Bank of India Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	103,063	95,483	65,645	38,380	34,926
Depreciation & Amortization	7,310	6,036	5,087	4,265	3,717
Gain (Loss) on Sale of Assets	-2,379	-2,030	-284.57	-1,341	-7.94
Gain (Loss) on Sale of Investments	4,931	-4,554	3,111	-15,745	9,689
Provision for Credit Losses	35,659	42,613	37,843	66,798	38,866
Change in Other Net Operating Assets	-1,261,212	-788,317	-900,172	-624,418	-475,685
Other Operating Activities	48,778	44,474	60,366	39,690	24,959
Operating Cash Flow	-1,064,146	-606,601	-728,543	-492,584	-363,693
Capital Expenditures	-8,901	-7,230	-8,505	-6,233	-5,720
Sale of Property, Plant and Equipment	446.6	499.55	235.71	996.16	234.91
Cash Acquisitions	4,707	-2,127	-1,820	-459.26	-1,111
Income (Loss) Equity Investments	-294.5	-305.56	-136.61	-212.46	-155.96
Divestitures	167.5	7.6	42.96	270.19	-
Other Investing Activities	294.5	305.56	136.61	212.46	155.96
Investing Cash Flow	-3,286	-8,545	-9,910	-5,213	-6,440
Long-Term Debt Issued	-	25,000	5,000	15,000	-
Long-Term Debt Repaid	-18,520	-	-	-	-7,000
Net Debt Issued (Repaid)	-18,520	25,000	5,000	15,000	-7,000
Issuance of Common Stock	1,231	1,115	49,825	5,587	25,500
Common Dividends Paid	-18,438	-12,747	-8,207	-8,207	-
Net Increase (Decrease) in Deposit Accounts	1,111,674	791,945	684,173	422,134	8,824
Other Financing Activities	-20,993	-13,025	-7,941	-6,972	-7,039
Financing Cash Flow	1,054,954	792,288	722,850	427,541	20,285
Net Cash Flow	-12,478	177,142	-15,603	-70,256	-349,847
Free Cash Flow	-1,073,047	-613,831	-737,048	-498,817	-369,413
Free Cash Flow Margin	-331.99%	-206.20%	-289.05%	-243.66%	-208.19%
Free Cash Flow Per Share	-235.72	-134.83	-173.79	-121.56	-95.88
Cash Interest Paid	-	13,025	7,941	6,972	7,039
Cash Income Tax Paid	-	1,447	-12,399	-3,560	5,559

Source: S&P Global Market Intelligence. Banks template. Financial Sources.