Cholamandalam Investment and Finance Company Limited (NSE:CHOLAFIN)
India · Delayed Price · Currency is INR 1,645.50
-4.50 (-0.27%)
Nov 4, 2026, 9:15 AM IST
NSE:CHOLAFIN Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 314,072 | 284,033 | 237,477 | 176,271 | 120,826 | 95,674 |
Total Interest Expense | 157,207 | 143,643 | 124,752 | 92,133 | 57,333 | 42,786 |
Net Interest Income | 156,865 | 140,390 | 112,725 | 84,138 | 63,493 | 52,887 |
Commissions and Fees | 24,671 | 21,142 | 17,391 | 13,421 | 6,507 | 4,725 |
Other Revenue | 5,679 | 5,557 | 3,592 | 1,707 | 1,511 | 1,010 |
Revenue Before Loan Losses | 187,215 | 167,089 | 133,708 | 99,266 | 71,511 | 58,623 |
Provision for Loan Losses | 35,531 | 35,363 | 24,943 | 13,176 | 8,497 | 8,803 |
| 151,684 | 131,725 | 108,765 | 86,090 | 63,014 | 49,819 | |
Revenue Growth | 27.87% | 21.11% | 26.34% | 36.62% | 26.48% | 36.81% |
Salaries & Employee Benefits | 47,667 | 41,951 | 33,278 | 24,786 | 13,604 | 9,572 |
Cost of Services Provided | 1,208 | 1,208 | 652.5 | 596 | 430.8 | 299.7 |
Other Operating Expenses | 17,105 | 16,191 | 15,196 | 12,899 | 11,616 | 9,931 |
Total Operating Expenses | 69,015 | 62,188 | 51,574 | 40,262 | 26,861 | 20,809 |
Operating Income | 82,669 | 69,537 | 57,191 | 45,828 | 36,153 | 29,010 |
Earnings From Equity Investments | 45.6 | 37.3 | 27 | 93.2 | -118.2 | -53.8 |
EBT Excluding Unusual Items | 82,954 | 69,813 | 57,433 | 45,922 | 36,034 | 29,023 |
Gain (Loss) on Sale of Investments | 26.5 | 26.5 | 29 | 234.3 | - | - |
Pretax Income | 82,908 | 69,768 | 57,442 | 46,146 | 36,028 | 29,022 |
Income Tax Expense | 20,691 | 17,442 | 14,815 | 11,946 | 9,379 | 7,487 |
Earnings From Continuing Ops. | 62,217 | 52,326 | 42,627 | 34,201 | 26,649 | 21,535 |
Net Income | 62,217 | 52,326 | 42,627 | 34,201 | 26,649 | 21,535 |
Net Income to Common | 62,217 | 52,326 | 42,627 | 34,201 | 26,649 | 21,535 |
Net Income Growth | 33.94% | 22.75% | 24.64% | 28.34% | 23.74% | 41.60% |
Shares Outstanding (Basic) | 850 | 844 | 840 | 831 | 822 | 821 |
Shares Outstanding (Diluted) | 852 | 846 | 842 | 833 | 823 | 822 |
Shares Change | 1.07% | 0.46% | 1.14% | 1.22% | 0.09% | 0.13% |
EPS (Basic) | 73.18 | 61.98 | 50.72 | 41.17 | 32.44 | 26.24 |
EPS (Diluted) | 73.03 | 61.83 | 50.60 | 41.06 | 32.38 | 26.19 |
EPS Growth | 32.51% | 22.19% | 23.23% | 26.81% | 23.64% | 41.41% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | -400,934 | -302,859 | -326,127 | -367,591 | -272,945 | -56,672 |
Free Cash Flow Per Share | -470.63 | -357.89 | -387.15 | -441.33 | -331.68 | -68.93 |
Dividend Per Share | 2.000 | 2.000 | 2.000 | 2.000 | 2.000 | 2.000 |
Dividend Growth | 0% | 0% | 0% | 0% | 0% | 0% |
Operating Margin | 54.50% | 52.79% | 52.58% | 53.23% | 57.37% | 58.23% |
Profit Margin | 41.02% | 39.72% | 39.19% | 39.73% | 42.29% | 43.23% |
Free Cash Flow Margin | -264.32% | -229.92% | -299.85% | -426.99% | -433.15% | -113.76% |
Effective Tax Rate | 24.96% | 25.00% | 25.79% | 25.89% | 26.03% | 25.80% |
Revenue as Reported | 349,234 | 315,387 | 261,526 | 194,199 | 131,056 | 102,318 |