HDB Financial Services Limited (NSE:HDBFS)
India · Delayed Price · Currency is INR 686.35
+5.40 (0.79%)
At close: Jul 31, 2026
HDB Financial Services Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 162,188 | 157,883 | 138,358 | 111,567 | 89,278 | 83,630 |
Total Interest Expense | 67,974 | 67,838 | 63,628 | 48,486 | 34,752 | 32,891 |
Net Interest Income | 94,214 | 90,045 | 74,730 | 63,081 | 54,526 | 50,739 |
Gain on Sale of Investments (Rev) | 523.6 | 523.6 | 549.2 | 1,137 | 850.7 | 164.8 |
Other Revenue | 26,310 | 25,890 | 24,096 | 29,007 | 33,900 | 29,268 |
Revenue Before Loan Losses | 121,048 | 116,459 | 99,375 | 93,225 | 89,277 | 80,172 |
Provision for Loan Losses | 28,343 | 28,069 | 21,141 | 10,650 | 13,268 | 24,670 |
| 92,704 | 88,389 | 78,234 | 82,575 | 76,009 | 55,502 | |
Revenue Growth | 17.28% | 12.98% | -5.26% | 8.64% | 36.95% | 37.02% |
Salaries & Employee Benefits | 39,889 | 39,136 | 36,196 | 38,508 | 40,576 | 35,004 |
Cost of Services Provided | 417.1 | 417.1 | 287 | 276.6 | 177.3 | 147.9 |
Other Operating Expenses | 13,114 | 12,812 | 10,542 | 9,277 | 7,838 | 5,899 |
Total Operating Expenses | 55,625 | 54,536 | 48,958 | 49,536 | 49,745 | 42,027 |
Operating Income | 37,079 | 33,853 | 29,276 | 33,038 | 26,264 | 13,475 |
EBT Excluding Unusual Items | 37,079 | 33,853 | 29,276 | 33,038 | 26,264 | 13,475 |
Pretax Income | 37,089 | 33,863 | 29,278 | 33,047 | 26,274 | 13,476 |
Income Tax Expense | 9,476 | 8,425 | 7,519 | 8,438 | 6,681 | 3,362 |
Net Income | 27,613 | 25,438 | 21,759 | 24,608 | 19,594 | 10,114 |
Net Income to Common | 27,613 | 25,438 | 21,759 | 24,608 | 19,594 | 10,114 |
Net Income Growth | 27.73% | 16.91% | -11.58% | 25.60% | 93.73% | 158.36% |
Shares Outstanding (Basic) | 830 | 821 | 794 | 792 | 791 | 789 |
Shares Outstanding (Diluted) | 832 | 824 | 796 | 793 | 791 | 790 |
Shares Change | 4.40% | 3.45% | 0.44% | 0.17% | 0.20% | 0.20% |
EPS (Basic) | 33.27 | 30.97 | 27.40 | 31.08 | 24.78 | 12.81 |
EPS (Diluted) | 33.18 | 30.88 | 27.32 | 31.04 | 24.76 | 12.80 |
EPS Growth | 22.36% | 13.03% | -11.98% | 25.36% | 93.44% | 157.66% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | - | -87,492 | -138,361 | -168,594 | -69,619 | 19,460 |
Free Cash Flow Per Share | - | -106.20 | -173.74 | -212.65 | -87.96 | 24.63 |
Dividend Per Share | - | 4.000 | 3.000 | 3.000 | 2.000 | 1.000 |
Dividend Growth | - | 33.33% | 0% | 50.00% | 100.00% | - |
Operating Margin | 40.00% | 38.30% | 37.42% | 40.01% | 34.55% | 24.28% |
Profit Margin | 29.79% | 28.78% | 27.81% | 29.80% | 25.78% | 18.22% |
Free Cash Flow Margin | - | -98.98% | -176.86% | -204.17% | -91.59% | 35.06% |
Effective Tax Rate | 25.55% | 24.88% | 25.68% | 25.53% | 25.43% | 24.95% |
Revenue as Reported | 189,022 | 184,297 | 163,003 | 141,711 | 124,029 | 113,063 |