NSE:FIVESTAR Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	32,324	31,291	27,663	21,166	14,988	12,038
Total Interest Expense	7,083	7,364	6,670	4,678	2,658	2,996
Net Interest Income	25,240	23,927	20,993	16,488	12,330	9,042
Commissions and Fees	576.91	465.47	321.65	219.18	137.59	293.96
Gain (Loss) on Sale of Investments	424.55	424.55	493.97	443.44	83.06	209.02
Other Revenue	-130.34	-	-	-	-	-
Revenue Before Loan Losses	26,111	24,817	21,808	17,150	12,551	9,545
Provision for Loan Losses	2,436	2,163	889.65	553.64	201.47	455.18
Revenue	23,675	22,654	20,919	16,597	12,349	9,089
Revenue Growth	7.35%	8.30%	26.04%	34.39%	35.86%	31.85%
Salaries & Employee Benefits	7,231	6,299	5,211	4,286	3,464	2,361
Cost of Services Provided	134.37	134.37	112.73	84.02	58.1	40.86
Other Operating Expenses	1,721	1,500	1,166	944.16	686.92	543.8
Total Operating Expenses	9,474	8,304	6,794	5,560	4,382	3,068
Operating Income	14,201	14,350	14,125	11,037	7,967	6,021
EBT Excluding Unusual Items	14,460	14,462	14,195	11,064	7,974	6,024
Pretax Income	14,627	14,628	14,306	11,159	8,047	6,042
Income Tax Expense	3,456	3,641	3,581	2,800	2,012	1,507
Net Income	11,170	10,987	10,725	8,359	6,035	4,535
Net Income to Common	11,170	10,987	10,725	8,359	6,035	4,535
Net Income Growth	1.05%	2.45%	28.30%	38.51%	33.06%	26.34%
Shares Outstanding (Basic)	295	294	293	292	291	282
Shares Outstanding (Diluted)	295	295	294	294	294	285
Shares Change	0.40%	0.39%	-0.20%	-0.03%	3.35%	7.99%
EPS (Basic)	37.88	37.31	36.61	28.64	20.71	16.09
EPS (Diluted)	37.85	37.25	36.50	28.39	20.49	15.92
EPS Growth	0.65%	2.05%	28.57%	38.55%	28.71%	16.97%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Free Cash Flow	-7,274	-2,899	-11,277	-21,447	-11,349	-2,858
Free Cash Flow Per Share	-24.65	-9.83	-38.38	-72.85	-38.54	-10.03
Dividend Per Share	2.000	2.000	2.000	-	-	-
Dividend Growth	0%	0%	-	-	-	-
Operating Margin	59.98%	63.35%	67.52%	66.50%	64.51%	66.24%
Profit Margin	47.18%	48.50%	51.27%	50.37%	48.87%	49.90%
Free Cash Flow Margin	-30.72%	-12.80%	-53.91%	-129.22%	-91.90%	-31.44%
Effective Tax Rate	23.63%	24.89%	25.03%	25.09%	25.01%	24.94%
Revenue as Reported	33,621	32,460	28,660	21,951	15,289	12,562