0.45% | 36.84% | - |
EPS (Basic) | 3.37 | 3.07 | 2.67 | 2.58 | 1.88 | 1.45 |
EPS (Diluted) | 3.37 | 3.07 | 2.67 | 2.58 | 1.88 | 1.45 |
EPS Growth | 19.15% | 14.98% | 3.52% | 37.02% | 29.54% | 56.58% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | -228,796 | -199,261 | -170,999 | -146,258 | -143,521 | -124,989 |
Free Cash Flow Per Share | -27.49 | -23.91 | -21.11 | -21.79 | -21.48 | -25.59 |
Operating Margin | 80.40% | 79.60% | 78.41% | 75.34% | 72.00% | 65.81% |
Profit Margin | 63.27% | 62.81% | 65.01% | 64.29% | 57.02% | 51.83% |
Free Cash Flow Margin | -515.87% | -488.81% | -513.97% | -543.17% | -650.68% | -912.84% |
Effective Tax Rate | 22.88% | 22.88% | 21.92% | 19.90% | 26.01% | 26.07% |
Revenue as Reported | 121,007 | 111,503 | 95,543 | 76,177 | 56,654 | 37,671 |