Bank of India Limited (NSE:BANKINDIA)
India flag India · Delayed Price · Currency is INR
137.72
+0.50 (0.36%)
Jul 31, 2026, 3:30 PM IST

Bank of India Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
336,627323,221297,682254,993204,722177,437
Revenue Growth
9.91%8.58%16.74%24.56%15.38%24.22%
Net Income
117,793103,06395,48365,64538,38034,926
Earnings Per Share
25.8722.6420.9715.489.359.07
EPS Growth
24.13%7.95%35.48%65.55%3.14%42.76%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Retail Banking Operations - Digital Banking
6.56.26.32.6--
Retail Banking Operations - Other Retail Banking
340,582329,101310,526259,557207,319157,165
Treasury Operations
226,177232,318227,359182,880164,659156,036
Wholesale Banking Operations
306,856295,336273,389234,056179,495146,075
Unallocated
11,5607,7263,6107,2355,8504,101
Inter Segment
-8,340-7,992-10,766-10,666-5,895-462.6
Total
876,842856,496804,125673,065551,429462,915

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
1,022,475536,697504,932463,820424,690536,255
Total Debt
1,153,7581,186,2591,238,695809,603650,152268,211
Net Cash (Debt)
-131,283-649,562-733,762-345,783-225,462268,043
Net Cash Growth
------26.80%
Net Cash Per Share
-28.83-142.68-161.17-81.53-54.9469.57

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--1,064,146-606,601-728,543-492,584-363,693
Capital Expenditures
--8,901-7,230-8,505-6,233-5,720
Free Cash Flow
--1,073,047-613,831-737,048-498,817-369,413
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
34.99%31.89%32.07%25.74%18.75%19.68%
FCF Margin
--331.99%-206.20%-289.05%-243.66%-208.19%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
4.6504.6504.0502.8002.0002.000
Dividend Per Share Growth
14.81%14.82%44.64%40.00%0%-
Dividend Yield
3.37%3.50%4.05%2.24%3.01%5.12%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
5.336.055.119.517.985.39
Forward PE
5.2910.3610.3610.3610.3613.43
PS Ratio
1.871.931.642.451.501.06