Bank of India Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	537,933	713,077	610,733	479,317	382,809
Interest Income on Investments	218,200	-	-	-	-
Total Interest Income	756,133	713,077	610,733	479,317	382,809
Interest Paid on Deposits	501,395	465,942	377,568	274,406	240,834
Net Interest Income	254,738	247,135	233,166	204,911	141,975
Net Interest Income Growth (YoY)	3.08%	5.99%	13.79%	44.33%	-1.63%
Gain (Loss) on Sale of Assets	-	2,030	284.57	1,341	2,773
Gain (Loss) on Sale of Investments	-	18,811	6,320	18,397	14,102
Other Non-Interest Income	100,363	70,207	55,727	52,374	63,230
Total Non-Interest Income	100,363	91,047	62,331	72,112	80,105
Non-Interest Income Growth (YoY)	10.23%	46.07%	-13.56%	-9.98%	16.15%
Revenues Before Loan Losses	355,101	338,183	295,497	277,022	222,080
Provision for Loan Losses	31,880	40,500	40,504	72,300	44,643
Revenue	323,221	297,682	254,993	204,722	177,437
Revenue Growth (YoY)	8.58%	16.74%	24.56%	15.38%	24.22%
Salaries and Employee Benefits	104,497	103,873	92,627	84,529	71,121
Occupancy Expenses	-	17,435	15,326	13,725	12,431
Selling, General & Administrative	-	6,449	5,931	5,885	4,089
Other Non-Interest Expense	78,009	44,342	39,178	39,596	34,059
Total Non-Interest Expense	180,306	169,972	151,242	144,163	120,889
EBT Excluding Unusual Items	142,915	127,710	103,752	60,560	56,548
Other Unusual Items	-5,188	-	-	-	-
Pretax Income	137,727	127,710	103,752	60,560	56,548
Income Tax Expense	34,634	32,189	38,086	22,166	21,675
Earnings From Continuing Operations	103,093	95,522	65,666	38,393	34,873
Minority Interest in Earnings	-29.5	-38.93	-21.12	-13.79	52.66
Net Income	103,063	95,483	65,645	38,380	34,926
Net Income to Common	103,063	95,483	65,645	38,380	34,926
Net Income Growth	7.94%	45.45%	71.04%	9.89%	67.69%
Basic Shares Outstanding	4,552	4,553	4,241	4,104	3,853
Diluted Shares Outstanding	4,552	4,553	4,241	4,104	3,853
Shares Change (YoY)	-0.01%	7.35%	3.35%	6.51%	17.53%
EPS (Basic)	22.64	20.97	15.48	9.35	9.07
EPS (Diluted)	22.64	20.97	15.48	9.35	9.07
EPS Growth	7.96%	35.48%	65.55%	3.14%	42.76%
Dividend Per Share	-	4.050	2.800	2.000	2.000
Dividend Growth	-	44.64%	40.00%	-	-
Effective Tax Rate	25.15%	25.20%	36.71%	36.60%	38.33%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.