Bank of India (NSE:BANKINDIA)
India flag India · Delayed Price · Currency is INR
136.20
-1.84 (-1.33%)
Oct 22, 2026, 3:28 PM IST

Bank of India Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
336,627323,221297,682254,993204,722177,437
Revenue Growth
9.91%8.58%16.74%24.56%15.38%24.22%
Net Income
117,793103,06395,48365,64538,38034,926
Earnings Per Share
25.8722.6420.9715.489.359.07
EPS Growth
24.13%7.95%35.48%65.55%3.14%42.76%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Retail Banking Operations - Digital Banking
6.56.26.32.6--
Retail Banking Operations - Other Retail Banking
340,582329,101310,526259,557207,319157,165
Treasury Operations
226,177232,318227,359182,880164,659156,036
Wholesale Banking Operations
306,856295,336273,389234,056179,495146,075
Unallocated
11,5607,7263,6107,2355,8504,101
Inter Segment
-8,340-7,992-10,766-10,666-5,895-462.6
Total
876,842856,496804,125673,065551,429462,915

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
1,022,475536,697504,932463,820424,690536,255
Total Debt
1,153,7581,186,2591,238,695809,603650,152268,211
Net Cash (Debt)
-131,283-649,562-733,762-345,783-225,462268,043
Net Cash Growth
------26.80%
Net Cash Per Share
-28.83-142.68-161.17-81.53-54.9469.57

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--1,064,146-606,601-728,543-492,584-363,693
Capital Expenditures
--8,901-7,230-8,505-6,233-5,720
Free Cash Flow
--1,073,047-613,831-737,048-498,817-369,413
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
34.99%31.89%32.07%25.74%18.75%19.68%
FCF Margin
--331.99%-206.20%-289.05%-243.66%-208.19%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
4.6504.6504.0502.8002.0002.000
Dividend Per Share Growth
14.81%14.82%44.64%40.00%0%-
Dividend Yield
3.41%3.39%3.78%2.04%2.68%4.36%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
5.276.055.119.517.985.39
Forward PE
5.2910.3610.3610.3610.3613.43
PS Ratio
1.841.931.642.451.501.06